ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Pet Insurance Agents Near You in Merced, CA

Browse pet insurance agents serving Merced, California. Updated 2026-07-14.

The top-rated pet insurance agent in Merced, California is Cost-U-Less Insurance, rated 4.9 stars across 776 reviews. Other highly rated options include Armstrong's Pet World, State Farm Insurance Agent, AAA Merced Branch. This directory lists 20 pet insurance agents serving Merced.

Showing 20 pet insurance agents in Merced, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance3070 M St #1(209) 418-7383
2Armstrong's Pet World2941 G St(209) 722-2350
3State Farm Insurance Agent1124 W Olive Ave #102(209) 384-8811
4AAA Merced Branch3065 M St(209) 726-7440
5Torrey Moe - State Farm Insurance Agent61 W Alexander Ave(209) 580-4432
6Freeway Insurance251 W 11th St(209) 781-4122
7Quote Valley Insurance - Covered California840 W Olive Ave STE E(209) 723-2000
8Fluetsch & Busby Insurance725 W 18th St #1(209) 722-1541
9LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY1490 R St(209) 676-2830
10Justi Smith - State Farm Insurance Agent830 W 19th St(209) 383-3208
CU
3070 M St #1
Cost-U-Less Insurance
Pet Insurance Agent · Merced, CA

Cost-U-Less Insurance in Merced, California provides residential pet insurance agent services, helping local homeowners select medical coverage for their animals. The agency also assists commercial clients, such as dog kennels or pet boarding facilities, with business-related pet liability options throughout the Merced area. Their agents explain standard policy benefits, including accident and illness protection, and can schedule follow-up appointment sessions to update coverage between regular policy renewal visits.

AS
2941 G St
Armstrong's Pet World
Pet Insurance Agent · Merced, CA

Armstrong's Pet World serves the Merced, California metro area and functions as a pet insurance agent. The company assists local pet owners in securing medical coverage for their animals through various insurance carriers. The agency helps clients navigate different policy options for both accident-only and comprehensive wellness plans. Its services extend to helping pet owners file claims and understand coverage limitations for routine care. In Merced, this agency handles enrollment for new pet policies and assists with claims processing for pre-existing conditions.

SF
1124 W Olive Ave #102
State Farm Insurance Agent
Pet Insurance Agent · Merced, CA

Serving Merced homeowners and renters, this pet insurance agent helps clients find policies that cover unexpected veterinary expenses for cats and dogs. It explains common plan options, including those for accidents, illnesses, and routine wellness care. The agency reviews existing coverage to identify gaps and discusses clear details about deductibles and reimbursement levels. It also serves pet owners in the neighboring Atwater community, offering the same dedicated guidance for comparing affordable pet health insurance plans tailored to individual needs.

AM
3065 M St
AAA Merced Branch
Pet Insurance Agent · Merced, CA

AAA Merced Branch provides a range of insurance services focused on protecting household pets in the Merced area. Its plans cover medical care for injuries and illnesses, helping owners manage unexpected veterinary expenses. The agency also offers liability protection for pet-related incidents and loss coverage. Policy options cater to various budgets and animal breeds. For ongoing care, annual wellness exam add-ons are available. The agency serves owners of single-family homes and apartment dwellers, as well as managers of retail stores and restaurants who need coverage for resident animals.

TM
61 W Alexander Ave
Torrey Moe - State Farm Insurance Agent
Pet Insurance Agent · Merced, CA

Serving Merced, California, and the surrounding communities, Torrey Moe - State Farm Insurance Agent handles pet insurance policies for local pet owners. It assists clients in obtaining coverage that helps manage veterinary expenses for routine and emergency care. The agent works to explain policy options clearly, ensuring customers understand the benefits and limitations of their chosen plan. Each policy is tailored to the pet owner's needs by reviewing available deductibles and coverage levels during the enrollment process.

FI
251 W 11th St
Freeway Insurance
Pet Insurance Agent · Merced, CA

Freeway Insurance in Merced, California, is a pet insurance agent known for connecting pet owners with plans that help manage veterinary costs. Their service range includes policies covering accidents, illnesses, and routine wellness care for dogs and cats. Agents work with multiple providers to find coverage that fits varying budgets and pet health needs. They assist clients throughout the claims process and offer policy adjustments as pets age. A specialty service available is enrollment in optional preventive care add-ons for vaccinations and dental cleanings.

QV
840 W Olive Ave STE E
Quote Valley Insurance - Covered California
Pet Insurance Agent · Merced, CA

Quote Valley Insurance - Covered California, located in Merced, offers pet insurance plans that allow clients to choose between one-time reimbursement for a single visit or recurring monthly coverage for ongoing care. Policies typically cover accidents, illnesses, and routine wellness exams, helping owners manage veterinary expenses across the Central Valley. This agent helps compare plan options to fit different budgets and pet needs. Service operates on a scheduled basis, with agents available for periodic policy reviews and annual enrollment periods.

