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Find Renters Insurance Agents Near You in O'Fallon, IL

Browse renters insurance agents serving O'Fallon, Illinois. Contact information and addresses listed below.

16 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 renters insurance agents in O'Fallon, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600 scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911 insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870 monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800 elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383 jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943 mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515 agents.allstate.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr #1, O'Fallon, IL 62269
(618) 624-8937 agents.allstate.com
Woody Derickson - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-3555
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100 fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Farmers Insurance - Keith Albers
1210 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467 agents.farmers.com
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467 sites.google.com
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441 mskagency.com
Michael Schreffler - COUNTRY Financial Agent
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767 agents.countryfinancial.com
State Farm Insurance
105 W 1st St, O'Fallon, IL 62269
(618) 632-6943 statefarm.com

Renters insurance agents in O Fallon Illinois help tenants protect personal property against theft fire and water damage. Illinois law does not require renters insurance but many landlords now demand it in lease agreements. An agent can explain how local risks like severe storms affect your policy needs.

What Does a Renters Insurance Agent in O'Fallon Cost?

Renters insurance in Illinois typically costs between 15 and 30 dollars per month for standard coverage. In O Fallon rates may be slightly higher due to local weather risks like tornadoes. Actual cost depends on your coverage limits deductible and the insurance company. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in O Fallon Illinois?
Renters insurance typically covers personal belongings liability and additional living expenses if your rental becomes uninhabitable. In Illinois policies often exclude flood damage so you may need separate flood coverage. An agent can tailor a policy to your specific needs.
Is renters insurance required by law in Illinois?
No Illinois state law does not require renters insurance. However many landlords in O Fallon include a lease clause that mandates tenants carry a minimum policy. Check your lease agreement to see if coverage is required.
How much renters insurance do I need in O Fallon?
The amount depends on the value of your belongings and your liability risk. Illinois insurers recommend at least 100000 dollars in liability coverage. An agent can help you inventory your items and choose appropriate limits.