The top-rated motorcycle insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, AAA Hawaii, Mia Migita - State Farm Insurance Agent. This directory lists 30 motorcycle insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Erick Ellgren: Allstate Insurance | 1188 Bishop St PH 2 | (808) 941-2886 |
| 3 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 4 | Mia Migita - State Farm Insurance Agent | 600 Kapiolani Blvd #203 | (808) 484-0085 |
| 5 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 6 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 7 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 8 | Lana Chansatit - State Farm Insurance Agent | 7192 Kalanianaʻole Hwy # G230 | (808) 395-5433 |
| 9 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 10 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
Ryan Miyashita's State Farm agency in Honolulu provides comprehensive motorcycle insurance designed to meet the needs of local riders. Service plans typically focus on liability coverage, collision protection, and uninsured motorist options. Regular maintenance advice and policy reviews help ensure continuous compliance with Hawaii's insurance requirements. The agency assists clients with claims filing and coverage adjustments as riding conditions change. Ryan Miyashita serves property owners in various settings, including individual single-family homes, apartment complexes, retail establishments, and restaurants across the island.
Erick Ellgren: Allstate Insurance provides motorcycle insurance coverage for riders in Honolulu, HI. The agency assists customers in obtaining policies that meet Hawaii’s requirements and can help tailor coverage with options such as comprehensive and collision. Motorcycle insurance agents in this area work to protect riders against liability and property damage from collisions and theft. Erick Ellgren: Allstate Insurance can serve commercial sectors such as offices, warehouses, and food service businesses needing insurance for their owned or used motorcycles.
Homeowners, renters, and vehicle owners in Honolulu rely on AAA Hawaii for professional motorcycle insurance agent services. This agency helps clients assess their liability coverage needs and select appropriate policy options to protect against financial loss from accidents or theft. By working directly with multiple insurance carriers, the agent can compare plans and recommend suitable protection for daily riders and occasional enthusiasts alike. Regular consultations ensure coverage keeps pace with changes in riding habits or local regulations. The agency also serves clients throughout the Pearl City metropolitan area.
Mia Migita - State Farm Insurance Agent in Honolulu, Hawaii serves motorcycle owners seeking tailored coverage for their bikes. The company helps riders protect their vehicles against liability and physical damage risks common on local roads. Policies are crafted to meet personal needs, whether for daily commuting or weekend touring. Coverage options address the unique challenges of riding in Hawaii’s urban and coastal traffic. The agent’s office also handles insurance needs for clients in the broader Honolulu metro, including nearby Kailua.
When considering motorcycle insurance, clients choose between one-time short-term policies for occasional rides or recurring annual plans for year-round protection. Kaina Kauahi – State Farm Insurance Agent in Honolulu, Hawaii, offers coverage options that address liability, collision, and uninsured motorist needs specific to local riding conditions. Service runs on both a scheduled appointment basis for policy reviews and an as-needed basis for claims or adjustments after accidents or bike modifications.
Shelli Toguchi-Hadley - State Farm Insurance Agent offers tailored motorcycle insurance coverage, including liability and comprehensive options for riders in Honolulu. The agency serves clients across Hawaii with personalized policy reviews and claims assistance, helping ensure appropriate protection for various bike types and riding habits. This local agent also addresses specific concerns such as coverage during the state’s wet winter months, when road conditions on Oahu can increase accident risks.
As the rainy season approaches on Oahu, riders in and around Honolulu seek coverage that protects their motorcycles from both weather damage and liability risks. Dustin Kwok provides tailored Motorcycle Insurance policies to meet these local needs, helping customers select appropriate deductibles and coverage limits. A clear explanation of how uninsured motorist protection works is offered during the initial consultation. True and correct assessments of paperwork begin with a review of the bike's registration and the rider's licence history.
Lana Chansatit’s State Farm Insurance agency in Honolulu, Hawaii, provides motorcycle insurance for residential policyholders across the city. Commercial coverage is also available for businesses requiring protection for owned cycles or fleet operations. The service area encompasses the greater Honolulu region and surrounding neighborhoods on Oahu. Policyholders can expect the agent to assist with follow-up after initial enrollment, including help with endorsement changes or claim questions between regular scheduled visits.
Serving Honolulu and the surrounding communities of Oahu, First Insurance Company of Hawaii, LTD handles motorcycle insurance policies for local riders. It addresses the specific coverage needs for both touring and standard motorcycles operated throughout the island. The agency works within local regulatory requirements to provide appropriate liability and comprehensive protections. For a typical job, it begins by reviewing the rider`s policy history and current motorcycle details to recommend suitable coverage options.
What Does a a Motorcycle Insurance Agent in Honolulu Cost?
Motorcycle insurance costs in Honolulu vary widely based on your bike type riding history and coverage limits. A basic liability policy for a standard cruiser might cost 300 to 600 dollars per year. Full coverage for a sportbike or high value motorcycle can range from 800 to 2000 dollars annually. This is general information not insurance advice.
About motorcycle insurance agents in Honolulu
Motorcycle insurance agents in Honolulu help riders find coverage that meets Hawaii state requirements. Hawaii law requires all motorcycle owners to carry liability insurance with minimum limits of 20/40/10. An agent can explain local options and help you understand how factors like traffic in Honolulu affect your premium.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Hawaii?
Hawaii law requires liability coverage of at least 20000 dollars per person for bodily injury 40000 dollars per accident for bodily injury and 10000 dollars for property damage. This is often written as 20/40/10. An agent can help you meet these requirements.
Do I need uninsured motorist coverage on my motorcycle policy in Hawaii?
Hawaii law requires insurers to offer uninsured motorist coverage but you can reject it in writing. Given the number of uninsured drivers in Honolulu many riders choose to add this coverage for extra protection.
How does my riding experience affect my motorcycle insurance cost in Honolulu?
Insurance companies consider your riding history and any traffic violations. A clean record with no accidents or tickets usually leads to lower premiums. Taking a motorcycle safety course may also help reduce your rate.