The top-rated motorcycle insurance agent in Southgate, Michigan is Kandi Lambert - State Farm Insurance Agent, rated 5.0 stars across 169 reviews. Other highly rated options include Lademan Insurance Agency, Grendel-Wittbold Insurance, Sam Quisenberry - State Farm Insurance Agent. This directory lists 14 motorcycle insurance agents serving Southgate.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kandi Lambert - State Farm Insurance Agent | 13454 Eureka Rd | (734) 720-0032 |
| 2 | Lademan Insurance Agency | 16093 Eureka Rd | (734) 284-7500 |
| 3 | Grendel-Wittbold Insurance | 12850 Eureka Rd | (734) 284-4740 |
| 4 | Sam Quisenberry - State Farm Insurance Agent | 11165 Allen Rd | (313) 386-6565 |
| 5 | Gary K Smith Insurance Agency | 14405 Northline Rd | (734) 285-7620 |
| 6 | Bryan Kozlowski - State Farm Insurance Agent | 13245 Northline Rd | (734) 443-4018 |
| 7 | AAA Insurance - Awad Agency | 15201 Dix Toledo Rd | (734) 304-0466 |
| 8 | Brad Baynai - State Farm Insurance Agent | 18706 Eureka Rd | (734) 282-6000 |
| 9 | Kathy Loveridge - State Farm Insurance Agent | 13344 Dix Toledo Rd Hwy | (734) 281-6950 |
| 10 | Lana Mohamed: Allstate Insurance | 13220 Trenton Rd | (734) 258-1986 |
Kandi Lambert - State Farm Insurance Agent serves the Southgate, Michigan area and the surrounding Wayne County region. This agency provides motorcycle insurance policies designed to cover riders, their bikes, and potential liability. Specializing in personal lines coverage, the office can help local riders understand policy options for different bike types and riding habits. Two specific services it handles here include comprehensive and collision protection for motorcycles and uninsured motorist coverage tailored for riders.
Lademan Insurance Agency in Southgate, MI, provides a range of services for motorcycle insurance, including liability, collision, and comprehensive coverage to protect riders on the road. It offers service plans for various bike types, helping clients such as commuters and touring enthusiasts maintain proper policy adjustments each season. Occasional maintenance support ensures coverage aligns with changing riding needs. The agency also services further motorcycle-related properties including single-family homes, apartments, retail, and restaurants.
Grendel-Wittbold Insurance serves motorcyclists in Southgate, Michigan, and the surrounding Downriver communities. The agency handles coverage for a full range of street-legal motorcycles, from cruisers and sport bikes to touring models and trikes. It provides standard liability protection along with optional comprehensive and collision coverage to guard against theft, weather damage, and collisions. For each client, the agency carefully reviews individual riding habits and bike usage to recommend appropriate policy limits and deductibles that balance cost with sufficient protection.
Sam Quisenberry - State Farm Insurance Agent in Southgate, MI, serves homeowners, renters, and vehicle owners in need of tailored coverage. As a local motorcycle insurance agent, the company offers personalized policies that protect riders against liability, collision, and comprehensive risks unique to the area. Customers appreciate clear explanations of deductibles and coverage limits for their bikes. The agency also assists with bundling auto and home plans for convenience. In addition to serving Southgate, this location covers the greater Downriver region and extends into parts of Wyandotte.
Gary K Smith Insurance Agency in Southgate, MI offers both one-time seasonal policies for short riding periods and recurring annual plans for ongoing motorcycle coverage, ensuring flexibility in protection. Liability, comprehensive, and collision options are available to secure bikes against accidents, theft, and weather damage. Their local knowledge assists riders in selecting appropriate limits for road stability. Service runs on an as-needed basis, assisting clients with policy changes and renewals according to individual schedules throughout the riding season.
Bryan Kozlowski - State Farm Insurance Agent in Southgate, MI, specializes in arranging liability and comprehensive coverage for motorcycles of all styles. It also provides general personal insurance policies designed to protect local riders’ homes and vehicles. Working from this community-based agency, clients receive assistance in balancing coverage limits with protection needs. With Michigan’s unpredictable riding season and frequent spring rainstorms, the office helps motorcyclists adjust policies before summer and manage any weather-related riding pauses.
When Michigan’s winter snow melt gives way to Southgate’s spring riding season, many motorcyclists begin thinking about coverage for their bikes. AAA Insurance - Awad Agency in Southgate, MI, assists local riders in securing motorcycle insurance that meets Michigan’s unique no-fault requirements and optional liability options. The agency helps customers review their policies for adequate protection while considering factors like bike value and typical riding frequency. To begin coverage, a consultation is scheduled where an initial assessment of the motorcycle and the rider’s specific needs is conducted.
Brad Baynai - State Farm Insurance Agent in Southgate, MI, provides motorcycle insurance policies tailored to local riders, offering liability, collision, and comprehensive coverages. Specialty add-ons such as roadside assistance and accessory protection can be included to enhance a standard policy. This agency helps protect individuals riding all types of motorcycles across Wayne County. Its insurance solutions can serve various commercial sectors, including local offices, warehouses, and food service businesses needing vehicle coverage for delivery or operations.
Kathy Loveridge - State Farm Insurance Agent in Southgate, MI provides residential motorcycle insurance solutions for local riders. The agency also offers commercial coverage options for businesses operating motorcycles in the area, serving Southgate and the surrounding communities. Riders can discuss their specific protection needs for various bike styles and usage patterns. The office encourages clients to return for coverage updates between regular policy review visits to ensure their plans remain aligned with changing circumstances.
What Does a a Motorcycle Insurance Agent in Southgate Cost?
Motorcycle insurance costs in Michigan vary based on your bike type, riding experience, and driving record. Typical annual premiums range from $300 for basic liability coverage to over $1,500 for full coverage on a high-value bike. Riders with a clean record often pay between $400 and $800 per year. This is general information and not insurance advice.
About motorcycle insurance agents in Southgate
Motorcycle insurance agents in Southgate Michigan help riders find coverage that meets state requirements. Michigan law requires all motorcyclists to have no-fault insurance including personal injury protection and property protection. A local agent can explain the specific minimum limits and help you choose the right policy for your bike.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Michigan?
Michigan law requires motorcyclists to carry no-fault insurance with personal injury protection and property protection liability. The minimum property protection limit is $1,000,000. You must also have residual bodily injury liability coverage of at least $20,000 per person and $40,000 per accident.
Does Michigan require uninsured motorist coverage for motorcycles?
Yes, Michigan law requires uninsured motorist coverage for motorcycles. The minimum limit is $20,000 per person and $40,000 per accident. This coverage protects you if you are hit by a driver who does not have insurance.
Can I get motorcycle insurance if I have a DUI on my record in Michigan?
Yes, you can still get motorcycle insurance in Michigan with a DUI on your record. However, your rates will likely be higher. Many insurers offer SR-22 filing for high-risk riders. A local agent can help you find a policy that works for your situation.
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