The top-rated motorcycle insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Summit Insurance Agency. This directory lists 16 motorcycle insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 5 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 6 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 7 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 8 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 9 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 10 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
Far North Insurance serves Fargo, North Dakota, and the surrounding Cass County area, specializing in motorcycle insurance agency services. The firm assists riders with obtaining liability coverage to meet legal requirements. It also addresses protection for custom parts and accessories commonly added to bikes. Seasonal storage options are available for policies during Fargo’s winter months. In this region, Far North Insurance handles classic motorcycle coverage and roadside assistance endorsements for Harley-Davidson and other touring models.
Grand Slam Insurance provides a wide range of coverage options for motorcycle owners, including liability, collision, and comprehensive policies. The agency offers flexible service plans and assistance with policy adjustments to accommodate changing needs. For riders in Fargo, North Dakota, it delivers tailored protection for various riding styles and bike types. The company services single-family homes, apartments, retail establishments, and restaurants in the local area.
Dixon Insurance serves Fargo, North Dakota, and the surrounding communities across the Red River Valley, handling motorcycle insurance agent work for local riders. The company operates with a focus on matching coverage types, such as liability and comprehensive, to the specific needs of each motorcycle owner. To complete a typical job, it takes time to first clarify a client’s riding habits and bike model then quotes from available policies accordingly.
Some motorcycle enthusiasts prefer one-time policy reviews while others want ongoing coverage adjustments. Summit Insurance Agency in Fargo, ND, offers personal liability and comprehensive protection for various bike types. Riders can review their existing plans or explore new policies that address local weather and road conditions. The agency structures its motorcycle insurance agent services on an as-needed basis, allowing clients to request assistance when renewing, modifying, or starting a policy without committing to a fixed schedule.
OnPoint Insurance Services in Fargo, ND specializes in matching riders with motorcycle insurance policies tailored to their specific bikes and riding habits. It guides clients through the general process of securing coverage that protects against liability and physical damage. The agency regularly assists local riders with seasonal concerns, such as adjusting policies for winter storage or ensuring full coverage is active for the busy summer travel months on North Dakota roads.
When the North Dakota winter breaks and Fargo riders start preparing their motorcycles for the road, Sarah Herlihy Agency with Nodak Insurance Company provides local motorcycle insurance coverage tailored to different types of bikes and riding habits. This agency serves customers throughout the Fargo area, helping them understand policy options that address common regional concerns such as weather-related storage and limited riding seasons. The process begins with an initial consultation, during which the agent assesses the motorcyclist's specific coverage needs and vehicle details before conducting an inspection of the bike.
Homeowners, renters, and vehicle owners in Fargo, North Dakota, turn to FM Insurance for their motorcycle insurance needs. The agency assists clients by matching them with coverage options suited to local riding conditions and personal requirements, including liability and comprehensive protections. Serving both year-round riders and seasonal enthusiasts, the office provides guidance on policy selections that align with individual budgets. FM Insurance also extends its motorcycle insurance services to riders in the neighboring communities of West Fargo and the surrounding Cass County metro area.
Agency provides personal and commercial motorcycle policies, offering liability, collision, and comprehensive coverage as standard. Specialty add-ons include roadside assistance, accessory coverage for custom parts, and towing reimbursement tailored to riders in this area. The agency assists owners of standard cruisers, sports bikes, and touring models with seasonal or year-round protection. Its commercial sectors served include offices, warehouses, and food service businesses seeking fleet or employee bike policies.
RJ Bailey Insurance Center in Fargo, ND, is known for working with local riders to secure coverage that meets both legal requirements and personal needs. Its service range covers liability, collision, and comprehensive options for street bikes, cruisers, and touring motorcycles. The business also assists customers with comparing deductibles and policy limits from multiple carriers to find suitable protection. As a specialty service, it can add on coverage for custom parts and accessories to a policy.
Yahnke Insurance Agency provides residential motorcycle insurance services in Fargo, ND. They also offer commercial coverage for clients who use motorcycles for business or transport purposes, serving customers throughout the surrounding region. Their agents evaluate individual needs to tailor appropriate policies for varying riding habits and bike types. After an initial consultation, Yahnke Insurance Agency assists with policy adjustments and claims processing, ensuring clients receive consistent follow-up and repeat service between regular visits.
What Does a a Motorcycle Insurance Agent in Fargo Cost?
Motorcycle insurance costs in North Dakota typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1,500 dollars annually. Factors like your age, riding experience, motorcycle model, and claims history affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Fargo
Motorcycle insurance agents in Fargo North Dakota help riders find coverage that meets state requirements. North Dakota law requires all motorcycle operators to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. A local agent can explain these requirements and help you choose additional coverage like comprehensive or collision.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in North Dakota?
North Dakota requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. Uninsured motorist coverage is also required. An agent in Fargo can help you meet these legal minimums.
Do I need motorcycle insurance to ride in North Dakota?
Yes, North Dakota law requires all motorcycle owners to carry liability insurance. You must show proof of insurance when registering your motorcycle or during a traffic stop. Failure to carry insurance can result in fines and license suspension.
How can a Fargo motorcycle insurance agent help me save money?
An agent can compare quotes from multiple insurers to find competitive rates. They may also suggest discounts for safe riding courses, bundling policies, or storing your motorcycle during winter months. Rates vary based on your driving record and bike type.
Motorcycle Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · Williston