The top-rated motorcycle insurance agent in Troy, Michigan is Goosehead Insurance - Alsaigh & Adour Agency, rated 5.0 stars across 312 reviews. Other highly rated options include JPS Insurance Agency, AAA Insurance - Howard Beatty IV Insurance Agency, Steven Schmitt: Allstate Insurance. This directory lists 21 motorcycle insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goosehead Insurance - Alsaigh & Adour Agency | 100 W Big Beaver Rd STE 580 | (586) 630-3799 |
| 2 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 3 | AAA Insurance - Howard Beatty IV Insurance Agency | 2950 W Square Lake Rd Suite# 100 | (248) 792-7012 |
| 4 | Steven Schmitt: Allstate Insurance | 1921 W South Blvd | (248) 813-1000 |
| 5 | Ann Percy - State Farm Insurance Agent | 4101 John R Rd #500 | (248) 879-9690 |
| 6 | Jay Munj - State Farm Insurance Agent | 2916 E Long Lake Rd | (248) 250-9708 |
| 7 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 8 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 9 | Andrew Leggat - State Farm Insurance Agent | 2265 Livernois Rd Ste 300 | (248) 244-0618 |
| 10 | David Basch - State Farm Insurance Agent | 2555 Crooks Rd Ste 120 | (248) 822-2086 |
Goosehead Insurance - Alsaigh & Adour Agency serves the Troy, Michigan area as a motorcycle insurance agent, helping clients navigate coverage options tailored to local riding conditions. This agency works with standard insurers to secure policies for a range of motorcycle types, including cruisers and sportbikes. It assists riders in understanding liability, comprehensive, and collision coverages that meet state requirements. Additionally, the agency can help coordinate specialty protections such as accessory coverage for custom parts and equipment commonly installed by riders in the region.
JPS Insurance Agency protects riders in Troy, Michigan, with a comprehensive range of motorcycle insurance services, including liability, comprehensive, and collision coverage for various bike types. The agency provides ongoing policy management and tailored support to ensure each rider’s coverage adjusts with their needs. It services individual policies for owners of single-family homes and also caters to those who may insure their motorcycles as part of a broader portfolio that includes apartments, retail, and restaurants.
Motorcycle owners in the Troy area rely on AAA Insurance - Howard Beatty IV Insurance Agency for their coverage needs. The agency specializes in motorcycle insurance, assisting riders in protecting their vehicles against liability, theft, and collision damage. They work with local clients to navigate policy options and ensure compliance with Michigan’s insurance requirements. Their services extend to riders in surrounding communities throughout Oakland County, including the nearby city of Birmingham.
Steven Schmitt: Allstate Insurance serves clients in Troy, Michigan, and the surrounding communities of Oakland County, handling the full range of motorcycle insurance coverage needs. This agency helps riders protect their bikes from common risks on local roads and highways. The typical job begins by reviewing a rider's specific bike model and typical usage to identify appropriate liability, comprehensive, and collision options. To complete a job, the agent works directly with the client to compare available protection levels and finalize a policy that fits their budget and riding habits.
Ann Percy in Troy, Michigan offers motorcycle insurance through either a single policy purchase or an ongoing relationship to adjust coverage as needs change. This insurance covers liability, collision, and comprehensive protection for riders. As a local agent, Ann Percy helps motorcyclists understand their policy options and file claims if needed. Customizing deductibles and adding accessories coverage are also common requests. This insurance service is available on a one-time basis for a new policy or on an as-needed basis for updates and claims assistance.
Spring in Troy brings renewed motorcycle traffic as riders prepare for warmer weather, and Jay Munj - State Farm Insurance Agent provides coverage options tailored to protect local bikers on Michigan roads. Navigating state helmet laws and liability requirements in Oakland County requires careful policy review, which this agent assists with through clear explanations of available protections. New seasonal operators often need guidance on adjusting their existing auto bundles to include proper bike coverage. A full inspection of the motorcycle’s condition is completed before any final policy quote is issued.
AAA Insurance - Daniel's Agency specializes in providing motorcycle insurance coverage for riders in Troy, MI, including policies that protect various bike makes and models. It serves local motorcyclists by evaluating their individual riding needs and offering appropriate liability, collision, and comprehensive protection. As riders prepare for Michigan’s unpredictable summer thunderstorms or consider winter storage options, the agency helps address gaps in coverage that arise from seasonal changes, ensuring policies adapt to reduced riding time and potential off-road parking risks.
Troy-Metro Agency assists motorcycle owners in Troy, Michigan, with securing liability coverage for legal and financial protection on the road. The agency specializes in adding policy endorsements for accessories, roadside assistance, and trip interruption benefits to address common rider needs. It helps clients manage premium costs through deductible options and safety course discounts where applicable. Commercial sectors served include offices, warehouses, and food service operations, ensuring businesses in these fields obtain appropriate motorcycle insurance for delivery or transport activities.
Andrew Leggat - State Farm Insurance Agent in Troy, MI, is known for providing local motorcycle insurance policies tailored to individual riding needs. The agency serves riders throughout the area, offering standard coverage options to help protect bikes and their owners on the road. Their service range includes assisting with policy adjustments and claims support after an incident. An additional specialty service available is adding an accessory coverage option for custom parts and riding gear.
David Basch provides residential motorcycle insurance services to clients in Troy, MI, and also handles commercial coverage for businesses with bike fleets. This local agent serves the broader metro Detroit area, helping riders find appropriate protection for their vehicles. Policies can be tailored to individual needs, with options available for various bike types. Customers often follow up after their initial visit to adjust coverage when season or situation changes, ensuring continued support between their regular trips to the agency.
What Does a a Motorcycle Insurance Agent in Troy Cost?
Motorcycle insurance costs in Michigan vary based on your bike type, riding history, and coverage levels. Basic liability policies can start around 100 to 200 dollars per year, while full coverage may cost 300 to 800 dollars annually. Factors like your age, driving record, and bike value affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Troy
Motorcycle insurance agents in Troy Michigan help riders find coverage that meets state requirements. Michigan law requires motorcyclists to carry liability insurance with minimum limits of 20/40/10. An agent can explain how Michigan no-fault rules apply to motorcycles and help you choose the right policy for your bike.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Michigan?
Michigan law requires at least 20/40/10 liability coverage. This means 20,000 dollars for injury per person, 40,000 dollars total per accident, and 10,000 dollars for property damage. An agent in Troy can help you meet these minimums.
Do I need no-fault insurance for my motorcycle in Michigan?
No, motorcycles are not covered under Michigan no-fault law. You still need liability insurance but you do not need personal injury protection (PIP) for a motorcycle. An agent can clarify your specific coverage needs.
Can I get full coverage for my motorcycle in Troy Michigan?
Yes, many agents offer comprehensive and collision coverage for motorcycles in Troy. This covers theft, vandalism, and damage from accidents. Your agent can help you compare policies from different insurers.
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