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Directory of pet insurance agents in St Cloud, Minnesota. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 11 pet insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Anderson - State Farm Insurance Agent
300 23rd Ave N, St Cloud, MN 56303
(320) 253-4656
insuremedan.com
Ken Bellicot - State Farm Insurance Agent
2904 Roosevelt Rd #2, St Cloud, MN 56301
(320) 251-4686
agentwhocares.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003
rockcityagency.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Farmers Insurance - Trent Berg
3335 W St Germain St #105, St Cloud, MN 56301
(320) 252-6095
osgoodinsurance.com
Federated Insurance Co
2700 1st St N #215, St Cloud, MN 56303
(320) 314-3964
reps.federatedinsurance.com
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
Pet insurance agents in St Cloud, Minnesota help pet owners find coverage for veterinary care. Minnesota does not regulate pet insurance rates the same way it does for human health plans, so comparing options is important. Local agents can explain policy details and help you select a plan that fits your budget.
What Does a Pet Insurance Agent in St Cloud Cost?
Pet insurance premiums in Minnesota typically range from 20 to 60 dollars per month for a dog or cat, depending on age, breed, and coverage level. Annual deductibles often fall between 100 and 500 dollars. Reimbursement rates usually range from 70 to 90 percent of covered costs. These are general estimates and your actual costs will vary. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a pet insurance agent in St Cloud do?
A pet insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and reimbursement rates. They do not provide veterinary advice but can help you understand your policy options.
Is pet insurance required in Minnesota?
No, pet insurance is not required by Minnesota law. It is a voluntary purchase to help manage unexpected veterinary costs. Some landlords or breeders may require proof of insurance for certain pets.
Can a St Cloud agent help with claims?
Yes, many agents assist with the claims process. They can guide you on submitting invoices and medical records. However, the insurance company makes the final decision on claim payments.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.