The top-rated motorcycle insurance agent in Smyrna, Tennessee is Tennessee Auto Insurance Agency, rated 5.0 stars across 1,324 reviews. Other highly rated options include Emerson Williams - State Farm Insurance Agent, Fiesta Auto Insurance & Tax Service, Farmers Insurance - Marc Lewis. This directory lists 20 motorcycle insurance agents serving Smyrna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 244 N Lowry St | (615) 624-8007 |
| 2 | Emerson Williams - State Farm Insurance Agent | 199 Enon Springs Rd W #300 | (615) 459-2683 |
| 3 | Fiesta Auto Insurance & Tax Service | 291 Sam Ridley Pkwy E #145 | (615) 625-0224 |
| 4 | Farmers Insurance - Marc Lewis | 1241 Rock Springs Rd | (615) 625-7070 |
| 5 | Joel Laird - State Farm Insurance Agent | 11 N Lowry St | (615) 696-7170 |
| 6 | Monte King - State Farm Insurance Agent | 721 President Pl STE 200 | (615) 220-2210 |
| 7 | Farm Bureau Insurance | 667 President Pl | (615) 459-0469 |
| 8 | Cover My Assets Insurance Group, LLC | 661 Fitzhugh Blvd Ste 117 | (615) 345-0411 |
| 9 | Direct Auto Insurance | 304 S Lowry St | (615) 459-7220 |
| 10 | Shelter Insurance - Drake Tyson | 336 S Lowry St | (615) 459-4697 |
Tennessee Auto Insurance Agency in Smyrna helps riders choose between a single-payment annual policy and recurring monthly payment plans for their motorcycle coverage. The agency structures each policy to include liability protection, collision coverage, and uninsured motorist options tailored to area roads and seasonal riding patterns. This local office handles the paperwork for riders new to Tennessee licensing requirements and veteran bikers updating existing policies. Services run on a scheduled basis during annual renewal periods or as needed for policy adjustments and new bike registrations.
Emerson Williams - State Farm Insurance Agency serves the Smyrna, Tennessee area and the surrounding Rutherford County region. This local office provides motorcycle insurance policies to protect riders and their vehicles. Motorcycle insurance coverage in this area typically addresses liability, collision, and comprehensive needs. The agency also helps clients consider uninsured motorist protection and medical payments coverage. Through Emerson Williams, local riders can discuss policy options that align with their specific motorcycles and driving habits. The agency handles motorcycle insurance quotes and policy adjustments for Tennessee riders.
Fiesta Auto Insurance & Tax Service in Smyrna, TN offers motorcycle insurance coverage for a wide range of riding needs. It can assist with evaluating liability, comprehensive, and collision options to help match appropriate policy terms for each client. Maintenance or annual policy review plans are available to adjust coverage as circumstances change over time. The agency services properties that include single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Marc Lewis serves homeowners, renters, and business owners in Smyrna, Tennessee, offering motorcycle insurance policies for riders in the area. As a local agent, Marc Lewis helps clients select coverage tailored to their specific bikes and riding habits. The agency assists with liability, collision, and comprehensive options to protect riders on the road. Motorcycle owners can receive personalized guidance on policy limits and deductibles based on their individual needs. This service area also extends to the surrounding communities of La Vergne and the greater Murfreesboro metro region.
Joel Laird, a State Farm Insurance Agent in Smyrna, TN, offers both one-time policy setups for a single season or short-term ride and recurring annual coverage for year-round motorcyclists. Each policy is tailored to protect the bike against liability, collision, and comprehensive damages common on local roads. Service runs on an as-needed basis, with clients able to adjust or renew their motorcycle insurance according to their changing riding schedule.
Serving Smyrna and the surrounding communities in Rutherford County, Monte King - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency addresses coverage needs for touring, sport, and cruiser motorcycles commonly operated on area roads and highways. It works with clients to structure liability, collision, and comprehensive options for their specific bikes. Each insurance job is approached by first reviewing the rider's bike type and typical usage, then presenting policy choices that match those factors.
Springtime in Smyrna brings more motorcycles onto local roads, and Farm Bureau Insurance helps meet the seasonal demand for coverage tailored to Tennessee riders. As a dedicated Motorcycle Insurance Agent, this company works through the typical choices of liability limits and comprehensive options that protect both rider and machine during regular commutes or weekend trips. New applicants are greeted with an overview of their bike's model and usage patterns, followed by an initial assessment that reviews the vehicle's condition and safety features before a final policy can be written.
Cover My Assets Insurance Group, LLC offers tailored coverage options for motorcycles, including liability and comprehensive policies, while also providing general insurance agency services for local riders. Based in Smyrna, TN, this agent assists clients in evaluating their specific protection needs on the open road. As seasonal changes bring unpredictable weather and road hazards, riders often rely on the agency to review policy limits before spring riding season begins.
Direct Auto Insurance in Smyrna, Tennessee provides specialty coverage for motorcycles, including liability and comprehensive policies. It also handles general motorcycle insurance services such as custom parts protection and uninsured motorist coverage. Riders in the local area can obtain quotes tailored to their specific bike type and riding history. The agent helps mitigate risks associated with seasonal changes, such as adjusting policies for off-season storage to ensure ongoing protection against theft or weather damage.
What Does a a Motorcycle Insurance Agent in Smyrna Cost?
Motorcycle insurance costs in Tennessee typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost between 600 and 1500 dollars annually. Actual rates depend on your driving record, bike type, age, and coverage limits. This is general information and not insurance advice.
About motorcycle insurance agents in Smyrna
Motorcycle insurance agents in Smyrna Tennessee help riders find coverage that meets state legal requirements. Tennessee law requires all motorcycle operators to carry minimum liability insurance of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Local agents can also explain optional coverages like comprehensive and collision for added protection.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Tennessee?
Tennessee law requires motorcycle riders to have liability insurance of at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident for bodily injury. Property damage liability of 25 thousand dollars is also required.
Do I need uninsured motorist coverage for my motorcycle in Smyrna?
Uninsured motorist coverage is not legally required for motorcycles in Tennessee but many agents recommend it. It can help pay for your injuries if a driver without insurance hits you.
How does Tennessee helmet law affect my insurance?
Tennessee requires all motorcycle riders and passengers to wear a helmet. While this does not directly change your insurance cost, wearing a helmet can reduce injury severity and may lead to lower medical payments coverage claims.
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