The top-rated motorcycle insurance agent in Houston, Texas is Bikini Insurance, rated 5.0 stars across 5,490 reviews. Other highly rated options include Priority Insurance, Peter Mugo - State Farm Insurance Agent, Iscential Insurance Agency. This directory lists 21 motorcycle insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bikini Insurance | 5715 Airline Dr B | (713) 695-7400 |
| 2 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 3 | Peter Mugo - State Farm Insurance Agent | 11807-A Wilcrest Dr | (281) 498-2553 |
| 4 | Iscential Insurance Agency | 8220 Jones Rd Ste 100 | (713) 856-5533 |
| 5 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 6 | AJ Morales Insurance | 501 W Gulf Bank Rd | (832) 446-6181 |
| 7 | Affordable Insurance of Texas | 7447 Harwin Dr. #288 | (713) 785-4000 |
| 8 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
| 9 | Modern Risk Management, LLC | 11757 Katy Fwy Suite 1300 | (281) 400-1205 |
| 10 | Smith Insurance Agency | 1112 W 11th St | (713) 658-0871 |
Bikini Insurance serves the Houston, Texas metro area and its surrounding counties as a dedicated motorcycle insurance agent. The company connects local riders with coverage policies that meet Texas legal requirements for liability and personal injury protection. It assists motorcyclists in comparing options for comprehensive plans that safeguard against theft and weather damage. Bikini Insurance also helps clients secure uninsured and underinsured motorist coverage for added protection on Houston roadways.
Priority Insurance in Houston, TX offers a full range of motorcycle insurance agent services, including policy guidance for various bike types and coverage options. The agency helps clients review maintenance schedules to ensure their motorcycles remain insurable and road-ready. It provides ongoing service support for policy adjustments and claim filing assistance. Its client base includes riders with single-family homes, apartments, retail businesses, and restaurants in the Houston area.
Peter Mugo - State Farm Insurance Agent serves homeowners, auto owners, and riders seeking specialized motorcycle insurance in Houston, Texas. The agency helps clients select appropriate coverage options tailored to their particular bikes and riding habits, including liability and comprehensive protection. Understanding the distinct risks of local roads and seasonal weather conditions is central to the consultations offered. Motorcyclists throughout the Houston metro area, including those commuting from nearby communities such as Pearland or Katy, can access these insurance services from this local agent.
Iscential Insurance Agency serves motorcycle riders in Houston, Texas, and the surrounding communities. The agency handles insurance policies for a variety of two-wheeled vehicles, ranging from standard street bikes to custom builds. It works with clients to assess their specific coverage needs on a case-by-case basis. To handle a typical job, the office first reviews the client’s riding history and vehicle details, then compares protection options from different carriers to find a suitable policy.
The Vanguard Insurance Agency in Houston, TX differentiates between initial policy setup as a one-time service and ongoing policy management as a recurring option, encompassing coverage selection and claims assistance. They provide motorcycle insurance agents who tailor liability, collision, and comprehensive plans to individual riding needs and budget requirements. Service for clients operates on an as-needed basis, with agents available for updates, policy reviews, and new motorcycle additions throughout the coverage term.
AJ Morales Insurance specializes in connecting Houston riders with tailored liability and comprehensive coverage for their motorcycles. The agency works with clients to evaluate individual riding habits to recommend appropriate policy options. Navigating the unique risks of Texas roads, including unpredictable weather and varying traffic patterns, is a key aspect of their service. Our agents also assist customers in reviewing their coverage before the peak summer riding season, when increased road activity heightens the need for adequate protection.
As Houston’s hot and humid summer months approach, many riders look to update their protection before the peak season arrives. Affordable Insurance of Texas offers motorcycle insurance agent services tailored to local needs. They help clients understand liability, collision, and comprehensive coverage options that align with Texas road conditions. Riders can discuss required state minimums or additional safeguards for custom bikes. An initial consultation typically involves a review of the motorcycle’s registration details and the rider’s prior insurance history.
Memorial Insurance Agency provides standard liability and comprehensive coverage for motorcycle owners in the Houston area. It specializes in add-ons such as roadside assistance and coverage for custom parts and accessories, helping riders protect their investment beyond basic requirements. The agent works to match policy limits with each rider’s specific needs and typical local road conditions. This agency can serve commercial sectors including offices, warehouses, and food service businesses that need coverage for company-owned motorcycles used in daily operations.
Modern Risk Management, LLC serves residents in and around Houston, Texas, providing motorcycle insurance agent services for individual policyholders. Commercial coverage for businesses utilizing motorcycles is also available within the same service area. The agency focuses on thorough policy reviews to match clients with appropriate protection for their riding needs. Clients can expect detailed follow-up and repeat service coordination between regular policy review visits to ensure ongoing coverage suitability.
What Does a a Motorcycle Insurance Agent in Houston Cost?
Motorcycle insurance costs in Texas vary widely based on bike type, riding history, and coverage levels. A basic liability policy might cost 100 to 300 dollars per year, while full coverage can range from 400 to 1,200 dollars annually. Houston riders may pay slightly more due to urban traffic density. This is general information and not insurance advice.
About motorcycle insurance agents in Houston
Motorcycle insurance agents in Houston help riders find coverage that meets Texas state requirements. Texas law mandates minimum liability insurance of 30/60/25 for all motorcycles. Agents can also assist with comprehensive and collision options for Houston traffic and weather conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Texas?
Texas requires at least 30,000 dollars for bodily injury per person, 60,000 dollars total per accident, and 25,000 dollars for property damage. This is often called 30/60/25 coverage.
Do I need uninsured motorist coverage for my motorcycle in Texas?
Uninsured motorist coverage is not required by Texas law but is highly recommended. It protects you if a driver without insurance causes an accident. Your agent can explain the options.
Can I get motorcycle insurance if I have a prior DUI in Texas?
Yes, many insurers in Houston offer coverage for riders with a DUI history. However, your premiums will likely be higher. An agent can help find companies that specialize in high risk policies.
Motorcycle Insurance Agents in Other Texas Cities
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