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Find Renters Insurance Agents Near You in O'Fallon, IL

Browse renters insurance agents serving O'Fallon, Illinois. Updated 2026-07-14.

The top-rated renters insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 16 renters insurance agents serving O'Fallon.

Showing 16 renters insurance agents in O'Fallon, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Huels - State Farm Insurance Agent9 Eagle Center # 7(618) 632-3600
2Rob Isringhausen - State Farm Insurance Agent810 W Hwy 50(618) 589-9911
3Monica Vecera - State Farm Insurance Agent630 Pierce Blvd #200(618) 632-4870
4Elisa Hager - State Farm Insurance Agent1315 W Hwy 50(618) 628-8800
5JGP Insurance Group, LLC513 W Hwy 50(618) 228-0383
6Mike Morrill - State Farm Insurance Agent102 Ruth Dr(618) 632-6943
7Jessica Harrison-Wilkins: Allstate Insurance715 W Hwy 50(618) 632-1515
8Joe Wallace: Allstate Insurance1214 Paragon Dr #1(618) 624-8937
9Fischer-Going Insurance717 W Hwy 50(618) 624-2100
10Thoman Insurance Agency800 S Lincoln Ave(618) 632-4061
SH
9 Eagle Center # 7
Scott Huels - State Farm Insurance Agent
Renters Insurance Agent · O'Fallon, IL

Scott Huels - State Farm Insurance Agent serves the O'Fallon, Illinois area, specializing in renters insurance policies for local residents. The agency helps tenants secure coverage that protects personal belongings and provides liability protection within their leased homes or apartments. Policies generally include loss of use coverage if a rental becomes uninhabitable. Common services include tailoring coverage limits to fit personal property values and advising on deductible selections to manage premium costs.

RI
810 W Hwy 50
Rob Isringhausen - State Farm Insurance Agent
Renters Insurance Agent · O'Fallon, IL

Rob Isringhausen - State Farm Insurance Agent offers a range of renters insurance policies to protect personal belongings and provide liability coverage. The agency works with clients to review their specific needs and can help adjust coverage as circumstances change. Service includes explaining policy details and assisting with claims filing when necessary. The company serves residents of single-family homes, apartments, and condominiums, as well as those living in retail spaces and restaurants throughout the O'Fallon, IL area.

MV
630 Pierce Blvd #200
Monica Vecera - State Farm Insurance Agent
Renters Insurance Agent · O'Fallon, IL

Homeowners, renters, and property managers in O'Fallon, IL, turn to Monica Vecera - State Farm Insurance Agent for renters insurance policies tailored to protect personal belongings and liability exposures. This agency assesses individual needs, offering coverage options such as loss-of-use benefits and replacement cost valuations. Serving residential clients throughout the area, it also provides consultation to ensure adequate protection for properties. The office additionally extends its services to neighboring communities within the St. Louis metro region, including Fairview Heights and Belleville.

EH
1315 W Hwy 50
Elisa Hager - State Farm Insurance Agent
Renters Insurance Agent · O'Fallon, IL

Serving O'Fallon, Illinois, and the surrounding communities, Elisa Hager - State Farm Insurance Agent handles renters insurance policies for local tenants. This agency helps renters protect their personal belongings from covered perils such as fire, theft, and water damage. It also assists clients in adding liability coverage to protect against accidents occurring inside a rented home. For a typical job, it works directly with each customer to review individual coverage needs, explaining available options and tailoring a policy that fits their specific rental situation and budget.

JI
513 W Hwy 50
JGP Insurance Group, LLC
Renters Insurance Agent · O'Fallon, IL

JGP Insurance Group, LLC distinguishes between offering a one-time renters insurance policy for new tenants or annual renewal plans for continuous coverage. Their comprehensive policies typically protect personal belongings against theft, fire, and water damage within the O'Fallon, IL area. They also assist clients in understanding liability coverage for accidents that may occur inside a rental property. Service for new policies runs on an as-needed basis, while existing policyholders receive scheduled annual renewal assessments for updated coverage needs.

MM
102 Ruth Dr
Mike Morrill - State Farm Insurance Agent
Renters Insurance Agent · O'Fallon, IL

Mike Morrill - State Farm Insurance Agent provides specialized renters insurance solutions, tailoring policies to protect personal belongings and liability needs. It also offers general coverage consultations for O'Fallon, IL residents, including dwellers of apartments and single-family homes. The agency assists in organizing replacement cost valuations and personal property inventories. Whether a client is moving into a new rental unit or experiencing a busy holiday season with increased visitor traffic, it helps mitigate associated theft or accident risks.

