The top-rated motorcycle insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 15 motorcycle insurance agents serving Royse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kari Hargrave - State Farm Insurance Agent | 109 W Main St A | (972) 635-9995 |
| 2 | Dominic Schillace - State Farm Insurance Agent | 1101 W Interstate 30 Ste 104 | (972) 635-8458 |
| 3 | Farmers Insurance - Khristopher Vancil | 5196 TX-276 | (214) 308-6508 |
| 4 | Bob Ellis Insurance Services-Independent Insurance Agency | 115 FM 2453, 2661 FM 35 C | (972) 636-9491 |
| 5 | TWFG Caldwell Insurance | 403 S Elm St | (972) 635-6772 |
| 6 | Mark's Insurance | 2994 FM551 | (972) 373-4496 |
| 7 | Terry Hayden: Allstate Insurance | 4864 TX-276 | (972) 722-0025 |
| 8 | Texas Farm Bureau Insurance - Chris Cromer | 7320 FM 35 | (972) 635-6464 |
| 9 | Fast Checker Insurance Agency | 4868 TX-276 | (972) 954-9071 |
| 10 | Farmers Insurance - Patrick Raines | 422 I-30 Ste I | (972) 722-7496 |
Kari Hargrave - State Farm Insurance Agent serves the Royse City and surrounding Rockwall County areas, providing motorcycle insurance policies designed to cover local riding needs. This agency helps motorcyclists secure liability protection and comprehensive coverage for their bikes. Clients can obtain insurance for touring, cruiser, and sport motorcycles through this office. The agency also offers assistance with roadside assistance plans and uninsured motorist coverage specifically tailored for motorcycle owners in this region.
Dominic Schillace - State Farm Insurance Agent in Royse City, TX, provides motorcycle insurance coverage, including liability, collision, and comprehensive options tailored to local riding needs. The agency offers policy reviews and plan adjustments to help riders manage their coverage as circumstances change. Service maintenance plans can be set up to ensure policies remain current throughout the riding season. The agent serves single-family homes, apartments, retail businesses, and restaurants in the area, addressing both personal and commercial insurance requirements.
Farmers Insurance - Khristopher Vancil serves Royse City and the surrounding communities in northeastern Texas. The agency handles motorcycle insurance policies for riders seeking coverage for their bikes in the local area. Their team works directly with clients to understand individual riding habits and vehicle types. They then gather information from various insurers to find protection that fits each specific situation, using a straightforward consultation process. This guided comparison approach allows them to tailor a plan based on each customer's unique riding profile.
For riders in Royse City, TX, TWFG Caldwell Insurance provides both one-time policies and ongoing coverage for motorcycles, including liability, collision, and comprehensive plans tailored to individual needs. As a local motorcycle insurance agent, the company connects clients with options that fit varied riding habits and budgets. After an initial quote and policy setup, service is available on an as-needed basis for future adjustments, renewals, or questions.
Mark’s Insurance in Royse City, TX offers motorcycle insurance policies tailored to protect riders and their machines on local roads and highways. The agent works to match coverage options with individual riding habits and bike types. Finding proper liability and comprehensive protection is a routine part of its service. As seasonal changes approach, it helps clients adjust policies for storage periods or unexpected weather conditions that can pose extra risk on the open road.
Terry Hayden: Allstate Insurance provides motorcycle insurance agent services in the Royse City, TX area. The agency assists local riders in obtaining coverage for their motorcycles, including options for liability, collision, and comprehensive protection. It also facilitates the addition of specialized coverages such as custom parts and equipment, roadside assistance, and accessory protection. Beyond personal lines, the office serves a variety of commercial sectors, including offices, warehouses, and food service establishments that require business insurance for their operations and liability needs.
When spring storms sweep across Hunt County, local riders look for coverage that keeps their motorcycles protected from hailstorms and sudden weather shifts. Texas Farm Bureau Insurance - Chris Cromer in Royse City provides motorcycle insurance policies suited to nearby backroads and commuting needs. This agency works directly with riders to evaluate the specific demands of their bike usage and local traffic conditions. To begin the process, they schedule a brief inspection of the motorcycle to verify its condition and prepare an initial assessment of coverage options.
Fast Checker Insurance Agency serves residential motorcycle owners in Royse City, Texas, with tailored liability and comprehensive policies. The company also provides commercial coverage for local dealerships, repair shops, and touring organizations throughout the surrounding region. Their agents evaluate each rider’s coverage needs individually, ensuring policies match specific bike models and usage patterns. Clients often return between regular policy review visits for endorsement adjustments, seasonal storage updates, or claims follow-up, keeping coverage current as their riding habits and vehicle values evolve.
Farmers Insurance - Patrick Raines is known for providing motorcycle insurance coverage for riders in Royse City, Texas, and the surrounding region. The agency helps local motorcyclists obtain liability, collision, and comprehensive policies to meet legal requirements and protect their bikes. It also offers standard add-ons to address typical on-road concerns. As a specialty service, the agency can include accessory coverage for custom parts, saddlebags, or aftermarket equipment on a rider’s policy.
What Does a a Motorcycle Insurance Agent in Royse City Cost?
Motorcycle insurance costs in Texas typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 500 to 1,500 dollars annually. Factors like your age, driving record, bike type, and coverage limits affect the price. This is general information, not insurance advice.
About motorcycle insurance agents in Royse City
A motorcycle insurance agent in Royse City Texas can help you find the right coverage for your bike. Texas law requires all motorcyclists to carry liability insurance with minimum limits of 30/60/25. An agent can explain these requirements and help you choose additional options like comprehensive or collision coverage.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Texas?
Texas law requires minimum liability coverage of 30/60/25. This means 30,000 dollars for injury per person, 60,000 dollars total per accident, and 25,000 dollars for property damage. An agent in Royse City can help you meet these requirements.
Do I need uninsured motorist coverage for my motorcycle in Texas?
Texas law does not require uninsured motorist coverage for motorcycles, but it is highly recommended. This coverage protects you if you are hit by a driver without insurance. An agent can explain the benefits and costs of adding it to your policy.
Can I get motorcycle insurance if I have a DUI in Texas?
Yes you can still get motorcycle insurance in Texas after a DUI, but your rates will likely be higher. You may need an SR-22 certificate to prove financial responsibility. An agent in Royse City can help you find companies that offer coverage for high-risk riders.
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