The top-rated motorcycle insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 12 motorcycle insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 6 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 7 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 8 | Oakbridge Insurance | 225 Marina Dr | (912) 638-8600 |
| 9 | The Hawthorne Agency Inc | 2483 Demere Rd Ste 202 | (912) 222-6465 |
| 10 | Paul Jackson Insurance | 311 Plantation Chase | (912) 638-6500 |
Maggie Dutton operates as a State Farm Insurance Agent serving the St Simons Island, Georgia, area and surrounding Glynn County. The agency provides motorcycle insurance policies tailored for local riders. Agents here assist customers with liability coverage and comprehensive plan options that protect against damage and theft. Typical services include helping riders meet state requirements through personal injury protection and uninsured motorist coverage. The agency also handles roadside assistance endorsements for motorcycle policies.
Motorcycle owners in St Simons Island turn to Seban's Insurance Solutions for their coverage needs. This firm works to help riders protect their bikes with suitable policies, whether for daily commuting or weekend cruising. The agent focuses on explaining available options and matching each customer’s situation with an appropriate plan that meets local requirements. Clients can expect guidance on liability, comprehensive, and collision coverages. The company also serves riders in the neighboring community of Brunswick and throughout Glynn County.
Serving St. Simons Island and the surrounding communities of Georgia’s Golden Isles, Fleet Risk Management Inc handles motorcycle insurance agent needs for local riders. The company focuses on connecting clients with policies that help protect their motorcycles from common road risks. It looks for relevant coverage options while explaining key details such as liability limits and uninsured motorist protection. To manage a typical job, the agent begins by reviewing a rider’s specific bike model and usage, then recommends suitable plans from its available carriers.
When customers seek coverage for their motorcycle, the difference between one-time and recurring service options often determines how they select an agent; Robinson & Associates Insurance, Inc provides liability, collision, and comprehensive insurance tailored to riders in St Simons Island, GA. The agency assists clients in choosing policies that meet local requirements and protect against common road hazards. Service runs on a one-time, scheduled, or as-needed basis, with agents available to review coverage annually or when policy adjustments are required.
Turner & Associates Insurance, based in St Simons Island, GA, specializes in providing tailored motorcycle insurance policies for both touring and sport bikes. Its general services include liability, collision, and comprehensive coverage, helping riders meet state requirements while protecting their investment. In the coastal Georgia area, the agent also assists seasonal motorcyclists with storage coverage options during the off-season, addressing the unique risks of leaving a bike idle in the humid maritime climate.
Spring and summer bring increased motorcycle traffic across coastal Georgia, and riders throughout St Simons Island turn to McGinty-Gordon & Associates for coverage tailored to their bikes. As a dedicated motorcycle insurance agent, the company helps clients select liability, comprehensive, and uninsured motorist options that meet local requirements. Whether the rider owns a new touring model or a vintage cruiser, the agency evaluates individual needs before recommending appropriate protection. Every policy begins with a thorough consultation to review the motorcycle’s condition and the rider’s typical routes.
Oakbridge Insurance specializes in providing tailored motorcycle insurance coverage for riders on St Simons Island, Georgia. The agency serves both local commuters and seasonal touring enthusiasts, helping them select appropriate liability and comprehensive protection for their vehicles. Its general work involves assessing each client’s typical riding mileage and storage conditions to recommend suitable policy limits. During the busy spring and summer riding season on the island, Oakbridge Insurance assists customers in adjusting their coverage to account for increased road activity and the potential for weather-related hazards along coastal routes.
The Hawthorne Agency Inc in St Simons Island, GA works with clients to secure necessary liability and collision coverage for their motorcycles. The agency specializes in endorsing policies with add-ons such as comprehensive protection against theft, vandalism, and weather damage. Riders can also arrange for uninsured motorist coverage and roadside assistance. Its services are available to local businesses needing insurance for company-owned motorcycles, including offices, warehouses, and food service operators.
Serving residential customers on St Simons Island, GA, Paul Jackson Insurance also writes commercial motorcycle coverage for businesses throughout the coastal area. As a local agent, they tailor policies to meet the unique riding needs of the community, from routine commuting to weekend touring. Connecting clients with appropriate liability and comprehensive plans, they provide follow-up support and adjustments for changing needs between regular policy review visits.
What Does a a Motorcycle Insurance Agent in St Simons Island Cost?
Motorcycle insurance costs in Georgia vary widely based on your bike model, riding history, and coverage choices. A basic liability policy for a standard motorcycle may cost around 200 to 500 dollars per year. Full coverage policies can range from 500 to over 1,500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in St Simons Island
Motorcycle insurance agents in St Simons Island help riders meet Georgia state requirements and find the right coverage. Georgia law mandates at least 25/50/25 liability coverage for all motorcycles. Local agents can explain how factors like your riding history and bike type affect your policy.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Georgia?
Georgia law requires at least 25 thousand dollars in bodily injury liability per person, 50 thousand dollars per accident, and 25 thousand dollars in property damage liability. This is often written as 25/50/25. An agent can help you decide if higher limits are wise.
Do I need uninsured motorist coverage for my motorcycle in Georgia?
Uninsured motorist coverage is not required by Georgia law but is strongly recommended. It protects you if you are hit by a driver without insurance. Your agent can explain how it works with your liability policy.
How does my riding experience affect my motorcycle insurance cost in St Simons Island?
Insurance companies in Georgia consider your years of riding experience, accident history, and any safety course completions. More experience and a clean record usually lead to lower premiums. Your agent can review these factors with you.
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