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Find Motorcycle Insurance Agents Near You in Makawao, HI

Browse motorcycle insurance agents serving Makawao, Hawaii. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Makawao, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 2 motorcycle insurance agents in Makawao, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kit Okazaki - State Farm Insurance Agent
81 Makawao Ave Suite 105, Makawao, HI 96768
(808) 573-8111 sfmaui.com
Liza Souza - State Farm Insurance Agent
2 Kilakila Pl, Makawao, HI 96768
(808) 573-9100 lizasouza.com

Motorcycle insurance agents in Makawao help riders find coverage that meets Hawaii state requirements. Hawaii law requires all motorcyclists to carry liability insurance with minimum limits of 20/40/10. Local agents understand the unique riding conditions on Maui and can tailor policies for island commutes or weekend rides.

What Does a Motorcycle Insurance Agent in Makawao Cost?

Motorcycle insurance costs in Hawaii vary based on factors like your age, riding experience, bike type, and coverage limits. A basic liability policy for a standard motorcycle in Makawao might cost between 200 and 500 dollars per year. Full coverage policies with comprehensive and collision can range from 500 to 1,200 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in Hawaii?
Hawaii law requires motorcycle owners to have liability insurance with at least 20,000 dollars per person for bodily injury, 40,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. This is the same as the requirement for cars.
Do I need uninsured motorist coverage for my motorcycle in Makawao?
Uninsured motorist coverage is not required by Hawaii law for motorcycles, but it is strongly recommended. It protects you if you are hit by a driver who has no insurance. Many agents in Makawao suggest adding this coverage for extra security.
Can I get a discount on my motorcycle insurance in Hawaii for taking a safety course?
Yes, many insurance companies in Hawaii offer discounts for completing a motorcycle safety course. Courses approved by the Hawaii Department of Transportation or the Motorcycle Safety Foundation often qualify. Ask your agent about specific discounts available in Makawao.