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Motorcycle Insurance Agents in North Smithfield, RI

Compare motorcycle insurance agents in North Smithfield. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 motorcycle insurance agents in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000 agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400 kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500 clkirby.com

Motorcycle insurance agents in North Smithfield help riders find coverage that meets Rhode Island state requirements. Rhode Island law mandates that all motorcycle owners carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. A local agent can explain how these requirements apply to your specific bike and riding habits.

What Does a Motorcycle Insurance Agent in North Smithfield Cost?

The average cost of motorcycle insurance in Rhode Island ranges from 500 to 1500 dollars per year for a standard policy. Factors like your age, driving record, type of motorcycle, and coverage limits affect the premium. A North Smithfield agent can provide a personalized quote. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum motorcycle insurance requirements in Rhode Island?
Rhode Island requires motorcycle owners to have liability insurance with at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. An agent in North Smithfield can help you meet these minimums.
Do I need uninsured motorist coverage for my motorcycle in Rhode Island?
Yes, Rhode Island law requires uninsured motorist coverage for motorcycles unless you reject it in writing. This coverage protects you if you are hit by a driver without insurance. A local agent can explain the options and help you decide.
Can I get a discount on my motorcycle insurance in North Smithfield?
Many insurers offer discounts for completing a motorcycle safety course, bundling with auto or home insurance, or storing your bike during winter months. Your agent can review available discounts based on your profile. Discounts vary by company.