The top-rated renters insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 13 renters insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves Salem, Massachusetts and the surrounding Essex County area, offering renters insurance policies tailored to the specific needs of local tenants. The agency helps residents protect their personal belongings against common perils like fire and theft while providing liability coverage for accidents that may occur within a rental unit. It assists clients with filing claims and adjusting coverage limits based on individual inventory values.
Farquhar and Black Insurance Agency provides a full range of renters insurance services in the Salem, Massachusetts area, including policy consultations, claims assistance, and annual policy reviews to ensure coverage remains adequate. Their service plans typically involve helping clients document personal belongings and adjust liability limits as needed. The agency primarily serves single-family homes, apartments, retail spaces, and restaurants in and around Salem.
4 Insurance LLC serves renters in Salem, providing policies that cover personal belongings and liability protection. The agency helps clients understand coverage limits and deductibles, ensuring policies match individual needs. Renters insurance from this company typically protects against theft, fire damage, and certain water-related incidents. The office assists with claims filing and policy adjustments throughout the year. 4 Insurance LLC also manages coverage for residents in nearby Beverly, Massachusetts, extending its service to that neighboring community.
Quote Carma in Salem, MA provides both one-time and ongoing renters insurance options, allowing tenants to choose between single-policy purchases or continuous coverage renewals. Their service typically protects personal belongings against common perils such as fire, theft, and water damage inside the rental unit. Policies also include liability protection for accidents that may occur within the home. This local agency operates on an as-needed basis, with clients able to request a policy quote or policy adjustment whenever their coverage needs change.
Ahmed Insurance Inc offers specialized renters insurance services for residents of Salem, Massachusetts, focusing on protecting personal belongings and providing liability coverage within rental properties. The agency works closely with clients to assess policy options suitable for apartments and condominiums, addressing both standard and unique coverage needs. As the historic coastal city faces damp autumns and nor’easter seasons, the company assists renters in securing protection against water damage from storms and leaking roofs.
John J. Walsh Insurance Agency, Inc. - Salem Office provides renters insurance services throughout Salem, Massachusetts, and the surrounding North Shore communities. It handles policies designed to protect personal belongings and offer liability coverage for tenants in apartments, condos, and rental homes. The agency generally assesses each client’s individual risk factors and rental property situation to recommend appropriate coverage limits. It then customizes a policy to match the specific needs of the renter while ensuring a clear explanation of deductibles and exclusions.
As Salem renters face the unpredictability of New England nor'easters and coastal storms, Express Auto Insurance Agency Inc. provides guidance on policies that protect personal belongings from water or wind damage. The agency helps tenants in the historic city navigate coverage terms for apartments or homes. Whether securing a policy for the first time or adjusting an existing one, an agent reviews individual possessions and liability considerations. The process begins with a short inspection of the rental to assess contents and structural needs.
William C Burke Jr Insurance focuses on helping clients secure essential coverage for their personal property and liability needs in Salem. As a local renters insurance agent, it can arrange protection for belongings against theft, fire, or water damage, along with offering add-ons like identity theft recovery and personal injury liability extensions. This agency serves individuals living in apartments and condominiums, and it is also equipped to obtain policies for businesses operating out of offices, warehouses, and food service establishments.
Relation Insurance Services serves renters in Salem, Essex County, providing liability coverage and personal property protection for apartment dwellers. The agency helps clients secure policies that safeguard belongings against theft, fire, and water damage in local residential buildings. Understanding the unique risks of coastal Massachusetts weather, including nor’easter and flood threats, the company assists with affordable monthly premiums and deductibles. It handles policy endorsements for high-value electronics and jewelry.
Culver Insurance provides residential renters insurance coverage for tenants in Salem, Massachusetts, with policies designed to protect personal property and liability inside apartment homes. The agency also offers commercial coverage options for local small businesses needing renters-style protection for leased spaces throughout the Salem area and surrounding Essex County communities. Following the initial policy setup, agents assist clients with coverage modifications or claim follow-up between regular renewal visits to keep protection aligned with changing needs.
What Does a a Renters Insurance Agent in Salem Cost?
Renters insurance in Massachusetts typically costs between 15 and 30 dollars per month for standard coverage. In Salem premiums may be slightly higher due to coastal weather risks. Actual cost depends on your coverage limits deductible and personal property value. This is general information not insurance advice.
About renters insurance agents in Salem
Renters insurance agents in Salem Massachusetts help tenants protect their personal property and liability. Massachusetts law does not require renters insurance but many landlords in Salem now require it in lease agreements. Agents can explain local coverage options for coastal risks like flooding or wind damage common in Essex County.
Frequently Asked Questions
Do I need a renters insurance agent in Salem Massachusetts?
You do not need an agent to buy renters insurance but an agent can help compare policies from different carriers. Massachusetts law allows tenants to purchase coverage directly or through a licensed agent.
What does renters insurance typically cover in Salem?
Standard renters insurance covers personal property loss from fire theft or vandalism. It also provides liability protection if someone is injured in your rental unit. Flood damage is not covered and requires a separate policy in Salem.
How do I choose a renters insurance agent in Salem?
Look for a licensed agent who offers policies from multiple insurance companies. Ask about coverage limits for high value items like jewelry or electronics. Check that the agent is registered with the Massachusetts Division of Insurance.
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