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Find Renters Insurance Agents Near You in Fernandina Beach, FL
Compare renters insurance agents in Fernandina Beach. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 renters insurance agents in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300
brightway.com
Fernando Cevallos - State Farm Insurance Agent
474418 E State Rd 200, Fernandina Beach, FL 32034
(904) 261-2664
fernandinafern.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736
agents.estrellainsurance.com
Llerandi Insurance Group
474384 E State Rd 200, Fernandina Beach, FL 32034
(904) 310-3803
content.naic.org
Renters insurance agents in Fernandina Beach help tenants protect personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Nassau County now include it in lease agreements. Agents can explain how Florida hurricane deductibles and flood exclusions affect your policy.
What Does a Renters Insurance Agent in Fernandina Beach Cost?
Renters insurance in Florida generally costs 15 to 30 dollars per month for 15000 to 30000 dollars of personal property coverage. Policies in coastal areas like Fernandina Beach may have higher premiums due to hurricane risk. Actual costs vary based on your coverage needs and the insurance company. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Fernandina Beach Florida?
Renters insurance typically covers personal property loss from fire theft or vandalism. It also includes liability protection if someone is injured in your rental. Flood damage is not covered and requires a separate policy in Florida.
Do I need renters insurance if my landlord has insurance?
Yes. Your landlord insurance only covers the building structure not your personal belongings or liability. A renters insurance agent in Fernandina Beach can help you get a policy that covers your items and protects you from lawsuits.
How much does renters insurance cost in Fernandina Beach?
Typical renters insurance in Florida costs between 15 and 30 dollars per month. The exact price depends on your coverage limits deductible and location near the coast. An agent can provide a quote specific to your Fernandina Beach rental.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.