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Find Motorcycle Insurance Agents Near You in Schenectady, NY

Directory of motorcycle insurance agents in Schenectady, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 motorcycle insurance agents in Schenectady, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414 yourownagent.com
AAA Schenectady
220 Harborside Dr Suite 200A, Schenectady, NY 12305
(518) 374-4696 northway.aaa.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316 bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449 locations.freeway.com
Stephanie Mahoney - State Farm Insurance Agent
3770 Carman Rd, Schenectady, NY 12303
(518) 355-2611 my518agent.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200 victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606 shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333 ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615 voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900 rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618 sykes-mallia.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911 ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001 2001cia.com
State Farm Insurance
2727 Hamburg St Ste 4, Schenectady, NY 12303
(518) 930-7316 statefarm.com
Edward Brys: Allstate Insurance
1737 Union St Suite 2, Schenectady, NY 12309
(518) 377-0909 agents.allstate.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376 zongrone.com
Steve Becker - State Farm Insurance Agent
525 Union St Ste 102, Schenectady, NY 12305
(518) 372-1561 stevebeckerinsurance.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111 agency.nationwide.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030 angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499 kinowskiinsurance.com

Motorcycle insurance agents in Schenectady help riders find policies that meet New York state minimum liability requirements. New York law requires all motorcyclists to carry liability insurance with at least 25000 dollars for bodily injury per person and 50000 dollars per accident. Local agents can also help you add comprehensive or collision coverage for your bike.

What Does a Motorcycle Insurance Agent in Schenectady Cost?

The average cost for motorcycle insurance in New York ranges from 600 to 1500 dollars per year for full coverage. Minimum liability policies can cost between 200 and 500 dollars annually. Your specific rate depends on factors like your age, riding experience, bike type, and location in Schenectady. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in New York?
New York requires motorcycle owners to carry liability insurance with at least 25000 dollars for bodily injury per person, 50000 dollars for bodily injury per accident, and 10000 dollars for property damage. You must also have uninsured motorist coverage of at least 25000 dollars per person and 50000 dollars per accident.
Do I need motorcycle insurance to register my bike in Schenectady?
Yes. You must show proof of insurance to register a motorcycle in New York. The policy must be issued by a company licensed in New York and meet the state minimum coverage limits.
Can a motorcycle insurance agent help me lower my premium in Schenectady?
Yes. An agent can review your driving record, your bike model, and available discounts such as safety course completion or multi-policy bundling. They can also help you choose a higher deductible to lower your monthly cost.