The top-rated renters insurance agent in Bakersfield, California is Freeway Insurance, rated 4.8 stars across 872 reviews. Other highly rated options include Elizabeth Cardenas - State Farm Insurance Agent, Isaias Ruiz - State Farm Insurance Agent, Johnny Williamson - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Bakersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5021 Stockdale Hwy | (661) 282-1855 |
| 2 | Elizabeth Cardenas - State Farm Insurance Agent | 5201 California Ave Suite 230 | (661) 327-0838 |
| 3 | Isaias Ruiz - State Farm Insurance Agent | 1400 Easton Dr STE 127 | (661) 637-1060 |
| 4 | Johnny Williamson - State Farm Insurance Agent | 915 17th St | (661) 324-8700 |
| 5 | Kelli Holz - State Farm Insurance Agent | 3127 19th St | (661) 829-1011 |
| 6 | Acceptance Insurance | 3512 Ming Ave Ste A | (661) 430-2008 |
| 7 | Mike Brazzell - State Farm Insurance Agent | 3001 F St B | (661) 872-7770 |
| 8 | Barney Storms - State Farm Insurance Agent | 4800 Stockdale Hwy Ste 414 | (661) 324-4077 |
| 9 | Farmers Insurance - Marcy Parmley | 3616 Coffee Rd B | (661) 587-4554 |
| 10 | Abir Meerza - State Farm Insurance Agent | 1100 Mohawk St STE 240 | (661) 322-3338 |
Freeway Insurance serves Bakersfield homeowners, renters, and property managers who need personal property liability coverage. As a renters insurance agent in this area, it provides policies that protect belongings against theft and accidental damage. Clients can secure coverage that includes loss of use and medical payments to others. An agent assists with comparing plans and answering coverage questions. The company also serves customers in the broader Kern County metro area, including the neighboring community of Oildale.
Elizabeth Cardenas - State Farm Insurance Agent serves the Bakersfield, California area, offering renters insurance policies designed to protect personal belongings and provide liability coverage for residents. The agency assists local tenants in securing plans that cover theft, fire damage, and temporary living expenses when a rental home becomes uninhabitable. It also handles policy adjustments for individuals moving between apartments or homes within Kern County. The office provides guidance on selecting appropriate deductibles and endorsements specific to Bakersfield rental properties.
Isaias Ruiz - State Farm Insurance Agent provides personalized renters insurance policies designed to protect personal belongings and offer liability coverage. Their services include policy consultations to assess individual needs and routine policy maintenance to ensure coverage remains appropriate over time. The agency manages renewals and assists with claims filing to simplify the process for policyholders. They service renters living in single-family homes, apartments, retail spaces, and restaurants.
Renters insurance agent Johnny Williamson in Bakersfield, California serves tenants, homeowners, and property managers by offering coverage for personal belongings, liability protection, and loss-of-use expenses. Renters insurance helps safeguard against theft, fire, wind, and water damage from burst pipes within their apartments or houses. The agency can advise clients on policy limits and deductibles to match their rental situation. Johnny Williamson also provides insurance services to residents in nearby Oildale and across the greater Bakersfield metropolitan area.
Located in Bakersfield and serving surrounding communities in Kern County, Kelli Holz - State Farm Insurance Agent provides renters insurance coverage for local apartments, houses, and condominiums. The agency handles policies designed to protect personal belongings and offer liability protection against common household incidents. Clients discuss their specific rental situation and coverage needs, then the agent tailors a suitable plan accordingly. For each typical job, the agency outlines policy options clearly and helps the renter select appropriate limits and deductibles.
Acceptance Insurance serves the Bakersfield, California area and its surrounding communities, handling a full range of renters insurance policies. It works with local tenants to cover personal property and liability needs for apartments and rental homes. The agency helps clients understand basic policy differences between actual cash value and replacement cost coverage. It typically approaches each job by first assessing a tenant’s specific living situation and personal asset exposure to recommend appropriate coverage levels.
Mike Brazzell - State Farm Insurance Agent in Bakersfield, CA, distinguishes between one-time service options, such as initial policy setup and documentation review, and recurring services, including policy renewals and quarterly coverage adjustments. Renters insurance coverage typically protects personal belongings against theft, fire, and certain weather-related damages while also providing liability protection. Local clients may choose between one-time consultations for singular needs or scheduled policy reviews to update coverage limits as circumstances change. Service runs on an as-needed basis for claims support and policy changes.
Barney Storms - State Farm Insurance Agent in Bakersfield, CA provides renters insurance coverage that protects personal belongings from theft, fire, and water damage. This agency also generalizes in offering liability protection for tenants, ensuring policyholders are covered if someone is injured inside their rental property. Its services frequently help residents address common concerns like replacing lost or stolen items. As the fall season approaches, the agent specifically assists clients in Bakersfield with updating their policies to cover potential losses from wildfire smoke damage or windstorms.
Farmers Insurance - Marcy Parmley in Bakersfield, California assists clients with both a one-time renters policy for immediate coverage and a recurring monthly plan for ongoing protection against theft, fire, and liability claims. Local renters insurance typically covers personal property and additional living expenses if a rental unit becomes uninhabitable. Services are provided on an as-needed or scheduled basis. Policyholders may request adjustments or a full policy review by contacting the agency during regular business hours for any coverage change.
What Does a a Renters Insurance Agent in Bakersfield Cost?
In California renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies in Bakersfield may be slightly lower than in coastal cities. Actual costs depend on your coverage limits deductible and claims history. This is general information not insurance advice.
About renters insurance agents in Bakersfield
A renters insurance agent in Bakersfield can help you find a policy that covers your personal property and liability. California landlords often require tenants to carry renters insurance. Local agents understand the specific risks in Kern County such as earthquakes and wildfires.
Frequently Asked Questions
Is renters insurance required by law in California?
California state law does not require renters insurance. However your landlord can require it in your lease agreement. Many Bakersfield landlords now include this as a lease condition.
What does a renters insurance agent do in Bakersfield?
An agent compares policies from different insurance companies to find coverage that fits your budget. They explain policy limits deductibles and exclusions. They also help you file claims if your belongings are damaged or stolen.
How much personal property coverage do I need in Bakersfield?
You should estimate the total value of your belongings including furniture electronics and clothing. Most agents recommend at least 20000 to 30000 dollars in coverage. A home inventory can help you choose the right amount.
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