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Find Motorcycle Insurance Agents Near You in Utica, NY

Browse motorcycle insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, AAA Utica. This directory lists 11 motorcycle insurance agents serving Utica.

Showing 11 motorcycle insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2Freeway Insurance334 Genesee St(315) 567-4346
3Matt Nimey Insurance AgencyBy appointment Only, 2001 Bleecker St(315) 737-6099
4AAA Utica430 Court St(315) 797-5452
5Dan Meehan - State Farm Insurance Agent2023 Sunset Ave(315) 735-4494
6BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
7Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
8Farmers Insurance - Michelle Santillo-Romano2400 Genesee St(315) 765-6531
9Michael Garcia: Allstate Insurance2046 Genesee St(315) 793-3322
10Good Move Insurance Co409 Court St(332) 208-9821
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Motorcycle Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and provides motorcycle insurance policies for local riders. The agency helps customers protect their motorcycles with liability and physical damage coverage. For riders in the Utica region, personalized service is available to discuss insurance needs. The agent handles custom bike policies and provides coverage for standard street motorcycles.

FI
334 Genesee St
Freeway Insurance
Motorcycle Insurance Agent · Utica, NY

For motorcyclists in Utica, New York, Freeway Insurance offers both single-purchase policies for individual bikes and ongoing coverage through renewing annual plans. Their services address liability, comprehensive, and collision protection for various motorcycle types common in the area. Customers may arrange a one-time consultation for a specific policy or establish a scheduled review each renewal period. This agency provides motorcycle insurance service on either a one-time or as-needed basis, depending on whether the rider needs a single policy or ongoing annual renewals.

MN
By appointment Only, 2001 Bleecker St
Matt Nimey Insurance Agency
Motorcycle Insurance Agent · Utica, NY

Motorcycle owners throughout the Utica area are the primary customers for Matt Nimey Insurance Agency. The agency provides liability coverage, comprehensive plans, and collision protection tailored for bikes, cruisers, and touring models. It works directly with riders to match appropriate policies for their specific bikes and driving habits. As a dedicated motorcycle insurance agent, it focuses exclusively on this line of coverage. In addition to serving Utica clients, the agency extends its services to riders in the neighboring community of New Hartford as well.

AU
430 Court St
AAA Utica
Motorcycle Insurance Agent · Utica, NY

AAA Utica provides motorcycle insurance services for riders in Utica, NY, covering liability, collision, and comprehensive options. Its service plans include policy adjustments for seasonal storage and claims assistance through its network. Maintenance support helps clients with coverage reviews and roadside response coordination. The company works with single-family homeowners, apartment dwellers, and local retail and restaurant operators seeking insurance for their motorcycles.

DM
2023 Sunset Ave
Dan Meehan - State Farm Insurance Agent
Motorcycle Insurance Agent · Utica, NY

Serving Utica and its surrounding communities in upstate New York, Dan Meehan - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency works to help motorcyclists find coverage that meets state requirements and protects their bikes. By assessing each rider’s individual situation and preferences, the agent then matches them with suitable liability, collision, and comprehensive options. For a typical job, the agency reviews the customer’s riding history and vehicle details before presenting policy choices that balance protection with budget.

BA
1111 Oriskany St W
BEACH AGENCY INC
Motorcycle Insurance Agent · Utica, NY

BEACH AGENCY INC in Utica, NY distinguishes between one-time policy setups for seasonal riders and recurring annual renewals that adjust coverage as needed. The agency provides motorcycle insurance agent services, including liability, collision, and comprehensive plans tailored to local road conditions. Service options run on an as-needed basis, with clients contacting the office directly when a policy change, claim, or new quote is required around the Utica area.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Motorcycle Insurance Agent · Utica, NY

Scalzo Zogby & Wittig Inc specializes in securing comprehensive motorcycle insurance coverage, offering tailored policies for cruisers, sport bikes, and touring models. It routinely assists riders throughout the Utica, NY area with liability, collision, and uninsured motorist protection. The agency helps motorcyclists navigate the specific coverage requirements for both seasonal summer riding and the storage of bikes during the long, harsh Central New York winters to ensure continuous protection regardless of the weather.

FI
2400 Genesee St
Farmers Insurance - Michelle Santillo-Romano
Motorcycle Insurance Agent · Utica, NY

As the snow and ice melt away in Utica, motorcyclists begin preparing their bikes for the upcoming riding season. Farmers Insurance - Michelle Santillo-Romano provides motorcycle insurance coverage to help riders in the area protect their vehicles on local roads and highways. Their services include assistance with policy options tailored for different bike types and riding habits. Any rider meeting with the agent can expect a straightforward assessment of their coverage needs and an initial inspection of the motorcycle.

MG
2046 Genesee St
Michael Garcia: Allstate Insurance
Motorcycle Insurance Agent · Utica, NY

When winter thaws in Rome, NY, many riders pull their motorcycles out of storage and need to update their coverage before the first ride. Michael Garcia: Allstate Insurance provides motorcycle insurance for local riders, helping them navigate policy options for liability, comprehensive, and collision protection. The agency works with customers to assess their individual riding habits and vehicle value. A typical initial step involves reviewing the bike’s condition and the owner’s driving history to determine appropriate coverage limits for the season ahead.

GM
409 Court St
Good Move Insurance Co
Motorcycle Insurance Agent · Utica, NY

Good Move Insurance Co works with motorcycle owners in Utica, New York, to secure appropriate coverage for their vehicles. The agency can assist with adding specialty endorsements such as accessory coverage for custom parts and equipment. It also helps riders obtain liability protection, comprehensive plans, and uninsured motorist coverage. The business can serve commercial clients including motorcycle delivery services, small offices with fleet bikes, parts warehouses requiring vehicle insurance, and food service establishments that use motorcycles for local deliveries.

JI
334 Genesee St
A A & J Insurance
Motorcycle Insurance Agent · Utica, NY
(315) 735-7283

What Does a a Motorcycle Insurance Agent in Utica Cost?

Motorcycle insurance costs in New York vary widely based on factors like your riding experience bike model and coverage limits. A basic liability policy for a standard motorcycle might range from 200 to 500 dollars per year while full coverage can cost 600 to 1500 dollars annually. Utica rates may be lower than in New York City due to lower traffic density. This information is general and does not constitute insurance advice.

About motorcycle insurance agents in Utica

Motorcycle insurance agents in Utica New York help riders find policies that meet state requirements. New York law mandates liability insurance for all motorcycles registered in the state. Agents can explain local coverage options and help you compare quotes from different carriers.

Frequently Asked Questions

What is the minimum motorcycle insurance requirement in New York?

New York requires all motorcycle owners to carry liability insurance with at least 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. This is often written as 25 50 10 coverage.

How do I find a motorcycle insurance agent in Utica New York?

You can search online directories or ask for referrals from local motorcycle dealers or riding groups. Many agents in Utica specialize in motorcycle policies and can offer quotes from multiple insurance companies.

Does New York require uninsured motorist coverage for motorcycles?

Yes New York requires uninsured motorist coverage for motorcycles. This coverage protects you if you are hit by a driver who does not have insurance. The minimum limit is 25000 dollars per person and 50000 dollars per accident.

Motorcycle Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.