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Find Motorcycle Insurance Agents Near You in Watertown, MA

Browse motorcycle insurance agents serving Watertown, Massachusetts. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 motorcycle insurance agents in Watertown, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242 a-affordableinsurance.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474 robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607 wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518 jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995 jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700

What Does a Motorcycle Insurance Agent in Watertown Cost?

Motorcycle insurance costs in Massachusetts typically range from $300 to $1,500 per year for basic liability coverage, with full coverage policies costing $600 to $2,500 or more. Factors like your age, riding experience, bike type, and claims history affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Massachusetts?
Massachusetts law requires at least $20,000 per person and $40,000 per accident for bodily injury liability, plus $5,000 for property damage liability. Uninsured motorist coverage is also required at the same limits.
Can I insure a motorcycle in Watertown if I have a permit?
Yes, you can insure a motorcycle with a learners permit in Massachusetts. Many agents in Watertown offer policies for permit holders, but the policy must be in your name or a co-owners name.
Do I need motorcycle insurance if I only ride seasonally in Watertown?
Yes, Massachusetts requires continuous insurance coverage for any registered motorcycle, even if you do not ride in winter. An agent can help you find a policy with seasonal use discounts.