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Directory of renters insurance agents in Miami Beach, Florida. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 renters insurance agents in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807
toscanoinsurance.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434
agents.estrellainsurance.com
Estrella Insurance
1108 Normandy Dr, Miami Beach, FL 33141
(305) 867-0444
agents.estrellainsurance.com
Del Toro Insurance - Buenos Aires Insurance - Miami Beach
6988 Indian Creek Dr, Miami Beach, FL 33141
(786) 523-0340
deltoroinsurance.com
Pamela Brumer: Allstate Insurance
141 Alton Rd, Miami Beach, FL 33139
(305) 531-1223
agents.allstate.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623
southbeachinsurance.com
Renters insurance agents in Miami Beach help tenants protect their belongings and cover liability risks. Florida law does not require renters insurance but many landlords in Miami Beach now mandate it in lease agreements. An agent can explain how windstorm and flood exclusions apply to your policy in this coastal city.
What Does a Renters Insurance Agent in Miami Beach Cost?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 15000 to 30000 dollars of personal property coverage. In Miami Beach premiums may be slightly higher due to the risk of hurricanes and theft. Actual costs depend on your coverage limits deductible and the specific insurance company. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need renters insurance if I live in a Miami Beach apartment?
Florida law does not require renters insurance. However many landlords in Miami Beach require it in the lease. An agent can help you meet that requirement and protect your personal property from theft or damage.
Does a standard renters policy cover hurricane damage in Miami Beach?
Standard renters insurance covers wind damage from hurricanes but does not cover flood damage. Miami Beach is a high-risk flood zone so you may need a separate flood policy. An agent can explain these exclusions and help you find additional coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.