The top-rated motorcycle insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,521 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Florida Auto Plus Insurance. This directory lists 17 motorcycle insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Florida Auto Plus Insurance | 9555 SW 175th Terrace Suite 102 | (305) 796-2968 |
| 5 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 6 | Freeway Insurance | 16935 S Dixie Hwy | (305) 916-7641 |
| 7 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 8 | Steve Myers - State Farm Insurance Agent | 9004 SW 152nd St | (305) 253-5800 |
| 9 | Sebanda Insurance | 17595 S Dixie Hwy | (305) 817-4392 |
| 10 | Del Toro Insurance Kendall | 10579 SW 109th Ct | (786) 214-7551 |
The Florida riding season brings heavier local traffic and sudden rain showers that pose added risks for motorcyclists in Palmetto Bay. Univista Insurance addresses these challenges by connecting riders with appropriate liability and comprehensive coverage options. Their agents work to explain how personal injury protection and underinsured motorist policies apply on two-wheeled vehicles, helping customers meet state requirements without unnecessary extras. Before finalizing any policy, they first provide a detailed review of the motorcycle’s current registration and safety equipment to assess eligibility.
Jorge Milanes - GEICO Insurance Agent serves the Palmetto Bay, FL area as a motorcycle insurance agent. The company helps local riders secure coverage that meets Florida's specific liability requirements for operating a motorcycle on public roads. It assists clients in selecting appropriate policy limits and deductible options tailored to their bikes. Common services handled here include bundling motorcycle policies with existing auto insurance and processing temporary permits for seasonal riders.
GreatFlorida Insurance: Tamara Mourino provides motorcycle insurance agent services, offering policy guidance for local riders in Palmetto Bay, FL. Service plans commonly include assistance with coverage selection and periodic policy reviews to adjust for changing needs. The agency helps clients understand liability, collision, and other typical coverage options available for motorcycle owners. Maintenance plan consultations may address seasonal storage requirements or fleet management for business use. This office services single-family homes, apartments, retail, and restaurants that require insurance for motorcycles operated on their premises.
Motorcycle riders in Palmetto Bay and surrounding areas choose Florida Auto Plus Insurance for their coverage needs. This agency assists homeowners, renters, and vehicle owners in finding appropriate motorcycle insurance policies. Agents work to understand each rider’s unique situation, helping compare options from multiple carriers. The goal is to secure protection that meets local riding conditions and budget considerations. Located in Palmetto Bay, the agency also provides its motorcycle insurance services to clients in Cutler Bay and nearby communities throughout southern Miami-Dade County.
Estrella Insurance handles motorcycle insurance in Palmetto Bay, Florida, offering standard liability coverage along with available comprehensive and collision policies for riders. The agency also helps clients secure add-ons like uninsured motorist protection and accessory coverage for customized bikes. Claims assistance and policy adjustments are provided to accommodate seasonal or year-round riding. Such insurance services support local businesses including offices, warehouses, and food service establishments that require commercial motorcycle protection for deliveries or operations.
Freeway Insurance offers residential motorcycle insurance for riders in Palmetto Bay, Florida, along with commercial coverage for local businesses that rely on bikes. Its service area includes the surrounding communities across Miami-Dade County. Policies are tailored to provide basic liability and optional comprehensive protection for various motorcycle types. The agency ensures clients receive proper documentation and policy reviews. Returning customers can easily schedule follow-up visits to adjust coverage between their regular check-ins.
Del Toro Insurance in Palmetto Bay, Florida, is known for providing motorcycle insurance coverage to riders throughout the local area. It offers policies designed to protect a range of motorcycles, from cruisers to sport bikes, addressing common liability and comprehensive needs. The agency works with clients to find suitable protection tailored to their riding habits and bike specifications. Riders can also request to include customizable add-on coverage for custom parts and accessories on their policy.
Steve Myers, a motorcycle insurance agent based in Palmetto Bay, works closely with clients throughout the area and its surrounding South Florida communities. His office handles motorcycle insurance policies. Each policy is tailored to help protect riders against common road risks and state liability requirements. To handle a typical job for a customer, he first reviews the rider’s specific bike model and coverage needs, then compares suitable policy options from available insurers.
Sebanda Insurance serves the Miami-Dade County area, including Palmetto Bay, Florida, as a local provider of motorcycle insurance coverage. The agency works with riders to secure policies that address liability needs and protect their investment in a bike. Given Florida’s diverse riding conditions, agents help match clients with appropriate plans. The agency handles customized motorcycle insurance options and can assist with finding coverage for specialized bikes.
Del Toro Insurance Kendall provides a full range of motorcycle insurance policies in Palmetto Bay, Florida. They assist riders in securing coverage for various bikes, offering guidance on policy options and handling necessary paperwork. Service consultations help clients understand maintenance requirements and choose appropriate plans. The agency extends its services to cover diverse properties, including single-family homes, apartments, retail spaces, and restaurants.
What Does a a Motorcycle Insurance Agent in Palmetto Bay Cost?
Motorcycle insurance in Florida typically costs between $300 and $800 per year for basic coverage. Riders with clean records and older bikes often pay less. Factors like your age, bike model, and coverage limits change the price. This is general information and not insurance advice.
About motorcycle insurance agents in Palmetto Bay
Motorcycle insurance agents in Palmetto Bay Florida help riders find policies that meet state law requirements. Florida law mandates that all motorcyclists carry at least $10,000 in medical benefits coverage. An agent can explain how local traffic conditions and seasonal weather affect your policy options.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Florida?
Florida does not require liability insurance for motorcycles but does require $10,000 in medical benefits coverage. This coverage pays for injuries you or your passenger sustain in a crash. An agent can help you add optional coverages like collision or comprehensive.
Do I need insurance to ride a motorcycle in Palmetto Bay?
Yes you must carry proof of medical benefits coverage to ride legally in Florida. Without it you risk fines and license suspension. An agent can help you get the required coverage quickly.
How does my driving record affect motorcycle insurance rates in Florida?
Your driving history directly impacts your premium. Tickets for speeding or reckless driving can raise your rates for three to five years in Florida. An agent can review your record and find policies that fit your situation.
Motorcycle Insurance Agents in Other Florida Cities
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