The top-rated renters insurance agent in West Des Moines, Iowa is Steve Curren - State Farm Insurance Agent, rated 4.9 stars across 299 reviews. Other highly rated options include James Lunders - State Farm Insurance Agent, Matt Kolln - State Farm Insurance Agent, McCartan Insurance Group. This directory lists 15 renters insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Curren - State Farm Insurance Agent | 1332 Grand Ave | (515) 225-2660 |
| 2 | James Lunders - State Farm Insurance Agent | 4800 Mills Civic Pkwy suite 102 | (515) 224-9498 |
| 3 | Matt Kolln - State Farm Insurance Agent | 4150 Westown Pkwy #201 | (515) 393-6509 |
| 4 | McCartan Insurance Group | 640 S 50th St | (515) 633-2273 |
| 5 | The Newton Insurance Group | 595 S 60th St Suite 170 | (515) 803-6088 |
| 6 | Scott Insurance Services | 1100 Grand Ave | (515) 267-0405 |
| 7 | Smith-Kenyon Insurance Resources, LLC - Des Moines | 1200 Valley W Dr Suite 309 V-1 | (515) 259-7782 |
| 8 | Auto-Owners Insurance West Des Moines Regional Office | 1621 W Lakes Pkwy | (515) 200-3753 |
| 9 | The Accel Group - West Des Moines | 7000 Vista Dr Suite 300 | (515) 223-1600 |
| 10 | Chuck Freeman - State Farm Insurance Agent | 5000 EP True Pkwy Suite A | (515) 225-0040 |
Steve Curren - State Farm Insurance Agent serves the West Des Moines, Iowa, metro area with renters insurance solutions. This agency helps local tenants protect their personal belongings and covers additional living expenses if a rental becomes uninhabitable due to a covered loss. Their policies often extend liability coverage for accidents occurring within a rented property. Customers typically consult this agent when securing coverage for apartments, condos, or houses. The agency handles personal property protection and offers consultations on policy deductibles.
James Lunders - State Farm Insurance Agent in West Des Moines, IA offers renter's insurance policies that protect personal belongings against theft, fire, and water damage. Service includes consultation to determine appropriate coverage limits and assistance with filing claims when needed. Maintenance of the policy involves periodic reviews to adjust for new valuables or life changes. This agency services renters in single-family homes, apartments, retail spaces, and restaurants.
Matt Kolln - State Farm Insurance Agent in West Des Moines, IA provides renters insurance solutions for individuals and families living in apartments, condos, and rental homes. The agency assists property managers in securing coverage for tenants and helps homeowners find appropriate policies. It offers guidance on protecting personal belongings and liability while ensuring compliance with lease requirements. Covering the greater West Des Moines area, the agency also serves clients in neighboring Clive and Urbandale.
McCartan Insurance Group serves West Des Moines and the surrounding central Iowa communities, handling renters insurance policies for tenants in apartments and homes. The agency helps customers assess their personal property values and liability exposures to secure appropriate coverage. Tailoring plans to each unique rental situation, it also factors in local weather risks common throughout the Des Moines metropolitan area. A typical job begins with a review of the client’s current belongings, then selecting suitable policy limits before finalizing the documentation.
The Newton Insurance Group in West Des Moines, IA provides renters insurance agent services, which typically differ between one-time policy consultations and recurring coverage reviews for ongoing protection. Their core focus is helping tenants secure policies that cover personal belongings and liability within local rental properties. Each policy option is tailored to individual lease terms and asset values, ensuring appropriate safeguarding. Service for renters insurance through this provider generally operates on both an initial one-time setup and an as-needed basis for future adjustments or claims.
With the arrival of spring storms in West Des Moines, IA, renters often need to review their coverage for wind and hail damage. Scott Insurance Services responds by offering renters insurance agent consultations that clearly explain policy limitations and deductible options for local apartments or homes. The agent assesses each client’s personal property needs, discusses liability protection, and helps schedule a thorough policy review. This initial inspection step typically involves verifying inventory lists and identifying gaps in standard coverage before any changes are made.
Smith-Kenyon Insurance Resources, LLC serves individuals and families by securing renters insurance policies that protect personal belongings from theft, fire, and water damage. It can arrange liability coverage extensions for accidents occurring inside a rented home or apartment, as well as endorsements for high-value items like jewelry or electronics. The agency offers policies that meet the distinct needs of clients in sectors such as professional offices, warehouses, and food service establishments.
As a dedicated renters insurance agent, Auto-Owners Insurance West Des Moines Regional Office offers policies that protect personal belongings from theft, fire, and water damage, along with liability coverage for accidents in a rented home. It provides general service work by helping tenants select appropriate policy limits and deductibles to fit individual budgets and living situations in the West Des Moines area, ensuring that clients understand their coverage options for everyday risks. During the winter months, it also helps renters address concerns about frozen pipes or burst water heaters causing property loss.
The Accel Group - West Des Moines is known for helping local tenants protect their personal property and liability. Its service range throughout West Des Moines, IA, includes working with nearby landlords to meet lease insurance requirements. The agency typically explains how renters insurance covers theft, fire damage, and temporary living expenses. A specialty service it can add on is identity theft restoration coverage for policyholders.
What Does a a Renters Insurance Agent in West Des Moines Cost?
The average cost of renters insurance in Iowa is about 15 to 25 dollars per month for 30000 dollars of personal property coverage. In West Des Moines rates may be slightly higher due to local crime statistics and weather risks. Actual cost depends on your coverage limits deductible and claims history. This is general information not insurance advice.
About renters insurance agents in West Des Moines
Renters insurance agents in West Des Moines help tenants protect their personal property and liability. Iowa law does not require renters insurance but many landlords in the Des Moines metro area now ask for proof of coverage in lease agreements. An agent can explain how Iowa tenant laws affect your policy limits and deductibles.
Frequently Asked Questions
What does a renters insurance agent in West Des Moines do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain Iowa specific rules like the 30 day notice requirement for policy cancellation. They also help you compare quotes from different insurance companies.
Is renters insurance required by law in Iowa?
No Iowa state law does not require renters insurance. However many landlords in West Des Moines now include a requirement in the lease. An agent can help you find a policy that meets your landlords minimum coverage demands.
How much personal property coverage do I need in West Des Moines?
Most agents recommend coverage equal to the total value of your belongings. For a typical one bedroom apartment in West Des Moines that might be 15000 to 30000 dollars. Your agent can help you create a home inventory to set the right amount.
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