The top-rated motorcycle insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Sterling Property and Casualty, Stonebrook Insurance Group, Mitchell Hnatt: Allstate Insurance. This directory lists 17 motorcycle insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 3 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 4 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 5 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 6 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 7 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
| 8 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 9 | Ideal Insurance Agency | 326 3rd St | (732) 363-8300 |
| 10 | 5 Minute Insure | 300 Boulevard of the Americas Suite 105 | (877) 707-8555 |
PRIME Insurance Agency serves the Lakewood, New Jersey area as a motorcycle insurance agent. It helps local riders obtain coverage for liability, collision, and comprehensive needs. The agency works with clients to find policies tailored to different bike types and riding habits. It handles the paperwork and claims support commonly required for insuring a motorcycle in this coastal region. Among its services, it assists with policy quotes for standard street bikes and specialized coverage for touring motorcycles.
Sterling Property and Casualty provides motorcycle insurance services in Lakewood, New Jersey, including liability and comprehensive coverage for individual riders. The agency assists clients with policy management, such as updating existing plans or filing claims after an accident. It also offers guidance on coverage suited to different riding styles. The company services policies for single-family homes, apartments, retail establishments, and local restaurants in the area.
Motorcycle owners seeking insurance coverage can work with Stonebrook Insurance Group in Lakewood, New Jersey. The agency assists riders with policies designed to protect their bikes against accidents, theft, and liability claims. Services include evaluating individual coverage needs and explaining available options for various motorcycle types. The team helps clients understand policy details so they can make informed decisions for their specific riding situations. Stonebrook Insurance Group also serves individuals and families in nearby Toms River, offering the same localized support and guidance for their motorcycle insurance requirements.
Serving the Lakewood, New Jersey area and the surrounding Ocean County communities, Mitchell Hnatt: Allstate Insurance provides motorcycle insurance agent services for standard and higher-risk bike policies. It handles new policy enrollments and periodic policy reviews for local riders. The agency generally assesses each client's individual riding profile to find appropriate coverage limits for liability and comprehensive needs.
Ben Goldfischer: Allstate Insurance in Lakewood, NJ distinguishes between one-time policy purchases for single trips or events and recurring annual plans for ongoing motorcycle protection. Coverage through this agency customarily includes liability, collision, comprehensive, and uninsured motorist options tailored for local riders. As a motorcycle insurance agent, the office assists clients in comparing these policy types and customizing deductibles. Service appointments and policy renewals are available on either a scheduled or as-needed basis, depending on the client’s seasonal riding needs.
Wilhelm offers specialty coverage for motorcycles, including liability, collision, and comprehensive policies. It provides general insurance agent services for riders in Lakewood, New Jersey, helping clients compare options and secure protection tailored to their needs. The company also advises on discounts for safety courses or multiple bikes. As the colder months approach, it assists riders in adjusting their coverage for winter storage, ensuring their bike remains protected while off the road.
J&R Insurance Agency & Financial Services LLC in Lakewood, NJ, provides motorcycle insurance coverage tailored to local riders. The agency works with clients to secure policies that protect against common road risks and liability concerns across the region. It offers standard options such as comprehensive and collision coverage alongside necessary bodily injury protection. As a service addition, the agency can arrange for specialized add-ons like roadside assistance plans specifically designed for motorcycles.
With local riders preparing for the warmer months ahead, many in Lakewood seek reliable coverage for their motorcycles. Ideal Insurance Agency addresses this need by offering personalized policies that protect against the unique risks of coastal and suburban road conditions. Their experienced team helps clients compare liability options, comprehensive plans, and uninsured motorist protection. To begin the process of securing compliant coverage, the agency schedules a thorough inspection of each motorcycle's safety equipment, including lights, brakes, and tire condition. This initial assessment ensures that every policy meets the necessary state requirements.
5 Minute Insure in Lakewood, NJ, works with clients to secure liability and collision coverage for their motorcycles, helping them meet legal requirements and protect their investment during daily rides or long trips. This agency assists riders in adding optional protections such as comprehensive coverage for theft or vandalism and uninsured motorist protection. It serves local motorcycle enthusiasts, from commuters to recreational riders, and extends services to businesses operating motorcycles for deliveries, including offices, warehouses, and food service establishments.
What Does a a Motorcycle Insurance Agent in Lakewood Cost?
The average cost of motorcycle insurance in New Jersey ranges from 500 to 1,200 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 800 to 2,000 dollars annually. Factors like your age, driving record, bike model, and coverage limits affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in Lakewood
Motorcycle insurance agents in Lakewood, New Jersey help riders find policies that meet state legal requirements. New Jersey law mandates that all motorcycle owners carry liability insurance with minimum limits of 15,000 dollars per person for bodily injury and 5,000 dollars for property damage. An agent can explain these requirements and help you choose additional coverage like comprehensive or collision protection.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Lakewood New Jersey?
New Jersey law requires motorcycle owners to have liability insurance with at least 15,000 dollars per person for bodily injury, 30,000 dollars per accident for bodily injury, and 5,000 dollars for property damage. You must also carry uninsured motorist coverage. An agent can help you meet these minimums.
Do I need a separate motorcycle insurance policy in Lakewood?
Yes, a standard auto policy does not cover motorcycles in New Jersey. You need a separate motorcycle insurance policy. An agent can help you find a policy that covers your specific bike and riding habits.
Can I get discounts on motorcycle insurance in Lakewood New Jersey?
Many insurers offer discounts for completing a motorcycle safety course, bundling with auto or home insurance, or having a clean driving record. Some also offer lower rates for storing your bike during winter months. Ask your agent about available discounts.
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