The top-rated renters insurance agent in Kansas City, Kansas is Mario Giraldo - State Farm Insurance Agent, rated 5.0 stars across 341 reviews. Other highly rated options include Freeway Insurance, Tom Rich Insurance, Ruth & Associates Business Solutions. This directory lists 11 renters insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mario Giraldo - State Farm Insurance Agent | 10940 Parallel Pkwy Suite J | (913) 334-9400 |
| 2 | Freeway Insurance | 1020 Minnesota Ave | (913) 774-1014 |
| 3 | Tom Rich Insurance | 1057 Minnesota Ave | (913) 281-0808 |
| 4 | Ruth & Associates Business Solutions | 1720 Central Ave | (913) 942-0088 |
| 5 | Auto Insurance Discounters | 4038 State Ave | (913) 371-2255 |
| 6 | RODINA INSURANCE | 1405 N 86th St | (913) 299-9313 |
| 7 | Hernandez Insurance Agency Inc | 1001 Kansas Ave | (913) 967-5727 |
| 8 | Timothy Williams - State Farm Insurance Agent | 7925 State Ave Suite 105 | (913) 371-8414 |
| 9 | Morales Insurance | 838 Minnesota Ave | (913) 321-4492 |
| 10 | Farmers Insurance: Shawn McAllister | 7940 Parallel Pkwy | (913) 788-8288 |
Mario Giraldo - State Farm Insurance Agent serves the Kansas City, Kansas metro area, offering renters insurance solutions designed to protect personal belongings and provide liability coverage. The agency helps local tenants understand how their policy can cover losses from events like theft or fire. Renters insurance can also offer additional living expenses if a home becomes uninhabitable. Mario Giraldo’s office specifically handles policy customization and claims assistance for renters throughout Kansas City, Kansas.
Freeway Insurance provides renters insurance services to clients in Kansas City, Kansas, helping them secure coverage for personal property and liability protection. Its representatives work directly with policyholders to compare plan options and explain available add-ons for enhanced coverage. Maintenance of a policy can include periodic adjustments to reflect changes in living situations or belongings. The agency assists renters in protecting their possessions inside single-family homes, apartments, retail spaces, and restaurants.
Serving renters, homeowners, and property managers in Kansas City, Kansas, Tom Rich Insurance provides renters insurance policies designed to protect personal belongings and offer liability coverage. The company assists clients in understanding policy options that safeguard against losses from theft, fire, and other common perils. Each policy is tailored to fit individual rental situations and coverage needs. Tom Rich Insurance also serves clients throughout the broader Wyandotte County area, including nearby neighborhoods in Kansas City, Missouri.
Ruth & Associates Business Solutions offers one-time policies to suit temporary needs and recurring plans for ongoing protection, covering personal belongings, liability, and additional living expenses in Kansas City, KS. The company helps renters understand policy limits, deductibles, and exclusions to secure appropriate coverage for their apartments or houses. Service operates on a one-time, scheduled, or as-needed basis depending on the client’s preference and requirement.
Auto Insurance Discounters serves Kansas City, Kansas, and its surrounding communities as a local renters insurance agent. It handles policies that protect a tenant’s personal belongings and liability within a rented property. The agency works with area residents to evaluate their coverage needs based on common local factors such as rental unit types and neighborhood conditions. When handling a typical job, it gathers information about the renter’s inventory of possessions, then reviews available policy options to find suitable protection.
Rodina Insurance provides specialized renters insurance policies tailored to protect personal belongings and liability in Kansas City, Kansas. The agency also offers general guidance on coverage limits and deductible options for local apartments and rental homes. It assists clients in navigating claims processes for lost or damaged property. During the winter season, Rodina Insurance helps renters address concerns about frozen pipe damage and thefts common in holiday travel periods.
As summer storms move through Kansas City, tenants in rental homes and apartments often worry about damage to their belongings from strong winds or hail. Hernandez Insurance Agency Inc in Kansas City, Kansas helps renters in that area evaluate their exposure to such typical local weather perils. The agency works with renters to find coverage for personal property losses, temporary living expenses, and liability protection. Every policy discussion begins by reviewing what the client owns and arranging a personal property inspection to document their possessions.
Timothy Williams - State Farm Insurance Agent assists local residents in Kansas City, KS, with securing renters insurance coverage. The agency can help tailor policies to protect personal belongings and provide additional liability coverage. Specialty add-ons such as identity theft protection or coverage for valuable personal property items can also be discussed. This agent works with clients seeking insurance for a variety of commercial sectors, including offices, warehouses, and food service operations.
Morales Insurance provides residential renters insurance coverage in Kansas City, Kansas. This agency also assists clients with commercial policies to protect their business property and liability. Service areas include the surrounding Kansas City metro region, ensuring accessibility for local renters and property owners. The agency focuses on clear policy explanations to help tenants understand their protection options during initial consultations. Clients are encouraged to return for annual policy reviews or updates following life changes between regular visits.
Farmers Insurance: Shawn McAllister in Kansas City, Kansas, is a provider specialized in renters insurance policies. The agency helps local tenants safeguard their personal belongings against common perils like fire, theft, and water damage. Office hours are normally available for in-person consultations regarding policy coverage limits and deductible options. A specialty add-on service available is personal liability protection, which also covers legal defense costs if a guest is injured on the rented property.
What Does a a Renters Insurance Agent in Kansas City Cost?
The average cost of renters insurance in Kansas is about $15 to $30 per month for a standard policy with $30,000 in personal property coverage. Actual premiums depend on factors like your location in Kansas City the value of your belongings and your chosen deductible. This is general information and not insurance advice.
About renters insurance agents in Kansas City
Renters insurance agents in Kansas City Kansas help tenants protect their personal property from theft fire and other losses. Kansas law does not require renters insurance but many landlords in Wyandotte County now include it in lease agreements. An agent can explain how local policies cover liability and additional living expenses if your rental becomes uninhabitable.
Frequently Asked Questions
Do I need renters insurance in Kansas City Kansas?
Kansas state law does not mandate renters insurance. However many landlords in Kansas City require it as a condition of the lease. An agent can help you meet that requirement with a policy that fits your budget.
What does a renters insurance policy in Kansas typically cover?
A standard policy covers your personal belongings against perils like fire smoke theft and vandalism. It also includes liability protection if someone is injured in your rental unit. Flood and earthquake damage are not covered and require separate policies.
How do I choose a renters insurance agent in Kansas City?
Look for an agent licensed in Kansas who has experience with tenants in the Kansas City area. Ask about policy limits deductibles and whether the agent can bundle renters insurance with auto or other coverage. Compare quotes from multiple agents to find the right fit.
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