The top-rated renters insurance agent in Lake Havasu City, Arizona is Alex Ross - State Farm Insurance Agent, rated 4.9 stars across 255 reviews. Other highly rated options include World Insurance Associates LLC, Farmers Insurance - Anthony Oskolkoff, Wayne Edwards - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Ross - State Farm Insurance Agent | 2138 McCulloch Blvd N | (928) 855-7677 |
| 2 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 3 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 4 | Wayne Edwards - State Farm Insurance Agent | 94 Acoma Blvd S #203 | (928) 846-3513 |
| 5 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 6 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 7 | Deborah J Miller - State Farm Insurance Agent | 1600 McCulloch Blvd N #1B | (928) 854-6693 |
| 8 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 9 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 10 | Crest Insurance Group | 430 El Camino Way | (928) 857-4884 |
Alex Ross - State Farm Insurance Agent serves the Lake Havasu City, Arizona, area as a renters insurance agent. The agency provides tailored coverage for personal belongings and liability protection within rental properties. Clients renting apartments or homes receive policies designed to safeguard against theft, fire damage, and water-related losses. This agent also assists local tenants in evaluating deductible options and policy limits to match their specific needs. The office handles policy adjustments for residents moving between rental units and offers personalized consultations about protecting electronics and furniture.
World Insurance Associates LLC in Lake Havasu City, Arizona offers a full range of renters insurance services to help tenants protect personal belongings and secure liability coverage. Its professionals guide clients through policy options and review coverage limits to match individual needs. The company also assists with policy maintenance, including adjustments for new valuables or changes in living arrangements. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and property managers in Lake Havasu City seeking renters insurance protection work with Farmers Insurance - Anthony Oskolkoff. This agency provides coverage for personal belongings, liability, and additional living expenses in the event of a covered loss. Policies are tailored to fit individual needs, ensuring residents have financial safeguards against unexpected damage or theft. The agency also serves clients in the surrounding Lake Havasu metropolitan area, including Parker and the greater Mohave County region.
Wayne Edwards - State Farm Insurance Agent serves Lake Havasu City, Arizona, and the surrounding communities in Mohave County. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for individuals leasing homes or apartments. The agency reviews each client’s specific living situation and helps select appropriate coverage limits and deductibles. For a typical job, it begins by discussing the client’s rental unit details and personal property value, then tailors a policy that aligns with their budget and risk tolerance.
Jean Works - State Farm Insurance Agent in Lake Havasu City, AZ provides renters insurance on a recurring policy basis through scheduled renewal terms, not as a one-time transaction. Coverage typically protects personal belongings against perils such as fire, theft, and certain water damage, and includes liability protection if someone is injured in your rental. Policies also often offer additional living expenses if your unit becomes uninhabitable. Service runs on a scheduled basis with annual renewal options, always available for as-needed policy updates and claims assistance.
As summer temperatures rise in Lake Havasu City, the need for reliable protection against unexpected damage to personal belongings increases year-round. Dan Firth American Family Insurance helps local residents secure rental coverage tailored to their individual living situations, including protection for electronics, furniture, and clothing. Policies offered can cover theft or accidental damage inside apartments or rented homes throughout the area. The process typically begins with a straightforward initial assessment of personal property and liability needs through a friendly consultation.
Deborah J Miller - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and liability. The agency serves renters throughout the Lake Havasu City area, offering coverage for apartments, houses, and condos. Standard services include policy evaluations to match individual needs and claims assistance. With Lake Havasu’s seasonal heat and potential for summer monsoons, the agency helps renters add coverage for damage from fire, wind, or sudden water leaks.
Hollowell Insurance Agency: Allstate Insurance helps renters protect their personal belongings and liability exposure in Lake Havasu City, AZ. Specialized coverage add-ons can address high-value items, identity theft recovery, and temporary living expenses after a covered loss. Each policy is tailored to meet individual needs, ensuring appropriate protection for different living situations. The agency serves commercial sectors such as offices, warehouses, and food service establishments, providing customized renters insurance solutions for these operations.
Aldridge Insurance Services is known for helping Lake Havasu City residents protect their personal belongings and liability through tailored renters insurance policies. The company serves individuals and families throughout the area, offering coverage for apartments, condos, and rental homes. Standard policies typically safeguard against losses from fire, theft, and certain weather events. For an additional layer of protection, Aldridge Insurance Services can add scheduled personal property coverage for high-value items like jewelry or electronics.
Serving residential renters in Lake Havasu City, Crest Insurance Group works with clients to secure coverage for personal belongings and liability in local rental properties. The agency also assists with commercial insurance needs for businesses and landlords operating within the Lake Havasu City area and surrounding communities. A dedicated agent reviews each policy to match protection with individual rental situations. Clients can easily return for updates, policy reviews, or to add new items between regular visits.
What Does a a Renters Insurance Agent in Lake Havasu City Cost?
In Lake Havasu City Arizona renters insurance premiums usually range from 150 to 360 dollars per year for standard coverage. Factors like proximity to the lake flood zones and your claims history affect the price. A higher deductible can lower your monthly premium. This is general information not insurance advice.
About renters insurance agents in Lake Havasu City
Renters insurance agents in Lake Havasu City help tenants protect personal property from risks like fire theft and water damage. Arizona law does not require renters insurance but many landlords in Lake Havasu City now require it in lease agreements. Agents can explain how actual cash value versus replacement cost coverage works for your belongings.
Frequently Asked Questions
What does a renters insurance agent in Lake Havasu City do?
An agent helps you find a policy that covers your personal property and liability. They explain coverage limits deductibles and Arizona specific exclusions like flood or earthquake damage. They also help you file claims if needed.
Is renters insurance required in Lake Havasu City Arizona?
Arizona state law does not mandate renters insurance. However many landlords and property management companies in Lake Havasu City require tenants to carry a policy as part of the lease agreement. Always check your lease for specific requirements.
How much does renters insurance cost in Lake Havasu City?
Typical renters insurance in Arizona costs between 15 and 30 dollars per month for 15000 to 30000 dollars of personal property coverage. Costs vary based on your location in Lake Havasu City your credit score and the deductible you choose. This is general information not insurance advice.
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