The top-rated renters insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 11 renters insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
As leaves pile up and heating season begins in Lawrence, a renter's need for updated coverage grows, and A-Affordable Insurance Agency, Inc. helps residents reassess their policies to match higher household risk. The agency advises on typical perils for the area, such as water damage from frozen pipes or theft from unattended apartments. Their process always starts with a no-obligation inspection of a tenant's personal property and existing declarations page to recommend appropriate limits.
Silverio Insurance Agency serves the Lawrence metro area and surrounding Essex County communities, providing renters insurance policies designed to protect tenants and their personal belongings. The agency works with local residents to evaluate coverage needs, including liability protection and loss-of-use benefits for temporary housing. Policies typically cover theft, fire, water damage from burst pipes, and other common household perils relevant to apartment and home renters. Silverio Insurance Agency assists with filing claims and adjusting policy deductibles for Lawrence clients.
Serving Lynn, Massachusetts, and the surrounding North Shore communities, Mill City Insurance handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. The agency works to help clients understand local coverage needs, including protection against common regional risks like water damage. For a typical job, it reviews a renter’s inventory and living situation, then compares available policy options to match their specific needs and budget.
Ruby Insurance Agency in Lawrence, MA provides renters insurance coverage to protect personal belongings and liability for local residents. It offers service plans that assist clients in understanding policy options and maintaining adequate coverage levels as their needs change. The agency also helps tenants review and update their insurance documents annually or after significant life events. Ruby Insurance Agency serves clients living in single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and property managers in Lawrence, Walter Insurance provides renters insurance policies that protect personal belongings and offer liability coverage. These policies can help cover costs from theft, fire damage, or accidental injury to a guest. Working with a local agent allows customers to discuss their specific needs and select a policy that fits their rental situation. It also serves renters in the neighboring community of Methuen, extending coverage options throughout the broader Merrimack Valley area.
As a renters insurance agent, Elite Insurance Agency is available for one-time policy setup as well as ongoing annual renewals and policy adjustments, providing comprehensive coverage for personal property and liability needs in Lawrence, MA. The agency helps tenants inventory belongings and secure protection against common perils like fire, theft, or water damage. Service is available primarily on an as-needed basis, allowing clients to schedule appointments or submit inquiries for immediate assistance with claims or policy changes.
Serving Lawrence, Massachusetts, and its surrounding communities, Broadway Plaza Insurance Agency handles a range of renters insurance needs. It helps tenants protect their personal belongings and manage liability risks within a rented property. The agency focuses on outlining key coverage options and deductibles during the initial consultation. To approach a typical job, it first assesses the client's specific inventory of personal property and their local rental conditions, then recommends a policy that balances adequate protection with the client's budget requirements.
Essex Insurance Agency specializes in crafting renters insurance policies for Lawrence tenants, covering personal property and liability protection. It works with clients to tailor coverage based on their housing situation, from apartments to single-family rentals. Each fall, the agency assists renters in reviewing policy limits so that holiday events and winter storage of belongings remain fully protected against unexpected damage or theft.
Serving the Lawrence area as a renters insurance agent, PEREZ Insurance and Financial Services, LLC helps tenants protect their personal belongings and liability exposure. Their specialty add-ons typically include coverage for high-value jewelry, electronics, and identity theft restoration services. Monthly policies can bundle with other personal lines. For commercial sectors, they can assist clients needing coverage for small offices, local warehouses, and food service establishments requiring general liability and property endorsements.
As winter approaches in Lawrence, renters often worry about burst pipes or fire damage to their personal belongings. Greater Lawrence Insurance provides renters insurance agent services tailored to these local risks. The company helps tenants understand coverage for property loss and personal liability within standard lease agreements. An agent first takes an in-home inventory of furnishings and electronics to determine appropriate coverage levels before issuing a policy.
What Does a a Renters Insurance Agent in Lawrence Cost?
The typical cost for renters insurance in Lawrence Massachusetts ranges from 15 to 30 dollars per month for a standard policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability coverage. Factors that affect the price include the value of your belongings, the age of your building, and your credit history. Massachusetts allows insurers to use credit scores to set rates. This is general information and not insurance advice.
About renters insurance agents in Lawrence
A renters insurance agent in Lawrence Massachusetts can help you find a policy that protects your personal belongings and provides liability coverage. Massachusetts law does not require renters insurance, but many landlords in Lawrence now ask tenants to carry a policy. An agent can explain local factors like flood risk near the Merrimack River and help you choose the right coverage limits.
Frequently Asked Questions
What does a renters insurance agent in Lawrence do?
A renters insurance agent helps you compare policies from different insurance companies. They explain coverage options such as personal property protection, liability coverage, and additional living expenses. The agent also helps you understand Massachusetts specific rules, like the 15 day grace period for premium payments.
How do I choose a renters insurance agent in Lawrence Massachusetts?
Look for an agent who is licensed by the Massachusetts Division of Insurance. Ask about their experience with Lawrence properties, especially older buildings that may have unique wiring or plumbing. You can also check online reviews and ask for referrals from local property managers.
Is renters insurance required in Lawrence Massachusetts?
Massachusetts state law does not require renters insurance. However, many landlords in Lawrence now include a requirement in the lease agreement. If you do not have a policy, your landlord can legally evict you for breaking the lease terms.
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