The top-rated motorcycle insurance agent in Champaign, Illinois is Kurt Lenschow - State Farm Insurance Agent, rated 5.0 stars across 554 reviews. Other highly rated options include John Caywood - State Farm Insurance Agent, Steve Tarrant - State Farm Insurance Agent, Anna Schappaugh - State Farm Insurance Agent. This directory lists 19 motorcycle insurance agents serving Champaign.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Lenschow - State Farm Insurance Agent | 2309 Village Green Pl c | (217) 352-1411 |
| 2 | John Caywood - State Farm Insurance Agent | 501 E University Ave Suite 1 | (217) 367-1105 |
| 3 | Steve Tarrant - State Farm Insurance Agent | 106 W Springfield Ave | (217) 352-1188 |
| 4 | Anna Schappaugh - State Farm Insurance Agent | 2500 Galen Dr UNIT 6 | (217) 239-4282 |
| 5 | Brya Insurance | 2002 S Neil St | (217) 355-5555 |
| 6 | Marcy McAnally - State Farm Insurance Agent | 900 S Mattis Ave Ste A | (217) 356-2722 |
| 7 | Tom Cox - State Farm Insurance Agent | 2108 W Springfield Ave #2 | (217) 352-7651 |
| 8 | AAA Champaign | 410 W Town Center Blvd | (217) 398-3621 |
| 9 | Amigo Insurance | 911 W Bloomington Rd | (217) 607-1244 |
| 10 | Dustin Hiser: Allstate Insurance | 604 S Neil St STE 104 | (217) 359-0232 |
Kurt Lenschow - State Farm Insurance Agent serves the Champaign, IL, area and surrounding communities by providing comprehensive motorcycle insurance policies. This agency helps riders manage financial risks through tailored coverage options. Clients can secure protection for their bikes against common perils while addressing local road conditions. The office offers personalized consultations to help customers understand liability limits and collision coverage. It specifically handles policy adjustments for seasonal riding and roadside assistance for breakdowns in the region.
John Caywood - State Farm Insurance Agent in Champaign, IL, provides motorcycle insurance policies tailored to local riders. It offers routine policy reviews to adjust coverage for changing needs, such as seasonal use or custom equipment. Service options include assistance with policy inquiries and claims filing support. The company maintains service plans to help customers manage their coverage limits and deductibles effectively. This agency works with motorcyclists throughout the area, insuring properties that include single-family homes, apartments, retail, and restaurants.
Motorcycle owners in the Champaign area seeking insurance protection for their bikes are served by Steve Tarrant - State Farm Insurance Agent. This agency addresses coverage needs for popular riding styles, including sport, cruiser, and touring motorcycles. Liability, comprehensive, and collision options are available to help safeguard riders and their machines on local roads. The office provides guidance on policy deductibles and coverage limits appropriate for different budgets. Situated in Champaign, the agency also extends its services to riders in the nearby community of Urbana.
Anna Schappaugh - State Farm Insurance Agent serves Champaign, Illinois and the surrounding communities in the area. It handles motorcycle insurance policies for riders looking to protect their bikes. The company offers coverage options designed to address common liability and physical damage needs. When working with clients, it typically starts by discussing individual riding habits and coverage requirements to tailor a policy that fits their specific situation.
For motorcycle insurance, clients choose between a single policy purchase for liability and comprehensive coverage or recurring premium plans that maintain year-round protection. Brya Insurance in Champaign, IL offers guidance on coverage tailored to local riding conditions and seasonal needs. The agency helps riders compare policy terms and adjust deductibles as requirements change. This firm operates on an as-needed basis, allowing clients to request policy reviews or binder updates whenever their motorcycle usage or coverage demands shift.
When Illinois winters give way to spring, motorcycle owners in the Champaign area begin pulling their bikes out of storage to prepare for the riding season. Marcy McAnally - State Farm Insurance Agent works with local riders to secure coverage that meets state requirements and protects their vehicles for the months ahead. Common aspects of this process include reviewing liability limits and considering comprehensive or collision options. The initial step for new clients typically involves an inspection of the motorcycle to document its current condition before the policy is finalized.
Tom Cox - State Farm Insurance Agent in Champaign, IL, specializes in providing motorcycle insurance policies tailored for local riders. Its general service work includes reviewing liability coverage and helping customers understand protection for their bikes. As the riding season approaches each spring, the agency assists with adjusting policies to account for increased road time and potential weather hazards. It also addresses concerns about storage coverage during the colder Illinois months, ensuring policies match the needs of seasonal riders.
AAA Champaign provides coverage options for those who ride motorcycles in the Champaign, IL area. This agent assists with standard liability policies as well as specialty add-ons such as comprehensive and collision coverage. Their services also include custom parts and equipment coverage, plus uninsured motorist protection for additional security. The agency works with businesses that operate motorcycles or fleets, serving commercial sectors including offices, warehouses, and food service operations.
Serving residential motorcycle owners in Champaign, Amigo Insurance also extends its services to commercial motorcycle policies. Their coverage area includes the city and surrounding communities within central Illinois. Experienced agents assist clients in selecting appropriate liability and protection plans for their riding needs. After initial policy setup, the office provides ongoing support for coverage adjustments and claim assistance, encouraging riders to return for annual policy reviews between regular riding seasons.
Dustin Hiser: Allstate Insurance in Champaign, Illinois, operates as a dedicated provider of motorcycle insurance coverage for local riders. The agency works with clients to find suitable policies that protect motorcycles from common risks on area roads. As an independent agent arrangement, it can present options from a large national carrier. Services include tailoring coverage amounts to different bike types, from cruisers to touring models. This location also offers add-on protections such as roadside assistance and towing support.
What Does a a Motorcycle Insurance Agent in Champaign Cost?
Motorcycle insurance costs in Illinois typically range from 200 to 800 dollars per year for basic liability coverage, depending on factors like your age, riding experience, bike type, and driving record. Full coverage policies with collision and comprehensive can cost between 500 and 1,500 dollars annually. Rates vary significantly by case. This is general information and not insurance advice.
About motorcycle insurance agents in Champaign
Motorcycle insurance agents in Champaign, Illinois help riders find policies that meet state law and personal needs. Illinois requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 20,000 dollars for property damage. An agent can explain additional options like collision, comprehensive, and uninsured motorist coverage for riders in Champaign County.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Illinois?
Illinois law requires motorcycle owners to carry liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 20,000 dollars for property damage. This coverage must be maintained at all times while the motorcycle is registered or operated.
Do I need uninsured motorist coverage on my motorcycle policy in Illinois?
Illinois law does not require uninsured motorist coverage for motorcycles, but it is strongly recommended. This coverage protects you if you are hit by a driver who has no insurance or insufficient insurance.
Can I get motorcycle insurance if I have a prior DUI in Illinois?
Yes, you can still obtain motorcycle insurance in Illinois after a DUI, but your rates will likely be higher. Some insurers may require you to file an SR-22 form with the Illinois Secretary of State to prove financial responsibility.
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