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Renters Insurance Agents in Lutz, FL

Looking for a renters insurance agent in Lutz? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 renters insurance agents in Lutz, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis Insurance Agency, Inc.
209 Crystal Grove Blvd STE 101, Lutz, FL 33548
(813) 949-6480 dennisagency.com
Brightway Insurance - The Lutz Agency
1527 Dale Mabry Hwy STE 100, Lutz, FL 33548
(813) 403-5600 brightwayinsurancelutz.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765 abcdennisinsurance.com
Forrest Minx - State Farm Insurance Agent
1531 Dale Mabry Hwy STE 101, Lutz, FL 33548
(813) 527-2181 minxsfinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396 flinsuranceteam.com
We Insure Premier Group
2915 Allegra Wy, Lutz, FL 33559
(813) 713-7194 weinsurepremiergroup.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020 insurancefindersofflorida.com

Renters insurance agents in Lutz Florida help tenants protect their personal belongings and cover liability risks. Florida law does not require renters insurance but many landlords in the Tampa Bay area now mandate it in lease agreements. An agent can explain how Florida windstorm and flood exclusions may affect your policy.

What Does a Renters Insurance Agent in Lutz Cost?

Typical renters insurance in Florida costs between 15 and 30 dollars per month for 15000 dollars in personal property coverage. Policies with higher limits or added endorsements for flood or wind damage may cost 40 to 60 dollars per month. Actual costs depend on your location in Lutz the value of your belongings and your chosen deductible. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Lutz do?
A renters insurance agent helps you choose a policy that covers your personal property and provides liability protection. They can also explain how Florida specific risks like sinkholes or hurricanes are handled. The agent will help you compare quotes from different insurance companies.
Is renters insurance required by law in Florida?
No Florida state law does not require renters insurance. However many landlords in Lutz now include a requirement for renters insurance in the lease agreement. Your agent can help you meet that requirement with a policy that satisfies your landlord.
How quickly can I get a renters insurance policy in Lutz?
Most renters insurance policies in Florida can be issued within 24 hours. After you speak with an agent and provide your information coverage can often start the same day. This is helpful if you need proof of insurance for a new lease quickly.