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Find Pet Insurance Agents in Ham Lake, MN

Looking for a pet insurance agent in Ham Lake? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 pet insurance agents in Ham Lake, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jana Chuinard - State Farm Insurance Agent
1444 147th Ave NE #350, Ham Lake, MN 55304
(763) 421-2271 friendmyagent.com
5 Star Insurance Professionals Inc.
13562 MN-65, Ham Lake, MN 55304
(763) 432-2645 5starinspro.com

Pet insurance agents in Ham Lake, Minnesota help pet owners find coverage for veterinary care. Minnesota law does not require pet insurance, but agents can explain policy terms and exclusions. Local agents can assist with plans that cover accidents, illnesses, and routine care for your pet.

What Does a Pet Insurance Agent in Ham Lake Cost?

In Minnesota, pet insurance premiums typically range from 30 to 70 dollars per month for dogs and 15 to 40 dollars per month for cats. Costs depend on the pet age, breed, and chosen coverage level. Annual deductibles often range from 100 to 500 dollars, with reimbursement rates of 70 to 90 percent. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a pet insurance agent in Ham Lake do?
A pet insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and waiting periods. They do not provide veterinary advice or medical diagnoses.
Is pet insurance regulated in Minnesota?
Yes, pet insurance in Minnesota is regulated by the Minnesota Department of Commerce. Insurers must follow state rules on policy disclosures and claim handling. Agents must be licensed in Minnesota.
Can a Ham Lake agent help with pre-existing conditions?
Most pet insurance policies exclude pre-existing conditions. An agent can explain which conditions are excluded and what waiting periods apply. Some insurers offer limited coverage for curable conditions after a waiting period.