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Directory of renters insurance agents in Independence, Kentucky. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 renters insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
A renters insurance agent in Independence, Kentucky can help you find coverage for your personal property and liability. Kentucky law does not require renters insurance, but many landlords in Independence do require tenants to carry a policy. An agent can explain local risks and help you choose the right amount of protection.
What Does a Renters Insurance Agent in Independence Cost?
In Kentucky, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 30000 dollars in personal property coverage and 100000 dollars in liability coverage. Costs in Independence may vary based on your credit score, location, and the amount of coverage you choose. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Independence do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is renters insurance required in Kentucky?
Kentucky state law does not require renters insurance. However, many landlords and property management companies in Independence require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.
How much renters insurance do I need in Independence?
Most agents recommend enough coverage to replace all of your personal belongings. In Kentucky, standard policies also include liability coverage of at least 100000 dollars. An agent can help you calculate the right amount based on your inventory and risks.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.