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Find Motorcycle Insurance Agents Near You in Smithfield, RI

Directory of motorcycle insurance agents in Smithfield, Rhode Island. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 motorcycle insurance agents in Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Greenville
445 Putnam Pike, Smithfield, RI 02917
(401) 232-5100 branches.northeast.aaa.com
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800 agents.allstate.com

A motorcycle insurance agent in Smithfield Rhode Island helps riders find policies that meet state law and personal needs. Rhode Island requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person 50 thousand dollars per accident and 25 thousand dollars for property damage. An agent can explain these requirements and help you choose optional coverages like collision or comprehensive.

What Does a Motorcycle Insurance Agent in Smithfield Cost?

The cost of motorcycle insurance in Rhode Island typically ranges from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with collision and comprehensive can cost 600 to 1500 dollars annually depending on your bike value driving record and location in Smithfield. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in Rhode Island?
Rhode Island law requires liability coverage of 25 thousand dollars per person for bodily injury 50 thousand dollars per accident for bodily injury and 25 thousand dollars for property damage. You must carry proof of insurance when riding.
Do I need uninsured motorist coverage on my motorcycle policy in Smithfield?
Yes Rhode Island requires uninsured motorist coverage equal to your liability limits unless you reject it in writing. This covers you if a driver without insurance causes an accident.
Can I get a discount on motorcycle insurance for taking a safety course in Rhode Island?
Many insurers offer discounts for completing a state-approved motorcycle safety course. Ask your agent about available discounts for safety training or for bundling with other policies.