ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of motorcycle insurance agents in Narragansett, Rhode Island. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 motorcycle insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Motorcycle insurance agents in Narragansett help riders find policies that meet Rhode Island state requirements. Rhode Island law mandates all motorcyclists carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. An agent can explain local factors like coastal weather and seasonal riding that affect your coverage needs.
What Does a Motorcycle Insurance Agent in Narragansett Cost?
Motorcycle insurance costs in Rhode Island vary widely based on factors like your age, riding experience, bike type, and coverage limits. On average, annual premiums for basic liability coverage range from 200 to 600 dollars, while full coverage can cost 500 to 1,200 dollars per year. Narragansett riders may see slight variations due to local accident rates and theft statistics. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Rhode Island?
Rhode Island requires all motorcycle owners to carry liability insurance with at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. Uninsured motorist coverage is also required. An agent can help you meet these legal minimums.
Do I need special insurance for my motorcycle in Narragansett?
Standard motorcycle insurance applies, but Narragansett riders may want additional coverage for theft or damage from coastal storms. Comprehensive and collision coverage are optional but recommended for newer or financed bikes. An agent can review your specific risks.
Can I get a discount on motorcycle insurance in Rhode Island?
Many insurers offer discounts for completing a Motorcycle Safety Foundation course, bundling with auto or home policies, or storing your bike during winter months. Ask your agent about available discounts to lower your premium.
Free • No Obligation
Compare Motorcycle Insurance Agents
Get matched with agents in Narragansett who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.