JH
715 W Hwy 50
Jessica Harrison-Wilkins: Allstate Insurance
Renters Insurance Agent · O'Fallon, IL

With fall storms moving through the St. Louis metro area, renters in O'Fallon often review their coverage for wind and hail damage. Jessica Harrison-Wilkins helps local tenants navigate policy options for belongings stored in apartments or single-family rentals near Scott Air Force Base. This agency works to ensure leaseholders understand liability protection and replacement cost terms without requiring a homeowner's investment in walls or roofing. Service begins with a straightforward phone consultation to review current limits before scheduling an inspection of personal property and unit safety features.

JW
1214 Paragon Dr #1
Joe Wallace: Allstate Insurance
Renters Insurance Agent · O'Fallon, IL

Joe Wallace: Allstate Insurance helps clients in O'Fallon, IL, protect personal belongings and liability through standard renters insurance policies. The agency can also arrange added coverage for high-value items like jewelry or electronics. Serving both residential and commercial clientele, this agent assists with policies tailored to various business operations. Commercial sectors served include offices needing equipment and liability protection, warehouses requiring inventory and structural coverage, and food service establishments seeking safeguards for kitchen assets and public liability.

FG
717 W Hwy 50
Fischer-Going Insurance
Renters Insurance Agent · O'Fallon, IL

Fischer-Going Insurance, known for specializing in renters coverage, serves clients throughout the O'Fallon, Illinois area. The agency helps tenants protect personal belongings against common perils such as fire, theft, and water damage. Policies typically include liability protection for accidents occurring inside a rented dwelling. As a local renters insurance agent, it assists customers in selecting appropriate coverage limits and deductibles. The company also offers to endorse policies with additional coverage for high-value items like jewelry or electronics.

TI
800 S Lincoln Ave
Thoman Insurance Agency
Renters Insurance Agent · O'Fallon, IL
WD
102 Ruth Dr
Woody Derickson - State Farm Insurance Agent
Renters Insurance Agent · O'Fallon, IL
(618) 632-3555
FI
1210 Paragon Dr # 1C
Farmers Insurance - Keith Albers
Renters Insurance Agent · O'Fallon, IL
(618) 206-6467
agents.farmers.com/il/o-fallon/keith-albers
AA
1220 Paragon Dr # 1C
Albers Agency Farmers Insurance and Financial Services
Renters Insurance Agent · O'Fallon, IL
(618) 206-6467
sites.google.com/view/the-albers-agency/home
MS
500 Southview Plaza #17
Mueller Schneidewind Koeneman
Renters Insurance Agent · O'Fallon, IL
(618) 624-5441
mskagency.com
MS
1115 Frontage Rd Ste C
Michael Schreffler - COUNTRY Financial Agent
Renters Insurance Agent · O'Fallon, IL
(618) 622-3767
agents.countryfinancial.com/usa/il/o'fallon/michael-schreffler
SF
105 W 1st St
State Farm Insurance
Renters Insurance Agent · O'Fallon, IL
(618) 632-6943
statefarm.com

What Does a a Renters Insurance Agent in O'Fallon Cost?

Renters insurance in Illinois typically costs between 15 and 30 dollars per month for standard coverage. In O Fallon rates may be slightly higher due to local weather risks like tornadoes. Actual cost depends on your coverage limits deductible and the insurance company. This is general information not insurance advice.

About renters insurance agents in O'Fallon

Renters insurance agents in O Fallon Illinois help tenants protect personal property against theft fire and water damage. Illinois law does not require renters insurance but many landlords now demand it in lease agreements. An agent can explain how local risks like severe storms affect your policy needs.

Frequently Asked Questions

What does renters insurance cover in O Fallon Illinois?

Renters insurance typically covers personal belongings liability and additional living expenses if your rental becomes uninhabitable. In Illinois policies often exclude flood damage so you may need separate flood coverage. An agent can tailor a policy to your specific needs.

Is renters insurance required by law in Illinois?

No Illinois state law does not require renters insurance. However many landlords in O Fallon include a lease clause that mandates tenants carry a minimum policy. Check your lease agreement to see if coverage is required.

How much renters insurance do I need in O Fallon?

The amount depends on the value of your belongings and your liability risk. Illinois insurers recommend at least 100000 dollars in liability coverage. An agent can help you inventory your items and choose appropriate limits.

Renters Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.