The top-rated motorcycle insurance agent in Kansas City, Kansas is Mario Giraldo - State Farm Insurance Agent, rated 5.0 stars across 341 reviews. Other highly rated options include Freeway Insurance, Tom Rich Insurance, Auto Insurance Discounters. This directory lists 13 motorcycle insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mario Giraldo - State Farm Insurance Agent | 10940 Parallel Pkwy Suite J | (913) 334-9400 |
| 2 | Freeway Insurance | 1020 Minnesota Ave | (913) 774-1014 |
| 3 | Tom Rich Insurance | 1057 Minnesota Ave | (913) 281-0808 |
| 4 | Auto Insurance Discounters | 4038 State Ave | (913) 371-2255 |
| 5 | RODINA INSURANCE | 1405 N 86th St | (913) 299-9313 |
| 6 | Hernandez Insurance Agency Inc | 1001 Kansas Ave | (913) 967-5727 |
| 7 | Matrix Insurance | 4208 Rainbow Blvd | (913) 515-2222 |
| 8 | R&S Agency Inc | 44 S 7th St | (913) 766-1590 |
| 9 | Conexion Insurance Agency | 6000 Leavenworth Rd STE N | (913) 490-9050 |
| 10 | Fountain City Insurance & Accounting | 4629 Shawnee Dr | (816) 493-4443 |
Mario Giraldo - State Farm Insurance Agent serves the Kansas City, Kansas metro area and surrounding counties as a motorcycle insurance agent. Its main services include helping riders secure liability, collision, and comprehensive coverage for their bikes. The company works with local motorcyclists to find policies that meet state requirements and personal needs. Mario Giraldo’s agency also handles homeowners and auto insurance plans for area drivers and learners. It assists with adding roadside assistance and specialized accessories coverage to motorcycle policies in this region.
Freeway Insurance is a motorcycle insurance agent in Olathe, KS, known for helping local riders secure liability coverage for their bikes. The agency serves customers throughout Johnson County and the greater Kansas City metro area with tailored protection options for standard cruisers, touring models, and sport motorcycles. Professional guidance is provided to navigate Kansas-specific policy requirements and optional endorsements. Add-on uninsured motorist coverage for enhanced financial protection on the road can be included.
Tom Rich Insurance provides tailored coverage options for motorcycle owners throughout Kansas City, KS, focusing on protecting riders against liability, collision, and comprehensive risks. The agency assists clients with policy selection, offering ongoing support to adjust coverage as needs change over time. Their service includes claims assistance and periodic policy reviews to ensure adequate protection. The company services motorcycle enthusiasts riding various street bikes, cruisers, and touring models, covering everything from single-rider cycles to those owned for recreational or commuting purposes.
Motorcycle owners in the Kansas City, KS area are served by Auto Insurance Discounters for their motorcycle insurance agent needs. The company assists riders in finding liability, comprehensive, and collision coverage to protect their bikes on local roads. This agent helps customers compare policy options from different carriers to meet various budget and risk requirements. Its service area also covers neighboring communities within the Kansas City metropolitan region, including the Kansas side near Wyandotte County.
RODINA INSURANCE serves Kansas City, Kansas, and the surrounding communities, handling personal motorcycle insurance policies for local riders. The agency works with a selection of carriers to provide liability, comprehensive, and collision coverage options tailored to individual needs. Typical tasks involve reviewing a rider’s driving history, the motorcycle’s value, and usage patterns. The company’s approach to handling a job begins with a thorough needs assessment to identify necessary coverages, then compares policies from available providers to find suitable protection.
When a customer chooses between a one-time policy and a recurring plan with Hernandez Insurance Agency Inc in Kansas City, KS, the primary distinction involves whether coverage lapses or remains in continuous effect for the motorcycle riding season. The agency focuses solely on matching local riders with appropriate liability and comprehensive protection to meet Kansas legal requirements. Services run on a scheduled basis for annual renewals, with additional one-time policy adjustments available as needed throughout the year.
Matrix Insurance offers specialty motorcycle insurance services in Kansas City, Kansas, working to match coverage to the specific model and use of each bike. The agency handles the general work of comparing policies from multiple insurers and explaining liability, comprehensive, and collision options. Its local knowledge of Kansas traffic laws and weather patterns helps riders manage their coverage effectively. When winter weather or unexpected storms arrive, the agency helps with adjusting policies to seasonal storage needs or storm damage claims.
Riding season in Kansas City brings unpredictable weather and changing road conditions. R&S Agency Inc helps local motorcyclists protect their bikes with tailored coverage that addresses regional risks like sudden storms and rural highway debris. The company focuses on explaining liability, comprehensive, and collision options so riders understand their policy choices. An agent can schedule a straightforward motorcycle inspection and go over your current coverage to recommend personalized adjustments.
Conexion Insurance Agency operates as a local motorcycle insurance agent in Kansas City, Kansas, handling the necessary coverages for standard bike ownership and operation. The company can arrange for liability and collision policies, and it also offers optional protection for custom parts, equipment, and for riders who invest in add-ons like sidecars or trailer hitches. This Kansas City-based agency is equipped to serve a variety of commercial sectors, including local repair shops, warehousing facilities that store motorcycles, and food service businesses that employ riders for deliveries.
Fountain City Insurance & Accounting provides residential motorcycle insurance services in Kansas City, Kansas, helping local riders secure coverage for personal bikes. The agency also handles commercial motorcycle insurance policies for businesses with fleet or delivery needs within the greater Kansas City area. A focus on clear policy explanations and tailored options supports riders looking for liability, collision, or comprehensive plans. The office welcomes clients to return for policy reviews or adjustments between regular visits, ensuring coverage remains appropriate through changing riding seasons or added equipment.
What Does a a Motorcycle Insurance Agent in Kansas City Cost?
Motorcycle insurance costs in Kansas vary widely based on factors like your riding experience, bike model, and coverage limits. A basic liability-only policy for a standard motorcycle might cost between 200 and 500 dollars per year. Full coverage with comprehensive and collision can range from 400 to 1200 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Kansas City
Motorcycle insurance agents in Kansas City Kansas help riders find policies that meet Kansas state minimum liability requirements. Kansas law requires all motorcycle owners to carry liability insurance with limits of at least 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. An agent can also help you add comprehensive and collision coverage to protect your motorcycle from theft or damage.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Kansas?
Kansas law requires motorcycle owners to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident for bodily injury. Property damage liability coverage of 25 thousand dollars is also required.
Do I need uninsured motorist coverage for my motorcycle in Kansas?
Yes, Kansas law requires uninsured and underinsured motorist coverage for all motor vehicle policies including motorcycles. The minimum limits match your liability coverage at 25 thousand dollars per person and 50 thousand dollars per accident.
Can I get motorcycle insurance if I have a prior accident or ticket?
Yes, many insurance agents in Kansas City Kansas can help you find coverage even with a prior accident or traffic violation. Your premium may be higher, but agents can shop multiple companies to find a policy that fits your situation.
Motorcycle Insurance Agents in Other Kansas Cities
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