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Find Renters Insurance Agents Near You in Windsor, CO

Browse renters insurance agents serving Windsor, Colorado. Updated 2026-07-14.

The top-rated renters insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 19 renters insurance agents serving Windsor.

Showing 19 renters insurance agents in Windsor, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Gabriel Garcia-Hitt671 Academy Ct UNIT A(970) 686-6839
2Scott Horvath - State Farm Insurance Agent1295 Main St #6(970) 686-6161
3Joe Unruh: Allstate Insurance1051 Main St(970) 686-1026
4Scott Harper - State Farm Insurance Agent819 Main St(970) 674-0937
5Heidi Washburn - State Farm Insurance Agent519 Main St(970) 833-5304
6Farmers Insurance - Tammy Woods208 Main St(970) 686-6555
7Mary Agcaoili: Allstate Insurance1039 Main St H(970) 686-1026
8Squires Insurance Solutions421 Main St B(970) 686-7778
9LSI Insurance Agency, Inc.401 Pointe Plz Dr Suite B(970) 674-1151
10Brian Binder Agency Inc American Family Insurance400 Main St B(970) 674-3223
FI
671 Academy Ct UNIT A
Farmers Insurance - Gabriel Garcia-Hitt
Renters Insurance Agent · Windsor, CO

Farmers Insurance - Gabriel Garcia-Hitt serves renters in Windsor, Colorado, and surrounding Weld County, providing coverage for personal belongings and liability protection. This agency assists tenants in selecting policies that shield their possessions from theft, fire, and water damage. It also offers policies that include additional living expenses if a rental becomes uninhabitable, ensuring policyholders have support during temporary relocation after a covered loss. Claims guidance and policy adjustments for local apartments, condos, and homes in the area are primary services handled here.

SH
1295 Main St #6
Scott Horvath - State Farm Insurance Agent
Renters Insurance Agent · Windsor, CO

Scott Horvath - State Farm Insurance Agent serves homeowners, businesses, and property managers in Windsor, Colorado, offering renters insurance policies that help protect personal belongings and provide liability coverage. This agency works with local residents to explain coverage options for apartments and rental homes. It assists customers in understanding how to safeguard their possessions against common perils such as theft or fire damage. The agency also extends its services to neighboring communities within the Fort Collins metropolitan area.

JU
1051 Main St
Joe Unruh: Allstate Insurance
Renters Insurance Agent · Windsor, CO

Joe Unruh: Allstate Insurance in Windsor, CO, provides renters insurance policies that cover personal property protection and liability coverage for unexpected events. The agency typically offers assistance with adjusting coverage limits and managing policy details to meet evolving needs. Service plans often include guidance on deductibles and valuable items endorsements. Common maintenance involves reviewing policy terms with clients each renewal to ensure proper asset protection. Its services cover properties such as single-family homes, apartments, retail spaces, and restaurants, helping secure tenants’ belongings in both residential and commercial leases.

SH
819 Main St
Scott Harper - State Farm Insurance Agent
Renters Insurance Agent · Windsor, CO

Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding communities of Fort Collins, Greeley, and Loveland. The agency handles renters insurance policies to protect tenants against covered losses to personal property and liability. It works with local landlords and property managers to meet lease requirements. For a typical job, the agency reviews an individual lease agreement, then discusses coverage options including liability protection and replacement cost on belongings to ensure the renter is appropriately protected.

HW
519 Main St
Heidi Washburn - State Farm Insurance Agent
Renters Insurance Agent · Windsor, CO

Renters insurance is chosen as either a one-time annual payment or an ongoing monthly premium, with Heidi Washburn - State Farm Insurance Agent offering both options. Coverage typically protects personal belongings from theft or damage and provides liability protection within a Windsor, Colorado rental. Policyholders can also include loss-of-use coverage for temporary living expenses. This service generally operates on a scheduled basis, with options for policy adjustments as needed throughout the lease term.

FI
208 Main St
Farmers Insurance - Tammy Woods
Renters Insurance Agent · Windsor, CO

As the summer thunderstorm season approaches in Windsor, CO, residents often worry about damaged belongings from hail or water incursion. Farmers Insurance - Tammy Woods offers renters insurance policies designed to address these specific local concerns, providing financial protection for personal property against common Colorado perils such as fire, wind, and theft. The agency emphasizes clear communication about coverage limits and deductible options. The process begins with a conv

MA
1039 Main St H
Mary Agcaoili: Allstate Insurance
Renters Insurance Agent · Windsor, CO

Mary Agcaoili: Allstate Insurance offers renters insurance policies to protect personal belongings and provide liability coverage for tenants in Windsor, Colorado. The agency focuses on helping clients understand their policy options and coverage limits, assisting with claims guidance and policy updates throughout the lease term. In a hail-prone area, it especially works with residents to ensure their policies address storm damage to belongings and provide temporary living expense coverage if a rental unit becomes uninhabitable.

