The top-rated renters insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 15 renters insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 6 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 7 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 8 | Oakbridge Insurance | 225 Marina Dr | (912) 638-8600 |
| 9 | Lara K Carlson - Aflac Insurance Agent | 106 Riverview Dr | (912) 289-4292 |
| 10 | The Hawthorne Agency Inc | 2483 Demere Rd Ste 202 | (912) 222-6465 |
Maggie Dutton - State Farm Insurance Agent serves the St Simons Island, Georgia area as a renters insurance agent. The agency helps local tenants and landlords find suitable coverage for personal property and liability. General services address protection against theft, fire damage, and weather-related losses common to coastal communities. Policies can also include additional living expenses if a rental becomes uninhabitable. Detailed guidance is provided for selecting appropriate deductibles. The agency handles policy adjustments for seasonal residents and those living in multi-unit buildings.
Seban's Insurance Solutions serves renters in the St Simons Island, GA, area by helping them secure coverage for personal belongings and liability protection within leased properties. The company assists clients in understanding policy options that can safeguard valuables against common risks like theft or water damage. Customers often rely on the agency to explain how a renters policy may respond in different scenarios. Seban's Insurance Solutions also extends its services to nearby Brunswick and surrounding Glynn County communities.
Fleet Risk Management Inc serves St Simons Island and the surrounding Glynn County communities, handling renters insurance policies for local residents. The agency understands the specific insurance needs of tenants, including personal property and liability protection. To place a typical policy, the agent first evaluates the client’s rental unit and personal belongings to determine appropriate coverage levels, then compares available options from multiple carriers to find a suitable balance of protection and cost.
Robinson & Associates Insurance, Inc in St Simons Island, GA understands that renters insurance requires a choice between a one-time policy term or a scheduled renewal cycle. Coverage generally protects personal belongings against theft, fire, and water damage liability within the property. Local renters in this coastal area often need policies addressing hurricane risks and flood exclusions. The company provides ongoing as-needed services, including policy adjustments and claims assistance whenever a client requests support.
Turner & Associates Insurance specializes in renters insurance policies for tenants in St Simons Island, GA, covering personal property and liability protection against common household risks. The agency works with local residents to secure coverage tailored to rental homes, apartments, and condominiums in this coastal community. It also assists policyholders with understanding policy limits and filing claims for damaged belongings. As hurricane season approaches, the agency helps tenants evaluate flood and wind damage coverage to protect their possessions from seasonal storms.
From the hurricane season along the Georgia coast to the threat of sudden fire damage, renters on St Simons Island need reliable personal property protection. McGinty-Gordon & Associates in St Simons Island, GA, provides renters insurance agent services to help local tenants secure coverage for belongings and liability risks. The company works with individuals to review policy options that address both common perils and regional weather concerns. An initial assessment of the renter's current possessions and dwelling situation begins the process of identifying appropriate coverage.
In spring, renters on St Simons Island often seek coverage for storm damage and theft, and Oakbridge Insurance helps them find suitable plans. As a Renters Insurance Agent, the company guides clients through policy options that account for coastal weather risks and personal property protection. They focus on matching coverage to individual needs without using generic templates. The process begins with a straightforward inspection or an initial assessment of the renter's belongings and living situation to determine appropriate limits.
Lara K Carlson - Aflac Insurance Agent in St Simons Island, GA, provides renters insurance for tenants seeking protection for personal belongings and liability coverage. This agency can assist with policies that offer additional coverage for high-value items or temporary living expenses. Clients may include those renting apartments or homes, as well as commercial sectors such as offices, warehouses, and food service establishments.
Serving residential clients on St Simons Island, the Hawthorne Agency provides renters insurance policies to protect personal property and liability. Commercial coverage is also available for local businesses seeking similar protection. The agency serves the surrounding Glynn County area, ensuring clients have access to tailored policy options that address common rental risks. Following an initial policy setup, the agency remains available for annual reviews as lease terms or personal needs change, welcoming return clients for adjustments between scheduled visits.
What Does a a Renters Insurance Agent in St Simons Island Cost?
In Georgia, renters insurance typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Policies in coastal areas like St Simons Island may be slightly higher due to storm risk. Your actual cost depends on your coverage limits, deductible, and the insurance company. This is general information and not insurance advice.
About renters insurance agents in St Simons Island
A renters insurance agent in St Simons Island can help you secure coverage for your personal property and liability. Georgia law does not require renters insurance, but many landlords in Glynn County require it in the lease. An agent can explain how local risks like coastal storms affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in St Simons Island do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain deductibles, liability limits, and what is covered for your specific rental property. They also assist with filing claims if you experience a loss.
Is renters insurance required in St Simons Island Georgia?
Georgia state law does not require renters insurance. However, many property owners and management companies in St Simons Island include a requirement in the lease agreement. An agent can help you meet that requirement with an affordable policy.
Does renters insurance cover hurricane damage in St Simons Island?
Standard renters insurance covers wind damage from hurricanes but typically excludes flood damage. For flood protection you need a separate flood policy through the National Flood Insurance Program. An agent can explain these limits and help you get additional coverage if needed.
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