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Find Motorcycle Insurance Agents Near You in Rapid City, SD

Browse motorcycle insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include Gregg Fullerton - State Farm Insurance Agent, Scott Carlson - State Farm Insurance Agent, Farmers Insurance - Dave Schmidt. This directory lists 20 motorcycle insurance agents serving Rapid City.

Showing 20 motorcycle insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bruce Kitterman - State Farm Insurance Agent1222 Oregon St(605) 348-2525
2Gregg Fullerton - State Farm Insurance Agent2001 Hope Ct Ste 2(605) 791-4460
3Scott Carlson - State Farm Insurance Agent716 N Lacrosse St #100(605) 342-0188
4Farmers Insurance - Dave Schmidt2834 Jackson Blvd Ste 101(605) 342-5434
5Matt McCormick - State Farm Insurance Agent716 N Lacrosse St #100(605) 348-0464
6Jeff Johnson - State Farm Insurance Agent1620 Mt Rushmore Rd Ste 200(605) 791-3333
7Rapid Insurance, Inc.2525 W Main St #202(605) 791-0762
8Greg Geary: Allstate Insurance3423 W Main St(605) 341-2345
9Herrmann Insurance Agencies821 Mt Rushmore Rd(605) 718-2200
10Black Hills Insurance Agency, Inc.820 St Joseph St(605) 342-5555
BK
1222 Oregon St
Bruce Kitterman - State Farm Insurance Agent
Motorcycle Insurance Agent · Rapid City, SD

Bruce Kitterman - State Farm Insurance Agent serves the Rapid City, South Dakota metro area and provides motorcycle insurance services to local riders. The agency helps customers secure coverage that meets legal requirements and protects against common risks on area roads. Policies offered typically include liability, collision, and comprehensive options for motorcycles. The agent works with riders to tailor plans suited to their specific bike models and riding habits. This location handles new policy setups and coverage adjustments for seasonal or year-round riders.

GF
2001 Hope Ct Ste 2
Gregg Fullerton - State Farm Insurance Agent
Motorcycle Insurance Agent · Rapid City, SD

Gregg Fullerton provides motorcycle insurance policies and related coverage options for riders in Rapid City, South Dakota. Services include assistance with policy reviews, coverage updates, and claims guidance tailored to motorcycles. The agency helps clients understand and maintain appropriate liability, comprehensive, and collision plans. Gregg Fullerton serves customers with single-family homes, apartments, retail, and restaurants needing personal insurance solutions in the Rapid City area.

SC
716 N Lacrosse St #100
Scott Carlson - State Farm Insurance Agent
Motorcycle Insurance Agent · Rapid City, SD

Scott Carlson - State Farm Insurance Agent serves area homeowners and business owners seeking personal insurance coverage, along with clients specifically needing motorcycle insurance arrangements. The agency helps local riders secure appropriate protection for their vehicles, offering services that include policy reviews and adjustments tailored to individual situations. Working extensively with those who own cruisers, touring bikes, or sport models, the agent assists in identifying suitable liability and comprehensive options for the Black Hills region. The office additionally covers nearby communities within the Rapid City metro area, including the Box Elder vicinity.

FI
2834 Jackson Blvd Ste 101
Farmers Insurance - Dave Schmidt
Motorcycle Insurance Agent · Rapid City, SD

Farmers Insurance - Dave Schmidt serves Rapid City and the surrounding Black Hills communities, handling motorcycle insurance coverage for local riders. The agency works with clients to find policies that meet their needs on the road. Standard services include liability protection and comprehensive options. For each job, the agency begins by reviewing a rider's specific situation and then presents suitable insurance choices from available plans.

MM
716 N Lacrosse St #100
Matt McCormick - State Farm Insurance Agent
Motorcycle Insurance Agent · Rapid City, SD

For customers in Rapid City, SD, Matt McCormick - State Farm Insurance Agent offers both one-time policy reviews and recurring service options for motorcycle insurance. Coverage can be tailored to meet local riding and storage requirements. As a motorcycle insurance agent in this area, the focus remains on matching protection plans to each bike and rider. Service runs on either a scheduled or as-needed basis to accommodate seasonal and year-round riders.

JJ
1620 Mt Rushmore Rd Ste 200
Jeff Johnson - State Farm Insurance Agent
Motorcycle Insurance Agent · Rapid City, SD

Jeff Johnson - State Farm Insurance Agent in Rapid City, SD, specializes specifically in motorcycle insurance policies for riders throughout the Black Hills region. It provides general personal and commercial insurance services to local residents and business owners. The agency helps motorcyclists understand coverage for custom parts, liability needs, and uninsured motorist protection. During the busy summer riding season and the annual Sturgis Rally, it assists clients in adjusting policies to address temporary increases in road risks.

