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Directory of motorcycle insurance agents in Independence, Kentucky. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 7 motorcycle insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Motorcycle insurance agents in Independence, Kentucky help riders find coverage that meets state requirements. Kentucky law requires all motorcycle owners to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. Local agents can also advise on additional coverage options for theft, collision, and uninsured motorist protection.
What Does a Motorcycle Insurance Agent in Independence Cost?
Motorcycle insurance costs in Kentucky vary based on factors like your age, driving record, bike type, and coverage levels. On average, riders in Kentucky pay between 300 and 800 dollars per year for basic liability coverage. Full coverage policies with collision and comprehensive can cost 600 to 1,500 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Kentucky?
Kentucky law requires motorcycle owners to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. You must carry proof of insurance when riding.
Do I need uninsured motorist coverage for my motorcycle in Kentucky?
Kentucky does not require uninsured motorist coverage for motorcycles, but it is highly recommended. This coverage protects you if you are hit by a driver who has no insurance or not enough insurance to cover your damages.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.