The top-rated renters insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 19 renters insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Mary Agcaoili: Allstate Insurance | 1039 Main St H | (970) 686-1026 |
| 8 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 9 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 10 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
Farmers Insurance - Gabriel Garcia-Hitt serves renters in Windsor, Colorado, and surrounding Weld County, providing coverage for personal belongings and liability protection. This agency assists tenants in selecting policies that shield their possessions from theft, fire, and water damage. It also offers policies that include additional living expenses if a rental becomes uninhabitable, ensuring policyholders have support during temporary relocation after a covered loss. Claims guidance and policy adjustments for local apartments, condos, and homes in the area are primary services handled here.
Scott Horvath - State Farm Insurance Agent serves homeowners, businesses, and property managers in Windsor, Colorado, offering renters insurance policies that help protect personal belongings and provide liability coverage. This agency works with local residents to explain coverage options for apartments and rental homes. It assists customers in understanding how to safeguard their possessions against common perils such as theft or fire damage. The agency also extends its services to neighboring communities within the Fort Collins metropolitan area.
Joe Unruh: Allstate Insurance in Windsor, CO, provides renters insurance policies that cover personal property protection and liability coverage for unexpected events. The agency typically offers assistance with adjusting coverage limits and managing policy details to meet evolving needs. Service plans often include guidance on deductibles and valuable items endorsements. Common maintenance involves reviewing policy terms with clients each renewal to ensure proper asset protection. Its services cover properties such as single-family homes, apartments, retail spaces, and restaurants, helping secure tenants’ belongings in both residential and commercial leases.
Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding communities of Fort Collins, Greeley, and Loveland. The agency handles renters insurance policies to protect tenants against covered losses to personal property and liability. It works with local landlords and property managers to meet lease requirements. For a typical job, the agency reviews an individual lease agreement, then discusses coverage options including liability protection and replacement cost on belongings to ensure the renter is appropriately protected.
Renters insurance is chosen as either a one-time annual payment or an ongoing monthly premium, with Heidi Washburn - State Farm Insurance Agent offering both options. Coverage typically protects personal belongings from theft or damage and provides liability protection within a Windsor, Colorado rental. Policyholders can also include loss-of-use coverage for temporary living expenses. This service generally operates on a scheduled basis, with options for policy adjustments as needed throughout the lease term.
As the summer thunderstorm season approaches in Windsor, CO, residents often worry about damaged belongings from hail or water incursion. Farmers Insurance - Tammy Woods offers renters insurance policies designed to address these specific local concerns, providing financial protection for personal property against common Colorado perils such as fire, wind, and theft. The agency emphasizes clear communication about coverage limits and deductible options. The process begins with a conv
Mary Agcaoili: Allstate Insurance offers renters insurance policies to protect personal belongings and provide liability coverage for tenants in Windsor, Colorado. The agency focuses on helping clients understand their policy options and coverage limits, assisting with claims guidance and policy updates throughout the lease term. In a hail-prone area, it especially works with residents to ensure their policies address storm damage to belongings and provide temporary living expense coverage if a rental unit becomes uninhabitable.
Serving renters in Windsor, CO, Squires Insurance Solutions helps residential clients protect personal belongings and liability. The agency also guides owners of small commercial properties through their coverage needs, with typical service extending throughout the surrounding area. Whether assisting with a first policy or adjusting an existing one, the agent works clearly so clients know what their plans include. Follow-up questions are welcomed at any time, and services remain available between regular office visits to handle changes or renewals.
LSI Insurance Agency, Inc. assists clients in Windsor with protecting their personal belongings through renters insurance policies. The team can help add specialized endorsements to standard coverage, including riders for valuable jewelry, electronics, or liability protections that exceed a basic plan’s limits. The agency works with a range of commercial sectors needing property coverage, such as offices, warehouses, and food service operations.
Brian Binder Agency Inc American Family Insurance, a renters insurance agency serving Windsor, CO, offers policies that protect personal belongings from theft and fire damage. Its services cover liability protection when guests are injured on a rental property, as well as coverage for temporary living expenses if a home becomes uninhabitable. This agency can add on coverage specifically for high-value items like jewelry or electronics through a scheduled personal property endorsement.
What Does a a Renters Insurance Agent in Windsor Cost?
The typical cost for renters insurance in Colorado ranges from 15 to 30 dollars per month for standard coverage. In Windsor your premium may be higher if you live in an area with higher crime or wildfire risk. Many agents can find a policy for around 150 to 200 dollars per year for 25000 dollars in personal property coverage. This is general information and not insurance advice.
About renters insurance agents in Windsor
A renters insurance agent in Windsor Colorado can help you find a policy that protects your personal belongings and provides liability coverage. Colorado law does not require renters insurance but many landlords in Windsor now include it as a lease condition. An agent can explain how local risks like hail or wildfire affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Windsor do?
A renters insurance agent helps you compare policies from different companies to find coverage that fits your budget and needs. They can explain what is covered such as theft fire or water damage from burst pipes. The agent also helps you file a claim if you need to use your insurance.
Is renters insurance required by law in Windsor Colorado?
Colorado state law does not require renters insurance. However many landlords and property managers in Windsor now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement with the right coverage.
How much personal property coverage do I need in Windsor?
Most renters insurance agents recommend enough coverage to replace all of your belongings. A common starting point is 20000 to 30000 dollars in personal property coverage. Your agent can help you create a home inventory to set the right amount.
Renters Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Highlands Ranch