ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a motorcycle insurance agent in Franklin? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Franklin, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 motorcycle insurance agents in Franklin, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kemble Insurance
208 S College St, Franklin, KY 42134
(270) 586-0015
Franklin Insurance
724 N Main St, Franklin, KY 42134
(270) 586-8246
franklininsurance.net
Motorcycle insurance agents in Franklin, Kentucky help riders find coverage that meets Kentucky state law requirements. Kentucky requires all motorcycle operators to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Local agents can also explain additional options like uninsured motorist coverage and comprehensive protection for Franklin's changing weather conditions.
What Does a Motorcycle Insurance Agent in Franklin Cost?
Motorcycle insurance costs in Kentucky typically range from 300 to 800 dollars per year for basic liability coverage, depending on factors like your age, riding experience, bike type, and driving record. Full coverage policies that include collision and comprehensive protection can cost 600 to 1,500 dollars annually. Rates are generally lower than in many other states due to Kentucky's moderate accident rates and insurance market. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Kentucky?
Kentucky law requires motorcycle owners to carry liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. This is the same minimum coverage required for cars in the state.
Do I need uninsured motorist coverage for my motorcycle in Kentucky?
Kentucky law requires insurers to offer uninsured motorist coverage with your motorcycle policy. You can reject this coverage in writing, but it is strongly recommended because it protects you if a driver without insurance causes an accident.
How does Kentucky's helmet law affect my motorcycle insurance?
Kentucky requires all motorcycle riders and passengers under age 21 to wear a helmet. Riders 21 and older may ride without a helmet if they have at least 10,000 dollars in medical insurance coverage. Your insurance agent can help you verify your medical coverage meets this requirement.
Free • No Obligation
Compare Motorcycle Insurance Agents
Get matched with agents in Franklin who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.