The top-rated renters insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Hight-Doland Agency: Allstate Insurance, Freeway Insurance, Christine Bailey - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Madison Crain - State Farm Insurance Agent | 4080 Nelson Rd Ste 900 | (337) 477-3830 |
| 2 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 3 | Freeway Insurance | 3303 Ryan St | (337) 573-6008 |
| 4 | Christine Bailey - State Farm Insurance Agent | 844 University Dr | (337) 429-2258 |
| 5 | Shayne Laughlin - State Farm Insurance Agent | 4328 Lake St | (337) 477-7354 |
| 6 | Curt Beckham - State Farm Insurance Agent | 3616 Ryan St | (337) 477-1188 |
| 7 | Chris Gaudet - State Farm Insurance Agent | 411 W College St | (337) 475-2740 |
| 8 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 9 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 10 | Lindsey Cutler - State Farm Insurance Agent | 4850 Lake St | (337) 474-4272 |
Madison Crain - State Farm Insurance Agent offers renters insurance policies covering personal property and liability protection in Lake Charles, LA. Service plans include assistance with claims filing and policy adjustments for changing coverage needs. Routine maintenance services are provided through annual policy reviews to ensure adequate protection against common local risks such as storms and theft. The company services single-family homes, apartments, retail locations, and restaurants.
Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana metro area as a local renters insurance agent. The company helps tenants in the region find coverage that protects personal belongings and provides liability protection in case of accidents. Renters insurance here often covers loss from theft, fire, and water damage not caused by flooding. The agency also assists with documenting an inventory of personal property and explaining policy limits for temporary living expenses if a rental home becomes uninhabitable.
Freeway Insurance serves renters in Lake Charles, Louisiana, and surrounding communities, handling personal property coverage for apartments, condos, and single-family rentals. It addresses common concerns such as damage from fire or water leaks and liability for guest injuries, helping clients understand policy limits and deductibles. The agency guides tenants through selecting appropriate contents protection by thoroughly assessing their unique living situation and coordinating with property management requirements when needed.
Christine Bailey - State Farm Insurance Agent serves the Lake Charles, Louisiana area and its surrounding communities, handling renters insurance policies for local tenants. Coverage typically protects a policyholder’s personal belongings against perils like fire, theft, and water damage from plumbing issues. Liability protection is also included to help cover legal costs if someone is injured inside the rented property. Each policy is approached by reviewing the tenant’s specific belongings and local risks, then customizing a plan that meets their budget and coverage needs for their rental home or apartment.
Shayne Laughlin - State Farm Insurance Agent specializes in providing renters insurance policies to protect personal belongings and liability exposure. The agency guides residents of Lake Charles through coverage options for apartments, condos, and rental homes on a daily basis. It addresses common concerns like theft, water damage from burst pipes, and temporary living expenses if a unit becomes uninhabitable. With local storm seasons in Lake Charles, the agent frequently helps clients review policies for hurricane-related losses and flood coverage limitations.
When seasonal storms or unexpected accidents create a sudden need for coverage, Curt Beckham's State Farm Insurance Agency in Lake Charles, LA, helps local renters evaluate their policies. As a renters insurance agent, the firm guides clients through the process of protecting personal belongings from common perils like fire or theft. The initial conversation always includes reviewing the renter's current possessions and discussing liability options to determine the right level of financial protection. Each new client begins with a detailed inventory or inspection of their living space.
Chris Gaudet - State Farm Insurance Agent in Lake Charles, LA provides renters insurance coverage that protects personal belongings and liability in a single policy, in contrast to the ongoing premium payments of a recurring plan. The agency explains coverage options such as loss of use and medical payments to others, tailored to local rental needs. This service operates on an as-needed basis for policy questions, claims assistance, or to update coverage after a move or life event.
Kelly Lee Insurance serves renters in the Lake Charles area, offering policies that cover personal belongings and liability protection for apartment and home tenants. Tailored plans help secure financial protection against theft, fire, and water damage, ensuring lease compliance with flexible coverage options. The agency provides guidance on policy limits and deductible choices for local residents. Its service area also extends to Sulphur, providing renters across the metro with dependable insurance solutions.
Goosehead Insurance - James Bice in Lake Charles, Louisiana provides renters insurance coverage that protects personal belongings and liability. Policyholders can often add options for valuable items such as jewelry and electronics. The company assists clients in understanding how coverage responds to common local risks like fire, theft, or water damage from plumbing failures. This agency serves a variety of commercial sectors, including small offices, warehouses, and food service operations.
Lindsey Cutler - State Farm Insurance Agent provides residential renters insurance coverage to individuals in Lake Charles, Louisiana. Commercial insurance policies are also available for local businesses and landlords within the same service area. The office assists clients in selecting appropriate policy limits and deductibles for personal property protection. Follow-up consultations are offered after policy issuance, and agents are available for repeat service between regular billing cycles.
What Does a a Renters Insurance Agent in Lake Charles Cost?
Typical renters insurance costs in Louisiana range from 15 to 30 dollars per month for a standard policy with 15000 to 30000 dollars in personal property coverage. Premiums in Lake Charles can be higher due to hurricane and flood risk. Costs vary by coverage amount deductible and your claims history. This is general information not insurance advice.
About renters insurance agents in Lake Charles
Renters insurance agents in Lake Charles Louisiana help tenants protect their personal property and cover liability. Louisiana law does not require renters insurance but many landlords in Lake Charles do require it in the lease. An agent can explain local coverage options and help you meet your lease requirements.
Frequently Asked Questions
What does a renters insurance agent in Lake Charles do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They can also assist with filing claims after a loss such as fire or theft. Agents know local risks like hurricane and flood exposure in Southwest Louisiana.
Is renters insurance required in Lake Charles Louisiana?
Louisiana state law does not require renters insurance. However many landlords and property managers in Lake Charles include a requirement in the lease agreement. An agent can help you find a policy that satisfies your lease terms.
Does renters insurance cover hurricane damage in Lake Charles?
Standard renters insurance policies cover wind damage from hurricanes but not flood damage. Lake Charles is in a high-risk flood zone so you may need a separate flood insurance policy. An agent can explain what your specific policy covers.
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