RI
2525 W Main St #202
Rapid Insurance, Inc.
Motorcycle Insurance Agent · Rapid City, SD

Rapid Insurance, Inc. provides motorcycle insurance agent services in and around Rapid City, South Dakota. For local riders, the agency typically assists with basic liability and collision coverage, and it can arrange specialty add-ons such as accessory protection for custom parts and roadside assistance. Serving a range of commercial clients, Rapid Insurance also offers coverage solutions for motorcycle-related businesses including offices, warehouses, and food service operations.

GG
3423 W Main St
Greg Geary: Allstate Insurance
Motorcycle Insurance Agent · Rapid City, SD

Greg Geary: Allstate Insurance provides residential motorcycle insurance services for riders in the Rapid City area, also offering commercial coverage for local businesses. Serving clients throughout the surrounding region, the agency addresses various policy needs for motorcycle owners. The office can assist with policy reviews and coverage adjustments when circumstances change, helping to ensure each rider’s insurance remains current. Clients often return for follow-up service between regular policy periods to update their plans.

HI
821 Mt Rushmore Rd
Herrmann Insurance Agencies
Motorcycle Insurance Agent · Rapid City, SD

With Rapid City’s unpredictable weather and long riding season through the Black Hills, motorcyclists need a consistent agent who understands local roads. Herrmann Insurance Agencies provides tailored coverage for touring and sport bikes alike, helping riders prepare for spring riding or winter storage. Their team assesses each bike separately to match the policy with actual use. An initial inspection is scheduled to confirm the motorcycle’s condition and verify any aftermarket parts before the policy is finalized.

BH
820 St Joseph St
Black Hills Insurance Agency, Inc.
Motorcycle Insurance Agent · Rapid City, SD
DB
3409 W Main St
Dakota Business Insurance Group
Motorcycle Insurance Agent · Rapid City, SD
(605) 846-8111
dbigroupllc.com
AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Motorcycle Insurance Agent · Rapid City, SD
(605) 737-7865
acrisure.com
SF
805 5th St
Security First Insurance
Motorcycle Insurance Agent · Rapid City, SD
(605) 348-1750
security1stbank.com/insurance
FI
1404 Mt Rushmore Rd
Farmers Insurance - Jodi Lawrence
Motorcycle Insurance Agent · Rapid City, SD
(605) 718-7020
agents.farmers.com/sd/rapid-city/jodi-lawrence
WD
816 5th St
Western Dakota Insurors
Motorcycle Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
CI
550 N 5th St #217
Comma Insurance
Motorcycle Insurance Agent · Rapid City, SD
(844) 396-9916
commainsurance.com/locations/055-south-dakota-rapid-city
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Motorcycle Insurance Agent · Rapid City, SD
(605) 342-3585
BI
902 Main St Door A
Bickett Insurance Agency & Financial Solutions
Motorcycle Insurance Agent · Rapid City, SD
(605) 348-4612
agents.horacemann.com/RobBickett
CJ
650 Flormann St
Casey J. Davis Insurance Agency
Motorcycle Insurance Agent · Rapid City, SD
(605) 791-1531
WH
3220 W Main St #200
West Hills Insurance
Motorcycle Insurance Agent · Rapid City, SD
(605) 791-0119
westhillsinsurance.net

What Does a a Motorcycle Insurance Agent in Rapid City Cost?

Motorcycle insurance costs in Rapid City typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 400 to 1500 dollars annually depending on your bike value, riding history, and coverage limits. Factors like your age, driving record, and the type of motorcycle also affect the premium. This is general information and not insurance advice.

About motorcycle insurance agents in Rapid City

Motorcycle insurance agents in Rapid City help riders find coverage that meets South Dakota requirements. South Dakota law requires all motorcycle owners to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Local agents can also advise on optional coverages like comprehensive and collision for the Black Hills riding season.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in South Dakota?

South Dakota requires liability coverage of at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. Uninsured motorist coverage is required unless you reject it in writing.

Do I need motorcycle insurance in Rapid City if I only ride seasonally?

Yes, South Dakota law requires continuous liability insurance for any registered motorcycle. However some insurers offer seasonal policies or reduced rates for months when the bike is not ridden. Ask your agent about lay-up or storage coverage options.

How does South Dakota s helmet law affect my insurance rates?

South Dakota does not require adult riders over 18 to wear a helmet. However riding without a helmet may increase your risk of injury and could affect medical payments or personal injury protection coverage. Some insurers may offer small discounts for completing a safety course.

Motorcycle Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.