The top-rated motorcycle insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 12 motorcycle insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | AAA Hudson Valley | 112 N Greenbush Rd | (518) 426-1000 |
| 7 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 8 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 9 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 10 | Insurance Depot | 639 Pawling Ave | (518) 279-1190 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area, providing personalized motorcycle insurance services that help riders protect themselves and their bikes. This agency works with clients to understand the specific coverage needs for motorcycles, including both standard and high-performance models. Their approach focuses on explaining available options like liability, collision, and comprehensive protection. Policies can also address uninsured motorist concerns and custom equipment coverage for local riders commuting or touring throughout Rensselaer County.
Kelly McGrath - State Farm Insurance Agent in Troy, NY provides motorcycle insurance policies and related coverage options tailored for area riders. Standard service plans may include liability, collision, and comprehensive protections to address varying riding needs. Agents typically assist with policy reviews and claims guidance to ensure proper coverage throughout the season. This office services single-family homes, apartments, retail businesses, and local restaurants.
Attanasio Agency, LLC serves homeowners, renters, and motorcycle owners in the Troy, NY area, offering liability and comprehensive coverage policies tailored to riders. As a dedicated motorcycle insurance agent, the agency assists clients with comparing coverage options and managing policy changes to match their riding needs. This local office works to help motorcyclists secure necessary protection for their vehicles at competitive rates. The agency also extends its services to residents of the surrounding Rensselaer County communities.
John Loughlin - State Farm Insurance Agent serves residents in Troy, New York, and surrounding communities, handling motorcycle insurance policies for local riders. It provides coverage options designed to protect motorcycles from common risks on regional roads. The agent assists clients in reviewing their individual needs, comparing available policies, and filing any necessary claims. To handle a typical job, it uses a straightforward consultation process that explains policy details and helps customers choose appropriate liability, collision, and comprehensive coverages.
Freeway Insurance in Troy, New York assists motorcyclists in obtaining liability coverage and comprehensive physical damage protection for their bikes. The agency specializes in adding custom parts and accessories coverage to safeguard modified vehicles. It arranges policies for individual riders as well as commercial clients who manage fleets of motorcycles for business deliveries. The company serves local offices requiring vehicle coverage, warehouses that operate delivery fleets, and food service businesses using motorcycles for rapid order transport.
AAA Hudson Valley in Troy, NY helps clients choose between a single policy purchase for one-time insurance needs and establishing a long-term service relationship for ongoing coverage revisions. As a motorcycle insurance agent, the company assists riders in securing liability, collision, and comprehensive protection tailored to local riding conditions. Consultations focus on matching policy limits with individual risk factors and vehicle specifications. Service for existing clients runs on a scheduled basis, with annual policy reviews and periodic updates upon request.
Culnan Insurance Agency LLC in Troy, NY provides specialized motorcycle insurance coverage, offering policies that protect riders and their machines on the road along with general personal insurance services. The agency assists clients in navigating liability, collision, and comprehensive options tailored to various bike types. As the spring riding season approaches, it helps customers secure coverage before the first thaw, addressing the increased risks that emerge with wet roads and heavier traffic.
When the snow recedes from the Capital Region and riders in Troy prepare for spring, Wm. J. Fagan & Sons, Inc assists local motorcyclists in securing appropriate coverage for the upcoming season. This motorcycle insurance agent works with area clients to align liability and physical damage options with personal riding habits and machine values. The process typically begins by reviewing the policyholder’s current coverage and the motorcycle’s storage arrangements. An initial equipment assessment and a brief discussion of annual mileage complete the preliminary step.
Brundige Insurance Agency guides motorcycle owners through their coverage options, with expertise in protecting bikes from theft, weather damage, and accident liability. It recommends policy features such as roadside assistance and accessory protection for custom parts or gear. The agency helps riders find appropriate liability limits tailored for Troy, NY, roads. It can serve commercial sectors including motorcycle repair shops, custom bike garages, and food service establishments that rely on two-wheeled delivery fleets.
Insurance Depot provides motorcycle insurance in nearby residential areas around Troy, NY, helping riders protect their personal bikes with tailored liability and collision options. The agent also offers commercial coverage, serving small businesses that rely on motorcycles for delivery or seasonal operations throughout the Capital District and surrounding communities. Following an initial policy setup, clients often return to review coverage adjustments, add seasonal bikes, or update deductibles between regular policy renewal visits.
What Does a a Motorcycle Insurance Agent in Troy Cost?
Motorcycle insurance costs in Troy, New York typically range from 300 to 800 dollars per year for basic liability coverage, and 600 to 1,500 dollars per year for full coverage policies. Factors like your age, riding experience, motorcycle type, and driving history affect the final premium. This is general information and not insurance advice.
About motorcycle insurance agents in Troy
Motorcycle insurance agents in Troy, New York help riders find policies that comply with state law. New York requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Agents can also explain optional coverages like comprehensive and collision for added protection on local roads and highways.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New York?
New York law requires motorcycle owners to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage of 25,000 dollars per person and 50,000 dollars per accident is also mandatory.
Can I get motorcycle insurance if I have a prior driving violation in Troy?
Yes, many insurance agents in Troy can help riders with prior violations find coverage. Your premium may be higher due to the increased risk, but agents can shop among different carriers to find a policy that fits your situation.
Does New York require helmet use for motorcycle riders?
Yes, New York law requires all motorcycle operators and passengers to wear a helmet that meets federal safety standards. This requirement does not directly affect insurance, but following safety laws can help maintain a clean driving record and potentially lower premiums.
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