The top-rated motorcycle insurance agent in Johnston, Rhode Island is Jose Espejo: Allstate Insurance, rated 5.0 stars across 261 reviews. Other highly rated options include Expert Insurance, Narragansett Bay Insurance Company, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance. This directory lists 10 motorcycle insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Espejo: Allstate Insurance | 1318 Plainfield St | (401) 831-2099 |
| 2 | Expert Insurance | 1705 Hartford Ave | (401) 709-7720 |
| 3 | Narragansett Bay Insurance Company | 1301 Atwood Ave #102W | (401) 725-5600 |
| 4 | Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance | 1465 Atwood Ave | (401) 273-8700 |
| 5 | Tax Insurance Solutions | 1215 Plainfield St | (401) 944-1512 |
| 6 | Smyth Business Solutions | 1665 Hartford Ave | (401) 227-9256 |
| 7 | Kelvin Taveras: Allstate Insurance | 1318 Plainfield St | (401) 824-7813 |
| 8 | Cesar Loaiza: Allstate Insurance | 653 Killingly St | (401) 942-0500 |
| 9 | Capital Insurance Group | 454 George Waterman Rd | (401) 349-5757 |
| 10 | AIPSO | 302 Central Ave | (401) 946-2310 |
Jose Espejo: Allstate Insurance serves the Johnston, Rhode Island, metro area as a provider of motorcycle insurance agency services. The agency helps riders obtain coverage for their motorcycles, addressing the specific liability and physical damage needs of local motorcyclists. Policies are designed to protect riders against accidents and theft while navigating community and state roadways. The agency also handles detailed policy reviews and new policy enrollments for individual motorcycle owners.
Homeowners and vehicle owners in Johnston, Rhode Island, turn to Expert Insurance for motorcycle insurance agent services. The company helps clients find coverage for standard motorcycles, cruisers, and sport bikes that fits their riding habits and budget. It also assists with policy reviews to ensure adequate protection on local roads and highways. Expert Insurance regularly serves customers throughout northern Providence County and the nearby vicinity of Cranston.
Narragansett Bay Insurance Company offers a range of services as a local motorcycle insurance agent in Johnston, RI, including coverage consultations and policy management for riders. It provides guidance on routine maintenance plans and helps customers understand their protection options for various riding needs. The agency services individual motorcycle owners, as well as those with classic or touring bikes. Its clientele includes owners of single-family homes who ride, as well as patrons of local apartments, retail businesses, and restaurants.
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance serves Johnston, Rhode Island, and the surrounding communities. The company handles motorcycle insurance for local riders requiring coverage for liability, collision, and comprehensive protection. Since motorcycling demands specialized risk management, this agency focuses on customizing policies that meet individual riding needs. To handle a typical client’s requirements, it assesses each rider’s coverage gaps and recommends options from its carrier network, prioritizing policy clarity and personal attention.
Many motorcycle insurance agents serve clients through a one-time policy setup or offer ongoing support with annual renewals and policy adjustments. Tax Insurance Solutions in Johnston, RI, assists riders with coverage options such as liability and collision protection for their bikes. Motorcycle insurance agents in this area typically guide clients through changing regulations and coverage needs as riding seasons shift. Service for this company runs on both a scheduled basis for policy reviews and as-needed when clients require immediate assistance or changes to their existing plans.
Smyth Business Solutions in Johnston, RI, specializes in securing motorcycle insurance policies that protect riders against liability and physical damage. It provides general insurance agent services, connecting local motorcyclists with coverage options from multiple carriers. The company helps clients understand policy limits, deductibles, and optional add-ons like roadside assistance. As Rhode Island riding seasons shift, Smyth Business Solutions advises customers on adjusting coverage for winter storage or adding protection for spring and summer touring trips.
Kelvin Taveras: Allstate Insurance provides motorcycle insurance coverage for riders in Johnston, Rhode Island. This agent specializes in adding tailored protections such as roadside assistance and accessory coverage for customized bikes. Motorcyclists can obtain liability, collision, and comprehensive policies to meet local requirements. The service also writes commercial policies for businesses, including insurance for offices, warehouses, and food service establishments.
Spring in Rhode Island brings renewed interest in taking motorcycles out of storage, and Cesar Loaiza: Allstate Insurance in Johnston offers coverage tailored to this seasonal need. Policies are crafted to address typical local riding conditions and liability requirements for area roads. This agency provides standard options to protect riders during the warmer months when traffic increases. An initial inspection or policy review is typically scheduled to confirm the condition of each motorcycle before coverage begins.
Capital Insurance Group, based in Johnston, RI, is known for providing motorcycle insurance agents. Its service range covers policy consultations and coverage comparisons for local riders. As a dedicated agency, it helps clients select liability, collision, and comprehensive plans to protect their motorcycles. The agency also facilitates claims support for accident damages or theft. A specialty service it can add on is roadside assistance coverage, which includes towing and flat-tire repairs for motorcyclists on Rhode Island roads.
Based in Johnston, RI, the agency helps local motorcycle owners secure coverage for personal bikes. It also provides tailored insurance options for commercial motorcycle operations in the surrounding area. Working with a network of providers, each policy is structured to suit the specific riding needs of the client. After the initial policy is placed, the service team routinely follows up to review coverage and adjust terms for any seasonal riding changes before the next regular visit.
What Does a a Motorcycle Insurance Agent in Johnston Cost?
The average cost of motorcycle insurance in Rhode Island is around 600 to 800 dollars per year for a standard policy, but rates vary based on your bike type, driving record, and coverage limits. Riders in Johnston may pay more for full coverage or if they have accidents or tickets. This is general information and not insurance advice.
About motorcycle insurance agents in Johnston
Motorcycle insurance agents in Johnston Rhode Island help riders find policies that meet state law and personal needs. Rhode Island requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. An agent can explain options like collision and comprehensive coverage to protect your bike from damage or theft.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Rhode Island?
Rhode Island law requires motorcycle owners to have liability insurance with at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. An agent in Johnston can help you meet these minimums.
Do I need uninsured motorist coverage on my motorcycle policy in Rhode Island?
Yes, Rhode Island law requires uninsured motorist coverage for motorcycles unless you reject it in writing. This coverage protects you if you are hit by a driver without insurance. An agent can explain the options and help you decide.
Can I get motorcycle insurance with a suspended license in Rhode Island?
It is difficult to get a standard motorcycle policy with a suspended license. Some specialty companies may offer coverage, but options are limited. An agent in Johnston can review your situation and suggest possible solutions.
Motorcycle Insurance Agents in Other Rhode Island Cities
Cranston · Middletown · Pawtucket · Providence · Warwick