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Find Motorcycle Insurance Agents in Rapid City, SD

Directory of motorcycle insurance agents in Rapid City, South Dakota. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 motorcycle insurance agents in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bruce Kitterman - State Farm Insurance Agent
1222 Oregon St, Rapid City, SD 57701
(605) 348-2525 brucekitterman.com
Gregg Fullerton - State Farm Insurance Agent
2001 Hope Ct Ste 2, Rapid City, SD 57701
(605) 791-4460 askgregg.com
Scott Carlson - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 342-0188 carlsonins.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434 agents.farmers.com
Matt McCormick - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 348-0464 mccormickagency.net
Jeff Johnson - State Farm Insurance Agent
1620 Mt Rushmore Rd Ste 200, Rapid City, SD 57701
(605) 791-3333 jeffjohnsonsf.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200 herrmannagencies.com
Rapid Insurance, Inc.
2525 W Main St #202, Rapid City, SD 57702
(605) 791-0762 ryandolly.com
Greg Geary: Allstate Insurance
3423 W Main St, Rapid City, SD 57702
(605) 341-2345 agents.allstate.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111 dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555 blackhillsagency.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750 security1stbank.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865 acrisure.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130 wdiins.com
Farmers Insurance - Jodi Lawrence
1404 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-7020 agents.farmers.com
Comma Insurance
550 N 5th St #217, Rapid City, SD 57701
(844) 396-9916 commainsurance.com
Bickett Insurance Agency & Financial Solutions
902 Main St Door A, Rapid City, SD 57701
(605) 348-4612 agents.horacemann.com
Casey J. Davis Insurance Agency
650 Flormann St, Rapid City, SD 57701
(605) 791-1531
West Hills Insurance
3220 W Main St #200, Rapid City, SD 57702
(605) 791-0119 westhillsinsurance.net

What Does a Motorcycle Insurance Agent in Rapid City Cost?

Motorcycle insurance costs in Rapid City typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 400 to 1500 dollars annually depending on your bike value, riding history, and coverage limits. Factors like your age, driving record, and the type of motorcycle also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in South Dakota?
South Dakota requires liability coverage of at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. Uninsured motorist coverage is required unless you reject it in writing.
Do I need motorcycle insurance in Rapid City if I only ride seasonally?
Yes, South Dakota law requires continuous liability insurance for any registered motorcycle. However some insurers offer seasonal policies or reduced rates for months when the bike is not ridden. Ask your agent about lay-up or storage coverage options.
How does South Dakota s helmet law affect my insurance rates?
South Dakota does not require adult riders over 18 to wear a helmet. However riding without a helmet may increase your risk of injury and could affect medical payments or personal injury protection coverage. Some insurers may offer small discounts for completing a safety course.