SI
421 Main St B
Squires Insurance Solutions
Renters Insurance Agent · Windsor, CO

Serving renters in Windsor, CO, Squires Insurance Solutions helps residential clients protect personal belongings and liability. The agency also guides owners of small commercial properties through their coverage needs, with typical service extending throughout the surrounding area. Whether assisting with a first policy or adjusting an existing one, the agent works clearly so clients know what their plans include. Follow-up questions are welcomed at any time, and services remain available between regular office visits to handle changes or renewals.

LI
401 Pointe Plz Dr Suite B
LSI Insurance Agency, Inc.
Renters Insurance Agent · Windsor, CO

LSI Insurance Agency, Inc. assists clients in Windsor with protecting their personal belongings through renters insurance policies. The team can help add specialized endorsements to standard coverage, including riders for valuable jewelry, electronics, or liability protections that exceed a basic plan’s limits. The agency works with a range of commercial sectors needing property coverage, such as offices, warehouses, and food service operations.

BB
400 Main St B
Brian Binder Agency Inc American Family Insurance
Renters Insurance Agent · Windsor, CO

Brian Binder Agency Inc American Family Insurance, a renters insurance agency serving Windsor, CO, offers policies that protect personal belongings from theft and fire damage. Its services cover liability protection when guests are injured on a rental property, as well as coverage for temporary living expenses if a home becomes uninhabitable. This agency can add on coverage specifically for high-value items like jewelry or electronics through a scheduled personal property endorsement.

BI
701 Main St
Best Insurance Group, LLC
Renters Insurance Agent · Windsor, CO
(970) 674-5000
bestinsured.net
RI
1349 Water Valley Pkwy
Renaissance Insurance Group
Renters Insurance Agent · Windsor, CO
(970) 674-8825
reninsurance.com
PI
1345-1425 Water Valley Pkwy Pk
Prosper Insurance LLC
Renters Insurance Agent · Windsor, CO
(970) 369-9114
PW
156 Beacon Way
Points West Insurance
Renters Insurance Agent · Windsor, CO
(970) 594-9299
FI
700 Automation Dr UNIT I
Farmers Insurance - Stacey Caruthers
Renters Insurance Agent · Windsor, CO
(970) 292-7572
recruitment.farmers.com/industry-recruiter-locator/co/windsor/stacey-caruthers
FI
8010 S Co Rd 5 Unit 203
Farmers Insurance - Michael Berry
Renters Insurance Agent · Windsor, CO
(303) 431-2300
agents.farmers.com/co/johnstown/michael-berry
HM
1204 W Ash St suite g
Horace Mann Insurance - Susan Krantz Agency
Renters Insurance Agent · Windsor, CO
(970) 674-9475
agents.horacemann.com//SusanKrantz
EI
100 2nd St
Elevate Insurance
Renters Insurance Agent · Windsor, CO
(970) 988-6500
myelevateins.com
FI
700 Automation Dr UNIT I
Farmers Insurance - Carlyn Younglove
Renters Insurance Agent · Windsor, CO
(440) 570-1917
agents.farmers.com/co/windsor/carlyn-younglove

What Does a a Renters Insurance Agent in Windsor Cost?

The typical cost for renters insurance in Colorado ranges from 15 to 30 dollars per month for standard coverage. In Windsor your premium may be higher if you live in an area with higher crime or wildfire risk. Many agents can find a policy for around 150 to 200 dollars per year for 25000 dollars in personal property coverage. This is general information and not insurance advice.

About renters insurance agents in Windsor

A renters insurance agent in Windsor Colorado can help you find a policy that protects your personal belongings and provides liability coverage. Colorado law does not require renters insurance but many landlords in Windsor now include it as a lease condition. An agent can explain how local risks like hail or wildfire affect your coverage needs.

Frequently Asked Questions

What does a renters insurance agent in Windsor do?

A renters insurance agent helps you compare policies from different companies to find coverage that fits your budget and needs. They can explain what is covered such as theft fire or water damage from burst pipes. The agent also helps you file a claim if you need to use your insurance.

Is renters insurance required by law in Windsor Colorado?

Colorado state law does not require renters insurance. However many landlords and property managers in Windsor now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement with the right coverage.

How much personal property coverage do I need in Windsor?

Most renters insurance agents recommend enough coverage to replace all of your belongings. A common starting point is 20000 to 30000 dollars in personal property coverage. Your agent can help you create a home inventory to set the right amount.

Renters Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.