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Renters Insurance Agents in Pearl City, HI

Directory of renters insurance agents in Pearl City, Hawaii. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 3 renters insurance agents in Pearl City, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944 myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044 agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844 teammidro.com

What Does a Renters Insurance Agent in Pearl City Cost?

Typical renters insurance in Hawaii costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Pearl City rates may be slightly higher due to proximity to the coast and flood risk. Actual cost depends on your coverage limits, deductible, credit score, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is renters insurance required by law in Hawaii?
No, Hawaii state law does not require renters insurance. However, many landlords in Pearl City include a lease clause that requires tenants to carry a policy. An agent can help you meet that requirement.
What does a renters insurance agent in Pearl City do?
An agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and optional add-ons for Hawaii specific perils like tsunami or lava flow. They also assist with filing claims after a loss.