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Find Motorcycle Insurance Agents Near You in Budd Lake, NJ

Compare motorcycle insurance agents in Budd Lake. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 motorcycle insurance agents in Budd Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212 tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282 jjinsurancenj.com

A motorcycle insurance agent in Budd Lake, New Jersey helps riders find coverage that meets state legal requirements. New Jersey law requires all motorcyclists to carry liability insurance with minimum limits of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. An agent can also explain optional coverages like comprehensive and collision to protect your bike.

What Does a Motorcycle Insurance Agent in Budd Lake Cost?

Motorcycle insurance costs in New Jersey vary by factors like your age, riding experience, bike type, and coverage limits. On average, a basic liability policy for a standard motorcycle might cost between 300 and 800 dollars per year. Full coverage policies with comprehensive and collision can range from 600 to 1,500 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum motorcycle insurance coverage in New Jersey?
New Jersey requires liability coverage of at least 15,000 dollars per person and 30,000 dollars per accident for bodily injury, plus 5,000 dollars for property damage. Uninsured motorist coverage is also mandatory. An agent in Budd Lake can help you meet these legal minimums.
Do I need motorcycle insurance if I only ride in Budd Lake?
Yes, New Jersey law requires all registered motorcycles to have insurance regardless of where you ride. Riding without insurance can result in fines, license suspension, and vehicle impoundment. A local agent can help you find affordable coverage for short trips.