FB
725 W 18th St #1
Fluetsch & Busby Insurance
Pet Insurance Agent · Merced, CA

Fluetsch & Busby Insurance specializes in connecting pet owners with tailored health coverage policies for dogs and cats. Serving the Merced area, the agency guides clients through plan comparisons, deductibles, and reimbursement options to match different budgets and care needs. It regularly assists with enrollment and claim navigation for routine vet visits and unexpected medical procedures. As spring and summer approach, the agency helps local pet owners secure coverage for common seasonal risks such as tick-borne illnesses, heat-related injuries, or accidental ingestion of toxic plants.

LS
1490 R St
LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY
Pet Insurance Agent · Merced, CA

As spring brings new puppies and kittens into Merced homes, LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY assists local pet owners with coverage for unexpected veterinary costs. This pet insurance agent helps residents compare policies that fit different animal breeds and budgets. They guide clients through the details of deductibles, reimbursement rates, and annual limits. Before finalizing a plan, the agency completes an initial assessment of the pet’s medical history and the owner’s coverage priorities.

JS
830 W 19th St
Justi Smith - State Farm Insurance Agent
Pet Insurance Agent · Merced, CA

Justi Smith operates as a State Farm Insurance Agent in Merced, CA, offering a general range of insurance products for local residents and businesses. The agency provides additional coverage options, including pet insurance for cats and dogs, to help safeguard against unexpected veterinary expenses. Clients can work with this agent to tailor policies that address the unique needs of their household pets in the Merced area. This service is available for commercial sectors such as offices, warehouses, and food service establishments.

FI
527 W Main St
Farmers Insurance - Annissa Fragoso
Pet Insurance Agent · Merced, CA
(209) 626-5551
agents.farmers.com/ca/merced/annissa-fragoso
EI
2830 G St Ste B
Edge Insurance Services
Pet Insurance Agent · Merced, CA
(209) 385-3343
policyplease.com
PP
240 E Yosemite Ave
Peter Padilla - State Farm Insurance Agent
Pet Insurance Agent · Merced, CA
(209) 383-5843
peterpadilla.com
FI
3022 G St
Farmers Insurance - Joe Sapien
Pet Insurance Agent · Merced, CA
(209) 383-5669
agents.farmers.com/ca/merced/joe-sapien
MA
1624 K St
Merced Atlas Insurance Services
Pet Insurance Agent · Merced, CA
(209) 626-5450
MI
833 W 18th St
Merced Insurance
Pet Insurance Agent · Merced, CA
(209) 722-3318
mercuryinsurance.com/agents/california/merced-ins-agcy-044056.html
II
368 E Yosemite Ave Ste. 100
InterWest Insurance Services, LLC. Merced
Pet Insurance Agent · Merced, CA
(209) 723-9181
iwins.com/contact-us/merced
CM
2824 Park Ave Ste. C
Chuck Meyer Insurance Agency
Pet Insurance Agent · Merced, CA
(209) 383-7774
chuckmeyerinsurance.com
FI
1820 P St
Farmers Insurance
Pet Insurance Agent · Merced, CA
(209) 617-7085
farmersagent.com
MS
1860 K St
MARIANA'S INSURANCE & SERVICES
Pet Insurance Agent · Merced, CA
(209) 320-2209

What Does a a Pet Insurance Agent in Merced Cost?

Typical pet insurance costs in California range from 30 to 70 dollars per month for dogs and 15 to 40 dollars per month for cats. Costs depend on your pets age, breed, and the coverage level you choose. Policies with lower deductibles and higher reimbursement rates cost more. This is general information and not insurance advice.

About pet insurance agents in Merced

Pet insurance agents in Merced, California help pet owners find health coverage for their animals. California law requires pet insurance policies to clearly state what is covered and what is excluded. Agents can explain how coverage works for routine care and unexpected accidents in the Merced area.

Frequently Asked Questions

What does a pet insurance agent in Merced do?

A pet insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and waiting periods. They also help you file claims and understand your policy terms.

Is pet insurance required by law in California?

No, pet insurance is not required by law in California. However, California has specific regulations that require insurers to disclose policy details clearly. An agent can help you understand these rules.

Can I get pet insurance for an older pet in Merced?

Yes, many insurers offer coverage for older pets, but premiums are often higher. Some policies have age limits or exclude pre-existing conditions. An agent can help you find a plan that fits your older pets needs.

Pet Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each pet insurance agent's credentials and current standing with your state Department of Insurance.