The top-rated renters insurance agent in Louisville, Kentucky is Zachary Hernan - State Farm Insurance Agent, rated 5.0 stars across 907 reviews. Other highly rated options include Aspen Ridge Insurance, LLC, Mike Kenney - State Farm Insurance Agent, Tracy Haus - State Farm Insurance Agent. This directory lists 43 renters insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Hernan - State Farm Insurance Agent | 10116 Taylorsville Rd | (502) 749-5466 |
| 2 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 3 | Mike Kenney - State Farm Insurance Agent | 2950 Breckenridge Ln STE 4 | (502) 473-1172 |
| 4 | Tracy Haus - State Farm Insurance Agent | 11501 Main St | (502) 244-0271 |
| 5 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 6 | Chris Bauer - State Farm Insurance Agent | 2912 Frankfort Ave | (502) 410-2022 |
| 7 | The Insurance Artist LLC | 9700 Bunsen Pkwy | (502) 830-9176 |
| 8 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 9 | Grace Group Agency: Allstate Insurance | 2920 Brownsboro Rd | (502) 205-8038 |
| 10 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
Zachary Hernan - State Farm Insurance Agent serves the Louisville, Kentucky metro area and surrounding Jefferson County communities. Its primary service is helping local residents secure renters insurance policies that protect personal belongings and provide liability coverage. The agency works one-on-one with clients to explain coverage options tailored to differing needs. It handles standard renters insurance policies alongside valuable personal property endorsements for high-cost items like jewelry or electronics.
Aspen Ridge Insurance, LLC assists homeowners, renters, and property managers in Louisville, KY by arranging renters insurance policies that protect personal belongings and provide liability coverage. The agency works with clients to explain basic policy options for individuals and landlords seeking tenant coverage. Typical services include helping customers understand dwelling protection and loss-of-use benefits so they can secure suitable plans for their apartments or rental homes. Aspen Ridge also extends its services to properties in the surrounding Jefferson County metro area and neighboring communities such as St. Matthews.
Mike Kenney - State Farm Insurance Agent provides renters insurance coverage in Louisville, Kentucky and the surrounding communities. The agency works with clients to protect personal belongings and offer liability coverage tailored to their living situation. Policies typically cover losses from events like theft, fire, and certain weather damage. To handle a typical job, the agent generally starts with a detailed consultation to assess individual needs and then presents clear coverage options.
After a severe storm or unexpected leak leaves a Louisville rental in disarray, residents often need swift guidance on protecting their belongings. Tracy Haus – State Farm Insurance Agent provides tailored renters insurance policies designed to address these specific local risks. The agency works to match customers with appropriate coverage for personal property and liability concerns, explaining terms clearly to ensure understanding. To begin the process, an agent conducts a thorough review of the renter’s current possessions and building specifics during an initial consultation.
Greg Haus - State Farm Insurance Agent in Louisville, KY, is known for providing personalized renters insurance coverage tailored to local apartment and home renters. The agency helps clients protect personal belongings and secure liability coverage against unexpected events such as theft or water damage. Renters insurance also offers additional living expense protection if a policyholder must temporarily relocate. For those seeking more comprehensive peace of mind, Greg Haus can add a valuable umbrella liability policy to extend coverage beyond standard limits.
Chris Bauer's State Farm Insurance Agency in Louisville, Kentucky, provides renters insurance for residential properties, ensuring tenants have coverage for personal belongings and liability. The agency also offers commercial insurance solutions for local businesses and serves policyholders throughout the Louisville area. Clients can expect personalized guidance when selecting policies to protect their assets in rental homes or apartments. They encourage existing customers to reach out for follow-up service or adjustments between regular policy reviews, maintaining consistent support for changing coverage needs.
The Insurance Artist LLC provides renters insurance policies for clients in Louisville, Kentucky, tailoring coverage options to protect personal belongings and liability. The company offers guidance on selecting appropriate policy plans and assists with the maintenance of coverage through periodic reviews and updates to ensure it remains adequate. It services customers renting single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Hyland Insurance is known for providing renters insurance policies in Louisville, Kentucky, helping local tenants protect personal belongings and liability coverage. The company offers standard policies that cover theft, fire damage, and temporary living expenses. Renters in the Louisville area can work with the agency to tailor coverage limits and deductibles to their specific rental situation. For additional protection, Hyland Insurance can add on flood insurance for properties in flood-prone zones.
Grace Group Agency: Allstate Insurance in Louisville, Kentucky provides renters insurance for tenants, homeowners, and property managers seeking to protect their belongings and liability. The agency helps customers assess their personal property value and choose appropriate coverage limits for their specific living situation, whether in apartments, condos, or single-family rentals. Policies typically cover theft, fire damage, and temporary living expenses. This agency also serves clients throughout the greater Louisville area, including neighborhoods such as the Highlands and surrounding Jefferson County communities.
What Does a a Renters Insurance Agent in Louisville Cost?
Typical renters insurance costs in Kentucky range from 150 to 250 dollars per year for standard coverage. In Louisville premiums may be slightly higher due to urban crime rates and weather risks. Your actual cost depends on factors like coverage limits deductible and your claims history. This is general information not insurance advice.
About renters insurance agents in Louisville
A renters insurance agent in Louisville Kentucky can help you find a policy that covers your personal property and liability. Kentucky law does not require renters insurance but many landlords in Louisville now ask for proof of coverage. An agent can explain how local risks like severe storms or theft affect your premium.
Frequently Asked Questions
What does a renters insurance agent in Louisville do?
A renters insurance agent helps you compare policies from different companies to find coverage that fits your needs and budget. They explain policy terms such as actual cash value versus replacement cost coverage. They also assist with filing claims if your belongings are damaged or stolen.
Is renters insurance required by law in Kentucky?
Kentucky state law does not require renters insurance. However many landlords in Louisville now include a clause in the lease requiring tenants to carry a policy. An agent can help you meet that requirement while keeping costs low.
How much does renters insurance cost in Louisville Kentucky?
The average renters insurance premium in Kentucky is about 15 to 20 dollars per month for 30 thousand dollars of personal property coverage. Costs vary based on your location in Louisville the amount of coverage and your deductible. An agent can give you a specific quote.
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