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Renters Insurance Agents in Billerica, MA

Directory of renters insurance agents in Billerica, Massachusetts. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Billerica, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 renters insurance agents in Billerica, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Merrimack Valley Insurance Agency
655 Boston Rd #1a, Billerica, MA 01821
(978) 667-2541 cabotrisk.com
James O'Connell Insurance Agency
572 Boston Rd UNIT 7, Billerica, MA 01821
(978) 667-6150 oconnellins.com
Durable Insurance LLC
520 Boston Rd, Billerica, MA 01821
(351) 203-0412
Willis Personal Lines
296 Concord Rd, Billerica, MA 01821
(978) 458-1275

Renters insurance agents in Billerica Massachusetts help tenants protect their personal belongings and cover liability risks. Massachusetts law does not require renters insurance but many landlords in Billerica now include it as a lease condition. A local agent can explain how policies cover fire theft and water damage in your apartment or rental home.

What Does a Renters Insurance Agent in Billerica Cost?

Renters insurance costs in Massachusetts typically range from 15 to 30 dollars per month for 15000 to 30000 dollars of personal property coverage. Factors like your Billerica location credit score and chosen deductible affect the premium. Adding liability coverage or endorsements for high value items can increase the cost. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Billerica do?
A renters insurance agent in Billerica helps you choose a policy that covers your personal property and provides liability protection. They explain coverage limits deductibles and optional endorsements like flood or earthquake coverage. Agents also help you file claims and adjust coverage as your needs change.
Is renters insurance required in Billerica Massachusetts?
Massachusetts state law does not require renters insurance. However many landlords in Billerica now require tenants to carry a renters insurance policy as part of the lease agreement. An agent can help you find a policy that meets your landlords minimum requirements.
How much personal property coverage do I need in Billerica?
A renters insurance agent in Billerica can help you estimate the value of your belongings using a home inventory. Typical policies start at 15000 dollars for personal property but you may need more for electronics furniture or jewelry. Massachusetts law does not set a minimum coverage amount so your agent will recommend based on your items.