Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 motorcycle insurance agents in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Action Insurance Service, Inc.
7659 Auburn Rd, Utica, MI 48317
(586) 739-9080
actionin.com
Michigan Insurance and Financial Services - Headquarters
45136 Cass Ave, Utica, MI 48317
(586) 710-7600
miafs.com
What Does a Motorcycle Insurance Agent in Utica Cost?
The cost of motorcycle insurance in Michigan typically ranges from 300 to 1,200 dollars per year for standard liability coverage. Factors like your riding experience, bike type, and driving record affect the premium. Full coverage policies with comprehensive and collision can cost 600 to 2,000 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Michigan?
Michigan law requires motorcyclists to have liability coverage of at least 20,000 dollars for bodily injury per person, 40,000 dollars per accident, and 10,000 dollars for property damage. This is often called 20/40/10 coverage.
Do I need no-fault insurance for my motorcycle in Michigan?
No, motorcycles are not subject to Michigan no-fault insurance laws. You do not need personal injury protection (PIP) for a motorcycle. However, you must carry the minimum liability coverage required by state law.
Can a motorcycle insurance agent in Utica help me save money on my policy?
Yes, agents can compare quotes from multiple insurers to find competitive rates. They may also suggest discounts for safe riding courses, multi-policy bundling, or storing your bike during winter months.