The top-rated motorcycle insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 16 motorcycle insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 3 | AAA Smithtown | 729 Smithtown Bypass | (631) 393-7613 |
| 4 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 5 | Philip Forte: Allstate Insurance | 310 Maple Ave | (631) 346-6400 |
| 6 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 7 | Jeff Troiano: Allstate Insurance | 25 Manor Rd | (631) 724-2100 |
| 8 | Zachary Millian: Allstate Insurance | 360 E Jericho Tpke | (631) 656-7856 |
| 9 | Takach & Associates, Inc | 112 Terry Rd | (631) 366-2774 |
| 10 | Antos Agency Inc | 158 Terry Rd | (631) 360-3737 |
Jennifer O'Brien - State Farm Insurance Agent serves Smithtown and surrounding Suffolk County, offering motorcycle insurance policies to local riders. The agency helps customers select appropriate coverage levels for their bikes, including liability and comprehensive protection. Motorcyclists in the area can also discuss optional features such as roadside assistance and accessories coverage when customizing their plan. The office provides tailored policy options for both new and experienced riders navigating area roads.
Motorcycle owners in Smithtown, NY, along with homeowners and local business operators, turn to Joe Aguirre - State Farm Insurance Agent for tailored coverage options. The agency helps clients select appropriate liability, collision, and comprehensive policies to protect their bikes and assets. By assessing individual riding habits and vehicle values, they work to find suitable protection plans for each customer. Their service area also extends to riders throughout the greater Hauppauge and Commack metro region.
AAA Smithtown provides motorcycle insurance agent services to riders in Smithtown, NY, including assistance with policy selection, coverage reviews, and claims support. Its service plans involve helping clients understand liability, comprehensive, and collision options tailored to their riding needs. Maintenance plans are available for periodic policy check-ins and endorsements. The agency services a variety of properties, including single-family homes, apartments, retail storefronts, and local restaurants, ensuring each location’s associated bike coverage is appropriately addressed.
Lynne Barnhardt - State Farm Insurance Agent serves Smithtown, NY, and the surrounding Long Island communities, handling all manner of motorcycle insurance needs. The agency offers coverage for a range of bikes, from cruisers to sport models, ensuring local riders have proper liability and protection. To handle a typical job, it begins by assessing each client’s unique riding habits and policy requirements, then provides an open discussion of available coverage options.
Philip Forte: Allstate Insurance in Smithtown, NY differentiates between a one-time policy for a single riding season and recurring annual coverage for ongoing protection. As a motorcycle insurance agent, the firm provides liability, comprehensive, and collision options to address local road risks. Riders can adjust deductibles and add uninsured motorist coverage as needed. Service runs on a scheduled basis for policy renewals and as-needed for claims or mid-term adjustments, with one-time policies available upon request for short-term usage.
Platinum Insurance Group specializes in matching riders with tailored liability and comprehensive policies for their motorcycles. The agency serves Smithtown, NY, and the surrounding region by evaluating coverage needs and comparing options from multiple carriers to secure appropriate protection. Their work helps ensure motorcyclists meet legal requirements while safeguarding their investment. They commonly assist clients with transitioning policies before the spring riding season or adjusting coverage before winter storage.
As warm weather returns to Smithtown, riders begin seeking motorcycle insurance for the upcoming season. Jeff Troiano: Allstate Insurance provides policy options for local motorcyclists in the area. The agency helps match coverage to different bike types and typical local riding conditions. They explain available liability limits and optional protections, such as comprehensive and collision coverage for stored or daily-driven machines. A straightforward initial consultation includes a review of the rider’s history and bike details, followed by an inspection of the motorcycle to confirm its condition before binding a new policy.
Zachary Millian: Allstate Insurance serves customers in Smithtown, NY, by offering standard protection for personal vehicles. The agency specializes in motorcycle insurance, providing liability, collision, and comprehensive coverage options as add-ons for riders. Additional policy extensions may include roadside assistance and coverage for custom parts or equipment. This agency can support a range of commercial sectors, including local offices needing fleet coverage, warehouses with delivery vehicles, and food service businesses requiring liability protection for company motorcycles.
Takach & Associates, Inc provides motorcycle insurance services to residents in and around Smithtown, NY. The agency also offers commercial coverage for local businesses that operate fleets of bikes or rental services. Their service area extends throughout Suffolk County and the broader Long Island region. Clients often return to this office when their policies come up for renewal or when they need to adjust coverage between the regular spring and fall riding seasons.
Antos Agency Inc is a motorcycle insurance agent in Smithtown, NY, known for helping riders secure liability and collision coverage for their bikes. The firm assists both new and experienced motorcyclists in the greater Long Island area with evaluating risk and policy options. Routine service includes comparing quotes from multiple insurers to find suitable protection. A specialty service it can add on is comprehensive coverage for custom parts and aftermarket accessories.
What Does a a Motorcycle Insurance Agent in Smithtown Cost?
The cost of motorcycle insurance in New York typically ranges from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost between 600 and 1500 dollars annually. Factors like your riding experience, bike model, and location in Smithtown affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Smithtown
A motorcycle insurance agent in Smithtown New York can help you find the right coverage for your bike. New York law requires all registered motorcycles to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Working with a local agent ensures you understand state requirements and can choose additional options like comprehensive or collision coverage.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New York?
New York requires all motorcycle owners to carry liability insurance with at least 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. You also need 10 thousand dollars for property damage liability. An agent in Smithtown can explain these requirements and help you meet them.
Do I need uninsured motorist coverage on my motorcycle in New York?
Yes, New York law requires uninsured motorist coverage for bodily injury on motorcycle policies. This covers you if you are hit by a driver who has no insurance. Your Smithtown agent can add this to your policy as part of your basic coverage.
Can I get a discount on my motorcycle insurance in Smithtown?
Many insurers offer discounts for completing a New York State Motorcycle Safety Program course. You may also save by bundling your motorcycle policy with your auto or home insurance. Ask your Smithtown agent about available discounts for your situation.
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