Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 2 renters insurance agents in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848
agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335
darrellynlemke.com
What Does a Renters Insurance Agent in Kapaʻa Cost?
Typical renters insurance in Hawaii costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. Premiums on Kauai may be slightly higher due to island shipping costs and weather risks. Actual cost depends on your coverage limits, deductible, and location. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Kapaʻa?
Renters insurance in Hawaii covers personal property loss from fire, theft, and certain natural disasters. It also includes liability protection if someone is injured in your rental. Flood and earthquake coverage require separate policies.
How do I choose a renters insurance agent in Kapaʻa?
Look for an agent licensed in Hawaii who understands local risks like hurricane and tsunami exposure. Ask about policy limits and deductibles specific to Kauai. Compare quotes from multiple agents to find suitable coverage.
Is renters insurance required by law in Hawaii?
Hawaii state law does not require renters insurance. However, many landlords in Kapaʻa include a requirement in the lease agreement. Check your rental contract to see if coverage is mandatory.