The top-rated motorcycle insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, AAA Utica. This directory lists 11 motorcycle insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Freeway Insurance | 334 Genesee St | (315) 567-4346 |
| 3 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 4 | AAA Utica | 430 Court St | (315) 797-5452 |
| 5 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 6 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 7 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 8 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 9 | Michael Garcia: Allstate Insurance | 2046 Genesee St | (315) 793-3322 |
| 10 | Good Move Insurance Co | 409 Court St | (332) 208-9821 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and provides motorcycle insurance policies for local riders. The agency helps customers protect their motorcycles with liability and physical damage coverage. For riders in the Utica region, personalized service is available to discuss insurance needs. The agent handles custom bike policies and provides coverage for standard street motorcycles.
For motorcyclists in Utica, New York, Freeway Insurance offers both single-purchase policies for individual bikes and ongoing coverage through renewing annual plans. Their services address liability, comprehensive, and collision protection for various motorcycle types common in the area. Customers may arrange a one-time consultation for a specific policy or establish a scheduled review each renewal period. This agency provides motorcycle insurance service on either a one-time or as-needed basis, depending on whether the rider needs a single policy or ongoing annual renewals.
Motorcycle owners throughout the Utica area are the primary customers for Matt Nimey Insurance Agency. The agency provides liability coverage, comprehensive plans, and collision protection tailored for bikes, cruisers, and touring models. It works directly with riders to match appropriate policies for their specific bikes and driving habits. As a dedicated motorcycle insurance agent, it focuses exclusively on this line of coverage. In addition to serving Utica clients, the agency extends its services to riders in the neighboring community of New Hartford as well.
AAA Utica provides motorcycle insurance services for riders in Utica, NY, covering liability, collision, and comprehensive options. Its service plans include policy adjustments for seasonal storage and claims assistance through its network. Maintenance support helps clients with coverage reviews and roadside response coordination. The company works with single-family homeowners, apartment dwellers, and local retail and restaurant operators seeking insurance for their motorcycles.
Serving Utica and its surrounding communities in upstate New York, Dan Meehan - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency works to help motorcyclists find coverage that meets state requirements and protects their bikes. By assessing each rider’s individual situation and preferences, the agent then matches them with suitable liability, collision, and comprehensive options. For a typical job, the agency reviews the customer’s riding history and vehicle details before presenting policy choices that balance protection with budget.
BEACH AGENCY INC in Utica, NY distinguishes between one-time policy setups for seasonal riders and recurring annual renewals that adjust coverage as needed. The agency provides motorcycle insurance agent services, including liability, collision, and comprehensive plans tailored to local road conditions. Service options run on an as-needed basis, with clients contacting the office directly when a policy change, claim, or new quote is required around the Utica area.
Scalzo Zogby & Wittig Inc specializes in securing comprehensive motorcycle insurance coverage, offering tailored policies for cruisers, sport bikes, and touring models. It routinely assists riders throughout the Utica, NY area with liability, collision, and uninsured motorist protection. The agency helps motorcyclists navigate the specific coverage requirements for both seasonal summer riding and the storage of bikes during the long, harsh Central New York winters to ensure continuous protection regardless of the weather.
As the snow and ice melt away in Utica, motorcyclists begin preparing their bikes for the upcoming riding season. Farmers Insurance - Michelle Santillo-Romano provides motorcycle insurance coverage to help riders in the area protect their vehicles on local roads and highways. Their services include assistance with policy options tailored for different bike types and riding habits. Any rider meeting with the agent can expect a straightforward assessment of their coverage needs and an initial inspection of the motorcycle.
When winter thaws in Rome, NY, many riders pull their motorcycles out of storage and need to update their coverage before the first ride. Michael Garcia: Allstate Insurance provides motorcycle insurance for local riders, helping them navigate policy options for liability, comprehensive, and collision protection. The agency works with customers to assess their individual riding habits and vehicle value. A typical initial step involves reviewing the bike’s condition and the owner’s driving history to determine appropriate coverage limits for the season ahead.
Good Move Insurance Co works with motorcycle owners in Utica, New York, to secure appropriate coverage for their vehicles. The agency can assist with adding specialty endorsements such as accessory coverage for custom parts and equipment. It also helps riders obtain liability protection, comprehensive plans, and uninsured motorist coverage. The business can serve commercial clients including motorcycle delivery services, small offices with fleet bikes, parts warehouses requiring vehicle insurance, and food service establishments that use motorcycles for local deliveries.
What Does a a Motorcycle Insurance Agent in Utica Cost?
Motorcycle insurance costs in New York vary widely based on factors like your riding experience bike model and coverage limits. A basic liability policy for a standard motorcycle might range from 200 to 500 dollars per year while full coverage can cost 600 to 1500 dollars annually. Utica rates may be lower than in New York City due to lower traffic density. This information is general and does not constitute insurance advice.
About motorcycle insurance agents in Utica
Motorcycle insurance agents in Utica New York help riders find policies that meet state requirements. New York law mandates liability insurance for all motorcycles registered in the state. Agents can explain local coverage options and help you compare quotes from different carriers.
Frequently Asked Questions
What is the minimum motorcycle insurance requirement in New York?
New York requires all motorcycle owners to carry liability insurance with at least 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. This is often written as 25 50 10 coverage.
How do I find a motorcycle insurance agent in Utica New York?
You can search online directories or ask for referrals from local motorcycle dealers or riding groups. Many agents in Utica specialize in motorcycle policies and can offer quotes from multiple insurance companies.
Does New York require uninsured motorist coverage for motorcycles?
Yes New York requires uninsured motorist coverage for motorcycles. This coverage protects you if you are hit by a driver who does not have insurance. The minimum limit is 25000 dollars per person and 50000 dollars per accident.
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