The top-rated motorcycle insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, J.P. Merk - State Farm Insurance Agent, Chuck Hirsch - State Farm Insurance Agent. This directory lists 19 motorcycle insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Krause - State Farm Insurance Agent | 10247 Dewhurst Rd Ste 102B | (440) 366-0020 |
| 2 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 3 | J.P. Merk - State Farm Insurance Agent | 511 Abbe Rd N B | (440) 324-4646 |
| 4 | Chuck Hirsch - State Farm Insurance Agent | 41641 N Ridge Rd B | (440) 233-8426 |
| 5 | Hoyas Insurance Group | 43099 N Ridge Rd | (440) 324-3331 |
| 6 | Deborah Zerbini - Farmers Insurance - District 19 | 315 Middle Ave | (440) 760-0777 |
| 7 | Chad Nelson: Allstate Insurance | 994 Abbe Rd N ste 100 | (440) 281-8688 |
| 8 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 9 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 10 | Daniel Gossman: Allstate Insurance | 500 E Broad St | (440) 323-7911 |
Sean Krause - State Farm Insurance Agent serves the Elyria, Ohio area with comprehensive motorcycle insurance. The agency provides coverage options tailored for a range of bikes, from cruisers to sport models. Policies often include liability, collision, and comprehensive protection for riders. Custom parts and equipment coverage can be added to safeguard accessories. Beyond basic plans, the agent also handles uninsured motorist coverage and roadside assistance for motorcycle owners.
Cobos Insurance Center provides motorcycle insurance agent services in Elyria, OH, assisting riders in securing coverage that meets their needs. The agency helps clients select appropriate policy options, including liability, collision, and comprehensive plans, while also guiding them through the claims process. Regular policy reviews are offered to ensure coverage remains suitable over time. The company also supports customers with maintaining their insurance accounts and addressing any billing questions. It services single-family homes, apartments, retail establishments, and restaurants requiring insurance for motorcycles associated with those properties.
J.P. Merk - State Farm Insurance Agent in Elyria, OH, serves local homeowners, renters, and automobile owners who need financial protection for their vehicles. The agency provides policies that cover liability, collision, and comprehensive damages for motorcycles, helping riders stay compliant with Ohio state requirements. Drivers can also bundle their bike coverage with existing auto or homeowner policies for convenience. The office regularly assists customers in finding appropriate deductibles and coverage limits for their specific riding needs. J.P. Merk also offers its motorcycle insurance services to residents across nearby North Ridgeville.
Serving Elyria, Ohio, and the surrounding communities in Lorain County, Chuck Hirsch - State Farm Insurance Agent handles motorcycle insurance needs for local riders. The agency works with policies designed to cover a range of bikes and provides typical protective options. It regularly helps customers understand coverage factors relevant to regional riding conditions. To manage a client’s request, the agent’s approach involves reviewing individual policy details and suggesting adjustments based on the rider’s personal situation and vehicle specifics.
For motorcycle insurance in Elyria, Ohio, Hoyas Insurance Group offers both one-time policy quotes for seasonal riders and recurring coverage options for year-round protection. Their policies can include liability, collision, and comprehensive plans tailored to individual needs. Coverage is structured to comply with state requirements while addressing specific risk factors. Service from this agent operates on an as-needed basis, allowing clients to request adjustments or new policies whenever their circumstances change.
Specializing in motorcycle insurance coverage, Deborah Zerbini - Farmers Insurance - District 19 in Elyria, OH, provides tailored policies to protect riders and their machines. The agency offers general insurance services including liability, collision, and comprehensive options for local motorcyclists. Experienced agents work with customers to understand their specific bike usage and coverage needs. Assistance is especially valuable when securing adequate protection for the spring riding season following winter storage and when navigating coverage requirements for the return to the road after seasonal breaks.
For a single policy purchase or a periodic renewal, Chad Nelson: Allstate Insurance in Elyria, OH provides motorcycle insurance coverage tailored to riders in the local area. Balancing comprehensive protection with basic liability options, the agent helps match coverage to individual needs. Support generally runs on an as-needed basis, with assistance available when policy changes, claims, or questions arise throughout the riding season.
Ryan Insurance Agency Inc provides general insurance services to clients in Elyria, OH, and specializes in motorcycle insurance policies for riders seeking coverage for their vehicles. The agency can help customers with liability, collision, and comprehensive options to protect against common road risks. Commercial sectors it can serve include offices needing business insurance, warehouses requiring property and liability coverage, and food service operations seeking protection for their premises and equipment.
When the riding season begins in Elyria, many motorcyclists seek liability and comprehensive coverage before hitting the road. JC Insurance Agency, Inc. serves this local need as a dedicated motorcycle insurance agent, helping riders evaluate policies that protect their bikes and meet Ohio financial responsibility requirements. The agency focuses on finding suitable protection for standard street bikes, cruisers, and touring models commonly seen in the area. New clients typically begin by scheduling a consultation where an agent reviews their specific motorcycle details and riding history.
Daniel Gossman Allstate Insurance provides residential motorcycle insurance to riders in Elyria, Ohio. The agency also offers commercial coverage for businesses requiring fleet protection. Service extends throughout the greater Elyria area and surrounding communities. Agents work closely with clients to ensure policies align with their specific riding habits and vehicle types. They encourage follow-up or repeat service between regular visits to update coverage after any bike modifications or changes in riding frequency.
What Does a a Motorcycle Insurance Agent in Elyria Cost?
Motorcycle insurance costs in Ohio vary widely based on factors like your age driving record bike model and coverage limits. A basic liability policy for a standard cruiser might cost between 200 and 500 dollars per year while full coverage for a high performance bike can range from 600 to 1500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Elyria
Motorcycle insurance agents in Elyria Ohio help riders find policies that meet state minimum liability requirements. Ohio law requires all motorcyclists to carry at least 25000 dollars in bodily injury liability per person and 25000 dollars in property damage liability. An agent can also explain optional coverages like comprehensive and collision for added protection.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Ohio?
Ohio law requires motorcyclists to carry at least 25000 dollars in bodily injury liability per person and 25000 dollars in property damage liability. Uninsured motorist coverage is also required unless you reject it in writing.
Do I need motorcycle insurance if I only ride seasonally in Elyria?
Yes Ohio law requires continuous insurance coverage on any registered motorcycle. If you store your bike for winter you can ask your agent about lay-up or storage policies that reduce premiums while still meeting legal requirements.
Can I get a discount on motorcycle insurance in Ohio for taking a safety course?
Yes many insurance companies offer discounts for completing an approved motorcycle safety course. The Ohio Motorcycle Safety Program provides courses that may qualify you for a premium reduction.
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