The top-rated motorcycle insurance agent in Chapel Hill, North Carolina is Pam Herndon - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include James Dallesandro: Allstate Insurance, Highstreet Insurance formerly, Seagroves Agency Inc, Kevin Cooke - State Farm Insurance Agent. This directory lists 17 motorcycle insurance agents serving Chapel Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pam Herndon - State Farm Insurance Agent | 104 S Estes Dr # 105 | (919) 240-0155 |
| 2 | James Dallesandro: Allstate Insurance | 50211 Governors Dr | (919) 205-3262 |
| 3 | Highstreet Insurance formerly, Seagroves Agency Inc | 1506 E Franklin St #100 | (919) 942-8733 |
| 4 | Kevin Cooke - State Farm Insurance Agent | 200 Timberhill Pl UNIT 202 | (919) 918-4478 |
| 5 | Legacy Insurance Agency LLC | 1340 Environ Way | (919) 263-2328 |
| 6 | Connie Fenner - State Farm Insurance Agent | 11470 US Hwy 15 501 N #105 | (919) 265-0702 |
| 7 | Ben Reece: Allstate Insurance | 112 Perkins Dr STE 600 | (919) 929-6900 |
| 8 | High & Rubish Insurance Agency | 6015 Farrington Rd STE 101 | (919) 913-1144 |
| 9 | Donny E Dingess Jr - State Farm Insurance Agent | 400 Market St #103 | (919) 942-3366 |
| 10 | Ola Stinnett - State Farm Insurance Agent | 180 Providence Rd #1b | (919) 968-0470 |
Pam Herndon - State Farm Insurance Agent in Chapel Hill, NC, provides motorcycle insurance policies, including liability, comprehensive, and collision coverage. It also offers roadside assistance plans to help with breakdowns and towing during rides. Service options include coverage for custom parts and equipment, ensuring riders are protected on the road. The agency tailors policies to meet individual needs for various motorcycle types. Its service properties include single-family homes, apartments, retail, and restaurants.
James Dallesandro: Allstate Insurance serves Chapel Hill, North Carolina, offering motorcycle insurance agent services to local riders. The company helps clients secure coverage that protects their motorcycles against common risks on area roads. Policies can include liability protection for accidents and comprehensive coverage for theft or weather damage. Specific services handled in this area include customizing deductibles for seasonal riding and adding uninsured motorist protection to standard plans.
Highstreet Insurance, formerly Seagroves Agency Inc, serves motorcycle owners in Chapel Hill and the surrounding area, offering coverage for a variety of bikes from cruisers to touring models. The agency works directly with riders to evaluate their individual insurance needs, helping them understand policy options such as liability, collision, and comprehensive coverage. Their work focuses on finding appropriate protection suited to local riding conditions and traffic patterns in this region of North Carolina. The company also covers clients in nearby Carrboro.
Kevin Cooke - State Farm Insurance Agent provides motorcycle insurance to riders in Chapel Hill and the surrounding communities of Carrboro, Hillsborough, and Orange County. The office handles coverage for a range of motorcycles, from cruisers and sport bikes to touring models and scooters. To handle a typical job, the agent works with the client to review their riding habits and bike specifications, then builds a personalized policy that includes liability, comprehensive, and collision protection as needed.
As a dedicated motorcycle insurance agent in Chapel Hill, NC, Legacy Insurance Agency LLC specializes in crafting tailored coverage for cruisers, sport bikes, and touring motorcycles. This agency focuses on protecting riders against liability and collision damage while navigating local traffic conditions. General services include policy reviews and claims assistance for both daily commutes and weekend rides. During peak riding season from spring through fall, the agent works extensively on providing coverage upgrades to shield clients from increased accident risks on winding area roads.
Connie Fenner - State Farm Insurance Agent in Chapel Hill, NC, provides motorcycle insurance with distinct service options. Clients can select either a one-time policy for a single riding season or a recurring annual plan that automatically renews. Coverage protects against liability, collision, and comprehensive damages. An agent explains how different deductibles and limits affect premiums for local road conditions. Service runs on a one-time, scheduled, or as-needed basis depending on policy renewal dates or requested adjustments throughout the year.
As the warm weather returns to Chapel Hill, riders begin preparing their motorcycles for the coming season. Ben Reece: Allstate Insurance provides local motorcyclists with necessary coverage options to meet state requirements and protect their machines. The agent helps clients in the area understand the specific liability and comprehensive policies suited for their individual bikes and riding habits. Potential customers can schedule an appointment for a thorough policy review, which typically includes a visual inspection of the vehicle to confirm its condition and specifications.
High & Rubish Insurance Agency facilitates motorcycle insurance coverage for riders in the Chapel Hill area. The agency can help secure policies that address liability, collision, and comprehensive protection needs, along with specialty add-ons such as uninsured motorist coverage and accessories coverage. These tailored options support individuals who ride for commuting, touring, or recreational purposes. The agency’s services extend to commercial sectors looking to insure fleet motorcycles, including offices, warehouses, and food service operations.
Donny E Dingess Jr - State Farm Insurance Agent serves the residential motorcycle insurance needs of riders in Chapel Hill, NC. Commercial coverage for clients using motorcycles for business purposes is also available throughout the surrounding area. The agency helps customers tailor liability, collision, and comprehensive policies to fit their individual riding habits. Following initial service, the agent provides support between regular visits by assisting with policy adjustments, claim filing, and renewal questions for existing clients.
Ola Stinnett - State Farm Insurance Agent in Chapel Hill, NC, is recognized for specializing in motorcycle insurance coverage. The agency assists local riders with policy options to protect their bikes and comply with North Carolina’s requirements. It guides clients through choosing appropriate liability limits, uninsured motorist coverage, and comprehensive protection. As a licensed State Farm representative, this office serves motorcycle owners across the Chapel Hill area with standard insurance services. The agent can add roadside assistance coverage for bikes as an optional specialty service.
What Does a a Motorcycle Insurance Agent in Chapel Hill Cost?
Motorcycle insurance costs in Chapel Hill typically range from 300 to 1,200 dollars per year for basic liability coverage, and 500 to 2,500 dollars per year for full coverage. Factors like your age, riding experience, motorcycle type, and driving record affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Chapel Hill
Motorcycle insurance agents in Chapel Hill, North Carolina help riders find coverage that meets state requirements and personal needs. North Carolina law requires all motorcyclists to carry liability insurance with minimum limits of 30/60/25. Agents can explain options like collision, comprehensive, and uninsured motorist coverage to protect you on the road.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in North Carolina?
North Carolina requires liability coverage of at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. You must also carry uninsured motorist coverage with the same limits.
Do I need a motorcycle license to get insurance in Chapel Hill?
Yes, you need a valid motorcycle endorsement on your North Carolina drivers license to obtain a standard motorcycle insurance policy. Agents can help you find coverage if you have a learners permit, but rates may be higher.
Can I get motorcycle insurance if I have a DUI in North Carolina?
Yes, you can still get motorcycle insurance after a DUI in North Carolina, but your rates will be significantly higher. Some insurers may require you to file an SR-22 form with the DMV to prove financial responsibility.
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